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Sean O'Donnell

MOHELA: Need to stop payments but call keeps dropping. Help!

Hey everyone, I'm having trouble with MOHELA and need to stop payments. I tried calling them but the call dropped. Has anyone else had this issue or know how to get through to a real person? Any advice would be appreciated!

Ugh, MOHELA is the worst! I've been trying to get through to them for weeks. It's like they don't want us to actually talk to anyone. Have you tried calling early in the morning? Sometimes that works for me.

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Early morning didn't work for me. I tried at 8 AM sharp and still got the runaround. 🤬

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Same here. I even tried calling right when they open and still no luck. Its like playing the lottery

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Damn, sorry to hear that. Guess we're all in the same sinking boat here 😩

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I found a method that actually works to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video explaining it: https://youtu.be/kfgsWnbb8cU

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Sounds too good to be true. Are you sure it's legit?

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20 bucks? That's steep just to talk to someone who should be available for free.

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I get the skepticism, but it really did work for me. After wasting hours on hold, the $20 was worth it to finally get my issue resolved. Just sharing what worked for me! 🤷‍♂️

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Have you tried reaching out to them on social media? Sometimes companies are more responsive there because it's public. Worth a shot!

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Here's what I've learned after dealing with MOHELA for months: 1. Be persistent. Call multiple times if needed. 2. Document everything. Write down who you talked to and when. 3. Use their online portal to submit requests if possible. 4. If all else fails, consider filing a complaint with the CFPB. 5. Check if you qualify for any repayment plans or forbearance options. Hope this helps! Let me know if you need any more info.

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Thank you so much for this detailed response! I'll definitely try these steps. Have you had any luck with the CFPB complaint route?

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Yes, actually! After filing a CFPB complaint, MOHELA reached out to me within a week. It seems to light a fire under them. Just make sure your complaint is clear and includes all relevant details.

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lol good luck. MOHELA is where dreams go to die and hold music plays for eternity 💀

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MOHELA's hold music haunts my nightmares fr 😂

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AstroAce

Have you checked if theres a way to stop payments online? Sometimes its easier to do stuff through their website than actually talking to a human

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I tried, but the website is so confusing. I couldn't find the option anywhere. 😕

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AstroAce

Aw man, that sucks. Their website is like a maze designed by a drunk person 🤦‍♂️

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I feel your pain! MOHELA's phone system is absolutely terrible. Here's what finally worked for me: try calling the forbearance/deferment line instead of the main customer service number. The wait times are usually shorter and they can often help with payment issues too. The number is on their website under "Contact Us" - look for the specific forbearance option. Also, if you're trying to stop payments temporarily, you might want to look into economic hardship deferment or forbearance options which you can sometimes apply for online. Good luck!

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This is such a helpful tip! I never thought to try a different department line. Sometimes the specialized lines have way less volume than the main customer service number. Thanks for sharing the forbearance line suggestion - definitely going to try this next time I need to reach them!

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