EDD benefit transfer to bank account taking forever - should I be worried?

chill man its probably fine. edd systems are super slow sometimes. mine took like 4 days last month.

The EDD website says 24-48 hours but that's BUSINESS hours, not including weekends. So if you certified Sunday night, payment shows Monday, it might not hit until Thursday or even Friday. Their system is old and banking transfers take forever.

I switched from the Money Network card to direct deposit last month, and my first payment took 5 full days to appear in my checking account. After that, the next payment only took 3 days. I think there's some extra verification the first time they send money to a new account. If UI Online shows 'paid' status, the money is coming - just might take until Friday or even Monday.

This is unfortunately common with EDD direct deposits. The 24-48 hour timeframe they mention is often inaccurate. A few things to check: 1. Verify the account number is correct in your UI Online profile 2. Check that your payment status is actually "Paid" not "Processing" 3. Contact your bank to see if they have any pending deposits If you need to speak with EDD about this issue, I'd recommend Claimyr (claimyr.com) to get through to a representative quickly. They have a service that helps you bypass the phone wait times. I used them when my payment was delayed last month and got through in 20 minutes instead of spending days redialing. They have a video demo showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km

THE SAME EXACT THING HAPPENED TO ME!!! The EDD system is BROKEN!! I waited 6 days for my money and had to pay late fees on my electric bill because of their incompetence. When I finally got through to someone after 47 calls (not exaggerating), they just said "it takes time for the banks to process" - WHAT A JOKE!!! Next time I'm sticking with the Money Network card even though I hate the fees. At least I know when I'll get paid!

The transfer time depends on both EDD and your bank's processing systems. Wells Fargo specifically can sometimes hold ACH transfers for 1-2 additional business days for risk management, especially for first-time transfers from government sources. If your UI Online shows 'paid' status, the money has been released from EDD's side. Most likely, it's either in transit or being held briefly by Wells Fargo. If you don't see it by tomorrow (which would be day 4), I recommend calling Wells Fargo specifically and asking about pending government deposits. Sometimes they can see it in their system before it's visible to you online. For future reference, transfers initiated on Mondays typically arrive by Wednesday or Thursday. If you certified on Sunday, the process starts Monday morning, so Thursday-Friday is the normal timeframe.

Yes, subsequent transfers typically process faster. Once your bank has established a pattern with EDD deposits, they usually release the funds more quickly. After 2-3 payments, you should see a more consistent 2-3 day window from certification to deposit.

hey did ur money show up yet? mine just hit this morning and i certified sunday too