EDD payment authorized but not received - typical timeline?

For direct deposit, once your payment shows as 'authorized,' it generally takes 1-2 business days for the funds to appear in your bank account. Sometimes it can process overnight! If you're using the EDD Money Network debit card instead, it typically takes 2-3 business days for the funds to load onto your card after authorization. Since you mentioned this is your first payment, make sure your bank account details were entered correctly in the system. You can verify this in your UI Online account under 'Payment Methods.

Mine only took like 24 hrs to hit my acct after it said authorized. u should b good for rent.

Be careful!!! Sometimes the EDD system says 'payment authorized' but then it gets stuck in 'pending' for WEEKS afterward!!!! I had this happen 3 times during my claim last year where it would show authorized then change back to pending with NO EXPLANATION. I had to call them like 50 times to fix it each time!!! Check your payment history tab too not just the main screen!!!!

When I filed last year I remember waiting almost a week for my first payment after it was authorized. Every payment after that came quicker though, usually 2 days. I think they do extra verification on the first payment or something. Good luck with your rent!

The timeframe depends on both EDD processing and your bank's deposit policies. For direct deposit: - EDD typically processes the payment within 24-48 hours after authorization - Your bank may hold the deposit for an additional 1-2 business days - First-time payments sometimes take slightly longer due to initial verification processes Weekend and holiday processing times vary. If it's been more than 5 business days since authorization, that would be unusual and worth contacting EDD about. Your payment history in UI Online will update to show 'paid' once the money has been sent to your bank.

i was on unemployment in 2021 and then again in 2024 and both times the first payment was the slowest but still came within a week. its weird how the system works sometimes huh

If you need to reach EDD to check on your payment status and can't get through on the phone, I recently discovered a service called Claimyr that helped me get through to an EDD rep in about 20 minutes when I was having issues with my claim. They basically navigate the EDD phone system for you and call you back when they have an agent on the line. Saved me days of frustration! Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. The rep I got confirmed my payment was processing correctly and gave me peace of mind.

congrats on getting authorized! thats the hardest part tbh

when i had direct deposit set up it usually took like 2 days after authorized but then i switched to the money network card and it takes 3-4 days for some reason? idk why the card is slower but it is

Just to update you - if your payment was authorized Tuesday, it should have hit your account by now or will arrive today (Friday). If you don't see it by Monday, there could be one of several issues: 1. Your bank information may be incorrect in the system 2. Your bank may have a hold on new direct deposits 3. There might be a verification flag on your claim If Monday comes and you still don't have your payment, call EDD first thing in the morning (8:00 AM) when their lines are least busy. Let us know if you need additional help!

That's awesome news! So glad it worked out and you got your payment in time for rent. This is exactly why I love this community - everyone sharing their experiences really helps newcomers navigate the EDD system. Your timeline (authorized Tuesday, received Friday) seems pretty typical for direct deposit. Hopefully your future payments will come even faster now that you're in the system!

Glad everything worked out for you! This is such a helpful thread - I'm currently waiting for my first payment to be authorized and was getting anxious about the timeline. Seeing that it typically takes 2-3 business days from authorization to deposit really puts my mind at ease. I'll definitely bookmark this for reference when mine hopefully gets authorized soon. Thanks to everyone who shared their real experiences instead of just speculation!

This whole thread is exactly what I needed to see! I'm in week 3 of waiting for my initial claim to be processed and have been so stressed about the timeline. Reading everyone's real experiences - especially that most people get their money within 2-3 business days after authorization - is incredibly reassuring. The EDD website doesn't give clear timelines so having actual community experiences is invaluable. I'm bookmarking this thread for when (hopefully!) my payment gets authorized. Thanks to everyone for sharing their stories instead of just doom and gloom - it really helps us newcomers know what's normal!