EDD direct deposit payment delays - been 4 days and still nothing in my account
Hey everyone, this is my first time getting unemployment benefits through direct deposit instead of the Money Network card. EDD website shows my payment was issued on Monday morning, but it's now Thursday night and still nothing in my checking account! The status says 'paid' but my bank account definitely disagrees. Called my bank and they don't see any pending deposits either. Starting to worry something went wrong with my direct deposit info. Anyone know how long this normally takes? My bills are due next week and I'm starting to stress about this delay.
16 comments
Mei Wong
Direct deposit from EDD typically takes 1-3 business days after the payment shows as 'issued' in your UI Online account. Since today is the 3rd business day, I'd give it until tomorrow before getting too worried. A few things to check: 1) Verify the account number and routing number are correct in your UI Online profile, 2) Make sure your name on the EDD account exactly matches your bank account name, and 3) Check if your bank might be holding the deposit for verification since it's your first direct deposit from EDD. If nothing shows up by tomorrow afternoon, then you should contact EDD.
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GalaxyGlider
•Thanks for the quick reply! I double-checked my account info in UI Online and everything looks correct. My name matches exactly what's on my bank account too. This waiting game is killing me...I guess I'll give it until tomorrow afternoon like you suggested before I panic completely.
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Liam Sullivan
mine usuly hits my acct next day after it says paid! somethings not right if its been that long
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GalaxyGlider
•Seriously? Next day?? Now I'm really worried. Did you have to do anything special to get it that fast?
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Amara Okafor
The SAME exact thing happened to me last month!! UI Online showed 'paid' for a whole week while my bank account sat empty. I was freaking out! Turns out my bank (Wells Fargo) was holding the first EDD deposit for 'security review' or something stupid like that. They never even notified me! Have you called your bank and specifically asked if they're holding any deposits for review?
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GalaxyGlider
•Oh wow, that could be it! I bank with Chase and when I called, I just asked if they saw any pending deposits. I didn't specifically ask about holds or security reviews. I'll call them back first thing tomorrow. Thanks for the tip!
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Giovanni Colombo
Direct deposit timing can vary based on several factors: - First-time direct deposits from EDD often take longer (3-5 business days) - Some banks hold government deposits for verification - If you certified on a weekend, add an extra day - Bank holidays can delay processing If you need to reach EDD to verify your banking information is correct, I'd recommend using Claimyr (claimyr.com) to get through to an agent quickly. They have a service that helps you bypass the long hold times. I used them when I had a similar issue with my direct deposit not showing up, and they got me connected to EDD in about 20 minutes instead of spending days trying to get through. They have a video demo showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
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GalaxyGlider
•Thanks for all that info! I didn't realize first-time deposits take longer - that makes me feel a bit better. If I don't see anything by tomorrow afternoon, I'll check out that Claimyr service. Spending hours on hold with EDD sounds like torture.
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Fatima Al-Qasimi
THE EDD SYSTEM IS COMPLETELY BROKEN!!!! I switched to direct deposit in January and my first payment took TWELVE DAYS to hit my account even though the website said 'paid' the whole time. No explanation, no apology, NOTHING from EDD! When I finally got through to someone they just said 'oh yeah first payments can take longer' like it's totally normal to leave people hanging without money for weeks. I hate how they treat us like we're criminals for needing unemployment!!
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StarStrider
•this happened to my cousin too, they make us wait for OUR MONEY while they sit in their cozy offices not answering phones
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Dylan Campbell
When I first switched to direct deposit last year, my payment took 5 business days to arrive. Every payment after that came in 1-2 days like clockwork. I think the first one always takes longer for some reason - probably some verification thing on their end. If you're worried, you could always switch back to the Money Network card. Those payments seem to post faster in my experience.
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GalaxyGlider
•That's actually really reassuring to hear! Maybe this is just a first-time thing then. I'll stick with direct deposit for now since it seems like future payments should be faster. The Money Network card was such a hassle for me - half the places I tried to use it had issues with it.
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Liam Sullivan
did you check your account info is right in the system? my friend put wrong routing # and money went nowhere for weeks
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GalaxyGlider
•Just triple-checked and my routing and account numbers are definitely correct. That would have been an easy fix!
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Mei Wong
Quick update check - has the money arrived yet? If it's been 5 business days and you still don't see it, you should definitely contact EDD to make sure there isn't an issue on their end.
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GalaxyGlider
•Just checked and IT'S THERE!!! Finally showed up this morning! Looks like it took exactly 4 business days. Thanks everyone for helping me not completely freak out during the wait!
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