EDD payment delayed after changing direct deposit info - how long to process?

omg same thing happened to me i put in the wrong routing number lol. took about 4-5 business days i think

Typically when you update your bank information, EDD will process the change within 1-3 business days. However, if your payment was already processed before you made the change, it might have been sent to the old account information. In that case, it would be rejected by the bank and returned to EDD, who would then either reissue it to your new account or issue a physical check to your mailing address. I'd recommend checking your EDD account daily. If after 5 business days you don't see the money in your new account, call EDD directly to verify where your payment was sent and its current status.

Is the status showing "paid" or "paid - outstanding"?? Those are actually different!! If it says "paid - outstanding" that means there was a problem with your payment being deposited. If it just says "paid" then it MIGHT have gone to the wrong account and you'll need to wait for it to bounce back which can take up to 10 DAYS!!! I learned this the hard way!! 😫

i changed my info before and they just sent me a debit card instead. check your mail maybe theyll just do that

When I had a similar issue with my direct deposit info, I found it impossible to get any clear answers online. I eventually used Claimyr to get through to an EDD rep directly (claimyr.com) - they have a video demo showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep I spoke with was able to check exactly where my payment was in the system and confirmed it was being redirected to my new account. Saved me days of anxiety. Much better than refreshing my bank account every hour!

The EDD system is GARBAGE with updating bank info!!!! I had this happen last year and it took THEM 2 WEEKS to figure it out!!!! And guess what? They NEVER notified me about ANYTHING!!! I had to call them EVERY SINGLE DAY until someone finally helped me!! The worst part is they can clearly see in their system when you update your info but they still make you wait!!!

Just to add some clarification here: If you changed your bank info AFTER your payment was already processed (status changed to "paid"), then it likely went to the incorrect account first. If the account doesn't exist, it will be rejected and returned to EDD within 2-3 business days. At that point, EDD will either reprocess it to your new account (3-5 additional business days) or mail a paper check (7-10 business days). If the incorrect account number you entered happens to be a valid account belonging to someone else (unlikely but possible), that's a more complicated situation that would require direct contact with EDD.

I work at a bank (not for EDD) and deal with this sort of thing regularly. Here's what happens: if the account number doesn't exist, the ACH transfer will reject automatically and return to sender (EDD). This typically takes 2-3 business days. Once EDD receives the rejected payment, they'll process it to your updated bank info, which takes another 2-3 business days. So you're looking at about 4-6 business days total from when the payment was first sent.

btw did u check if the payment went to ur old card maybe? when i first applied i got a money network card even tho i signed up for direct deposit

Just wanted to update you - I checked with a friend who works as an EDD contractor. She said that if you update your bank info and the status already says "paid," you should see the deposit within 7-10 business days total (including the time for the rejected payment to be returned and reprocessed). If you don't see it by then, definitely call EDD directly. Hope this helps ease your mind a bit!