EDD direct deposit to Bank of America - how long until payment hits my account?

congrats on getting paid! mine usually takes 1-2 business days to show up in my BofA acct after it says paid in the system. sometimes its next day sometimes it takes the full 2 days ive never seen it same day tho

For direct deposit, EDD typically processes payments within 24-48 hours after showing 'paid' in UI Online. Bank of America specifically can take an additional business day to post the deposit to your account after receiving it from EDD. So all told, you're typically looking at 2-3 business days from the 'paid' status until it's available in your account. Weekends and holidays don't count as business days, so keep that in mind. If you see 'paid' on a Friday, for example, you might not see the money until Tuesday or Wednesday.

My last claim took FOUR DAYS to hit my account after status changed to paid!!! And EDD kept saying it was the bank's fault while BofA said they hadn't received anything yet. SO FRUSTRATING dealing with this system!!!!

I had bofa too and mine was alwys there the next morning after it said paid

If you need to check on your payment status and can't get through to EDD on the phone (which happens ALL the time), I'd recommend trying Claimyr. They helped me get through to an actual EDD rep when my payment was delayed last month. Their system connects you directly with an agent instead of dealing with the busy signals and disconnects. I found them at claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Super helpful when you need answers about payment timing.

When I was on unemployment last year my BofA deposits were usually showing up 2 business days after the payment was approved. I remember one time I checked my UI Online on Monday morning, saw it was paid, and the money was in my account Wednesday morning like clockwork. EDD processes everything in batches overnight from what I understand.

btw make sure u set up account alerts with bofa so u get a text when the deposit hits! thats what i do so i dont have to keep checking

One important thing to note: if this is your very first payment after establishing your claim, it can sometimes take 1-2 days longer than subsequent payments. This is because the banking information is being verified in the system for the first time. After that, the timeline should be more consistent. So don't panic if this first one takes 3-4 business days - future payments should be faster.