EDD direct deposit payment delays - been 4 days and still nothing in my account

Direct deposit from EDD typically takes 1-3 business days after the payment shows as 'issued' in your UI Online account. Since today is the 3rd business day, I'd give it until tomorrow before getting too worried. A few things to check: 1) Verify the account number and routing number are correct in your UI Online profile, 2) Make sure your name on the EDD account exactly matches your bank account name, and 3) Check if your bank might be holding the deposit for verification since it's your first direct deposit from EDD. If nothing shows up by tomorrow afternoon, then you should contact EDD.

mine usuly hits my acct next day after it says paid! somethings not right if its been that long

The SAME exact thing happened to me last month!! UI Online showed 'paid' for a whole week while my bank account sat empty. I was freaking out! Turns out my bank (Wells Fargo) was holding the first EDD deposit for 'security review' or something stupid like that. They never even notified me! Have you called your bank and specifically asked if they're holding any deposits for review?

Direct deposit timing can vary based on several factors: - First-time direct deposits from EDD often take longer (3-5 business days) - Some banks hold government deposits for verification - If you certified on a weekend, add an extra day - Bank holidays can delay processing If you need to reach EDD to verify your banking information is correct, I'd recommend using Claimyr (claimyr.com) to get through to an agent quickly. They have a service that helps you bypass the long hold times. I used them when I had a similar issue with my direct deposit not showing up, and they got me connected to EDD in about 20 minutes instead of spending days trying to get through. They have a video demo showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km

THE EDD SYSTEM IS COMPLETELY BROKEN!!!! I switched to direct deposit in January and my first payment took TWELVE DAYS to hit my account even though the website said 'paid' the whole time. No explanation, no apology, NOTHING from EDD! When I finally got through to someone they just said 'oh yeah first payments can take longer' like it's totally normal to leave people hanging without money for weeks. I hate how they treat us like we're criminals for needing unemployment!!

When I first switched to direct deposit last year, my payment took 5 business days to arrive. Every payment after that came in 1-2 days like clockwork. I think the first one always takes longer for some reason - probably some verification thing on their end. If you're worried, you could always switch back to the Money Network card. Those payments seem to post faster in my experience.

did you check your account info is right in the system? my friend put wrong routing # and money went nowhere for weeks

Quick update check - has the money arrived yet? If it's been 5 business days and you still don't see it, you should definitely contact EDD to make sure there isn't an issue on their end.

So glad to hear it finally came through! This is exactly why I always tell people not to panic until it's been at least 5 business days with direct deposit. The first payment from EDD almost always takes longer than expected - I think it's some kind of verification process they do behind the scenes. Now that you're in the system, your future payments should arrive much faster, usually within 1-2 business days. It's frustrating that EDD doesn't explain this delay upfront, but at least you know what to expect going forward!

This is such a common issue with EDD direct deposits! I went through the exact same panic when I first switched from the debit card. What really helped me was setting up text alerts with my bank so I'd get notified the moment any deposit hit my account. Also, pro tip: EDD processes payments in batches, so if you certified late in the week, it might get pushed to the next batch which can add extra days. The uncertainty is the worst part, but like others have said, first-time direct deposits almost always take 3-5 business days. Hang in there!

I'm going through this exact same situation right now! My payment shows "paid" as of Tuesday but it's Friday and still nothing in my account. Reading through all these comments is making me feel so much better - I had no idea first-time direct deposits took this long. I was literally considering driving to the EDD office thinking something was seriously wrong! Thanks everyone for sharing your experiences. Guess I'll wait it out over the weekend and see if it hits Monday. This whole unemployment process is stressful enough without having to worry about payment delays on top of everything else.

I'm dealing with the same anxiety right now! My first EDD direct deposit shows "paid" since Wednesday but still nothing in my Chase account as of today (Friday). Reading all these comments has been such a relief - I had no idea this 3-5 day delay for first-time deposits was so common. I was starting to think I messed up my banking info or something! It's frustrating that EDD doesn't give you a heads up about this delay when you switch from the debit card. At least now I know this is normal and not to panic until it's been a full week. Thanks everyone for sharing your experiences - this community is a lifesaver when you're navigating all this unemployment stuff for the first time!

This is such a helpful thread! I'm new to this community and currently going through my first EDD direct deposit experience too. It's been 3 business days since my payment showed "paid" and I was starting to get really anxious about it. Reading everyone's experiences here has been incredibly reassuring - it sounds like this 3-5 day delay for first-time direct deposits is completely normal, even though EDD doesn't warn you about it anywhere. I wish they would just add a simple note on their website explaining this! It would save so many people from the stress and worry. I'm going to wait until Monday before getting concerned, and I'll definitely set up those text alerts with my bank that someone mentioned. Thanks to everyone who shared their stories - this community is amazing for helping newcomers navigate all the confusing parts of the unemployment process!