EDD PFL switched from debit card to direct deposit - how long until money arrives?

mine took 8 days!! they say 24-48 hrs but thats NEVER true with EDD lol

The official timeline is supposed to be 24-48 hours after your payment is issued, but in reality it often takes 5-7 business days for the first direct deposit to process. This happens because they need to verify your banking information the first time. After that, future payments should arrive within 1-2 days of being issued. You can check if your payment was issued by logging into UI Online and looking at your Payment Activity. If it shows as "Paid" but the money isn't in your account, it's still processing. If it still shows as "Pending" then the payment hasn't been issued yet.

When I did my baby bonding PFL last year the same thing happened to me!! I ended up calling EDD to check on the status and they said it can take up to 10 business days for the first direct deposit. They also told me there was a "system issue" affecting direct deposits that week. OF COURSE there was! 🙄 I swear EDD always has some kind of "system issue

I've helped many clients with this exact issue. Here's what's happening: When you switch from the EDD debit card to direct deposit, your bank info goes through a verification process at both EDD and the State Controller's Office. This adds 3-5 business days (not calendar days) to the standard processing time. If your payment was issued within the last 4 days, I'd recommend waiting until at least 7 business days have passed before panicking. If you need to check on the status sooner, I suggest using Claimyr (claimyr.com) to connect with an EDD agent quickly. They have a service that gets you through to EDD without the usual hours of waiting. Check out their demo: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 The agent can tell you exactly where your payment is in the process and if there are any holds or verification issues with your bank account.

I switched mine from debit card to direct deposit during my maternity leave but my situation was actually the opposite of yours. I had a SUPER FAST deposit - I did the switch on a Tuesday and the money was in my account Thursday! Maybe it depends on your bank?? I use Wells Fargo if that helps.

I HATE how inconsistent EDD is with everything!!! I waited TWO WEEKS after switching to direct deposit and ended up having to call them 5 times before someone finally fixed whatever mysterious problem was happening. They kept saying it was "processing" but turns out they had my account number entered wrong even though I triple-checked it when I submitted!! The whole system is designed to be frustrating and prevent people from getting their money. Make sure to document EVERYTHING in case you need to prove when you made the change.

Just an update from what I'm seeing in recent cases - EDD has been having some direct deposit delays specifically for PFL claims since they updated their system last month. The baby bonding claims seem to be taking longer than disability claims right now. If your payment doesn't arrive by day 7, definitely call them directly - sometimes there's a simple verification step that's needed.

I went through this exact same situation 3 months ago! Switched from debit card to direct deposit for my bonding leave and it took 7 business days for the first payment to hit my account. I was freaking out just like you are now. The key thing I learned is that "business days" doesn't include weekends, so if you made the switch on a Friday, that whole weekend doesn't count toward the timeline. Also, I found that calling EDD around 8:02 AM right when they open gives you the best chance of getting through quickly. Hang in there - it's so stressful with a new baby but the money will come!