EDD direct deposit timing to Bank of America - same day or delay?

EDD direct deposits to Bank of America typically take 24-48 hours to appear in your account after being authorized. I've been through this process a few times, and it's rarely same-day unless it was processed very early in the morning. If your payment was authorized yesterday, there's a good chance it will show up in your account today or tomorrow at the latest. You can also set up text alerts with your bank to notify you when the deposit hits. Hope that helps!

mine took 3 days once and another time it was overnight. seems random tbh

The timing can depend on when the authorization happened. If it was authorized before 3pm, it often hits accounts the next business day. If after 3pm, it typically takes an additional business day. Also keep in mind that weekends and holidays can delay things. In my experience with BofA specifically, they sometimes hold EDD deposits for 24 hours before making the funds available, even though the deposit shows in your account. You might see it as "pending" before it's fully available.

I HAD BOFA TOO AND THEY WERE TERRIBLE!!!! Switched to direct deposit with my credit union and its WAY faster. BofA would always hold my unemployment money for no reason. The whole system is designed to make us suffer more i swear!!!!!

I've been through this exact situation with Bank of America. For me, it was consistently 1-2 business days after authorization. One thing to note - if this is your first payment, it sometimes takes slightly longer than subsequent payments. The system seems to process faster once the initial deposit connection is established. You might want to check if your BofA account shows any pending deposits - sometimes you can see it's coming before it's fully available.

When I was waiting for my payments last year, I had the WORST time trying to get through to EDD to check on my deposits. Called like 50 times a day with no luck. Finally found this service called Claimyr that got me through to an EDD rep in under 20 minutes. You can check them out at claimyr.com - they have a video showing how it works at https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Seriously was a lifesaver when my payment was delayed and I needed to find out what was happening. Might be worth keeping in your back pocket if your deposit doesn't show up when expected.

my roomate said sometims it shows up at weird times like 3am so maybe check early tomorrow

Just to give you a heads up - once your direct deposit is set up and working properly, the timing tends to be very consistent. So however long this first one takes will likely be your regular timeline for future payments. It's a good idea to note the timing so you can plan your bill payments accordingly for future certifications.

i thikn i had bank of america last time i was on unemplyment and it took like a day and half? not totally sure tho it was back in 2023

UPDATE: My payment just hit my account about 10 minutes ago! So it took almost exactly 24 hours from when it was authorized. Thanks everyone for your help and advice! I'll know what to expect for future payments now.