EDD direct deposit to Money Network card taking forever - normal wait time?

mine took like a week first time. chill

The first deposit to your Money Network card typically takes 3-5 business days after the payment shows as 'paid' in your UI Online account. This is because they're establishing the connection between your claim and the new payment method. After that initial deposit, future payments should appear within 24-48 hours of showing 'paid' status. Did you fully activate your card when you received it? Sometimes that can cause delays if the activation wasn't completed properly.

When I switched to the Money Network card last year, my first payment took 9 days to show up!!! I was FREAKING OUT thinking the money disappeared. Called EDD like 50 times but couldn't get through. After the first payment though, all the others came through in like 1-2 days tops. Just FYI for your future payments!

I had this exact problem last month. I switched payment methods and then my money was in limbo for almost two weeks! I kept checking the card balance every hour like a crazy person. Have you tried calling the Money Network customer service? They weren't very helpful for me, just kept saying "it's processing" but maybe you'll have better luck.

I used to work at Bank of America handling EDD cards (before Money Network took over). Here's what's likely happening: Your payment was processed, but the first deposit to a new card requires additional verification steps in their system. This is actually a security feature to prevent fraud. Two things you should do: 1. Check that your address in UI Online matches exactly what you provided when you set up the card 2. Make sure you completed ALL the card activation steps (some people miss the step where you have to create the online account) If you've done both of these things, it's just a waiting game. First deposits typically take 4-7 business days. If it goes beyond 7 business days, you should contact EDD directly.

If you need to talk to an actual EDD representative about this (which I'd recommend if it's been more than 7 business days), try using Claimyr. I was in a similar situation and couldn't get through the phone system for days. Claimyr got me connected to an EDD agent in about 20 minutes who fixed my direct deposit issue. Their service basically navigates EDD's phone system for you. Saved me days of frustration. They have a video demo at https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km and their site is claimyr.com if you want to check it out.

When I first switched to the card my deposit was delayed too. But here's a tip - once your payment status says "paid" in UI Online, you can call the Money Network automated system (number on back of your card) and even if your balance shows $0 online, sometimes the automated phone system will give you the correct updated balance before the website does. Worth a try!

Anyone else think it's ridiculous that in 2025 it still takes DAYS for electronic transfers to process?? Like seriously, I can Venmo money to a friend instantly but somehow government benefits take a week? Make it make sense.

Quick update for anyone following this thread - I just called EDD this morning about a similar issue (new Money Network card, different problem). The agent told me they're currently experiencing a 5-7 business day delay on first-time direct deposits to Money Network cards due to a system update they're implementing. This is temporary but affecting all new card users. So if you're in this situation, expect some extra days before your first deposit appears.

UPDATE: My payment finally posted to my Money Network card this morning! It took exactly 7 business days from when my UI Online account showed 'paid' status. Thanks everyone for your help and advice. For anyone else switching to the debit card method, definitely plan for at least a week delay on that first payment!

Congrats on getting it sorted out! This thread is going to be super helpful for other people going through the same thing. I'm bookmarking it because I know I'll probably need to switch to the card eventually too. It's crazy that they don't warn people about the week-long delay for first deposits - would save everyone a lot of stress and panic if they just put that info on their website somewhere obvious.

This whole thread is exactly what I needed to see! I just made the switch to the Money Network card last week and was starting to get anxious about when my first payment would show up. Reading everyone's experiences really helps manage expectations - sounds like 5-7 business days is pretty standard for that initial deposit. Really appreciate everyone sharing their timelines and tips. The automated phone system check is definitely something I'll try, and good to know about potential system delays they're having right now. Thanks for documenting this whole process!

This thread is super helpful! I'm about to make the switch from paper checks to the Money Network card myself and was wondering about the timing. Reading through everyone's experiences, it sounds like that first deposit really does take 5-7 business days which is way longer than I expected. The fact that EDD doesn't clearly communicate this delay upfront is pretty frustrating - would definitely help reduce anxiety if they just told people to expect a week wait for the initial deposit. Thanks for sharing all the real-world experiences and tips, especially about checking the automated phone system. Bookmarking this thread for when I make my switch!