MOHELA keeps disconnecting my calls - how to actually reach a human?
Hey everyone, I'm having trouble with my student loan and I need to talk to someone at MOHELA. Has anyone had any luck getting through to them lately? I've been trying to call but keep getting disconnected. Any tips or advice would be really appreciated!
22 comments


Eduardo Silva
Ugh, MOHELA is the worst! I've been trying to get through to them for weeks. It's like they don't want us to actually pay our loans or something 🙄
0 coins
Leila Haddad
•For real tho! I swear they make it difficult on purpose. Like, do they want our money or not? 🤔
0 coins
Emma Johnson
•Same boat here. Its so frustrating. I just wanna sort out my payments and move on with my life!
0 coins
Ravi Patel
I found a way to actually get someone on the phone! I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/kfgsWnbb8cU
0 coins
Astrid Bergström
•Sounds too good to be true. Does it really work? $20 seems steep just to make a phone call.
0 coins
Ravi Patel
•I know it sounds crazy, but it actually does work. I was skeptical too, but after wasting hours on hold, $20 was worth it to finally talk to someone.
0 coins
PixelPrincess
•How long did you have to wait after using the service?
0 coins
Ravi Patel
•It took about an hour, but I didn't have to actively wait on hold. The service called me when an agent was on the line.
0 coins
Omar Farouk
Have you tried reaching out to them on social media? Sometimes companies are more responsive there because it's public.
0 coins
Chloe Martin
Here's what I've learned after dealing with MOHELA for the past 6 months: • Best time to call is right when they open in the morning • Use their online chat feature if possible, it's often faster • Keep detailed notes of every interaction, including rep names and call reference numbers • If you're not getting anywhere, ask to speak to a supervisor • Consider filing a complaint with the CFPB if they're being unresponsive Hope this helps! Hang in there, dealing with student loans is a nightmare 😫
0 coins
Freya Andersen
•Wow, thank you so much for this detailed advice! I'll definitely try calling first thing tomorrow morning. Do you know what time they open?
0 coins
Chloe Martin
•They open at 7am Central Time, so set your alarm! Good luck!
0 coins
Diego Fernández
lol mohela more like mo-hell-a amirite? 🤣
0 coins
Anastasia Kuznetsov
•🤣🤣🤣 I'm dead. Gonna use that one next time I'm on hold with them for 3 hours
0 coins
Sean Fitzgerald
Has anyone else noticed that their website is always down for "maintenance" whenever you actually need to use it? It's like they're allergic to being helpful 🙄
0 coins
Zara Khan
•OMG YES! I swear it's a conspiracy. They probably have hamsters running their servers or something 🐹💻
0 coins
MoonlightSonata
Friendly reminder to everyone: document EVERYTHING when dealing with MOHELA. Save emails, record calls (if legal in your state), take screenshots. You never know when you might need proof of what they told you.
0 coins
Mateo Gonzalez
Anyone else feel like they need a degree in bureaucracy just to navigate the student loan system? And here I thought getting the actual degree was the hard part 🎓🤦♂️
0 coins
Nia Williams
•For real! Maybe we should start a class: "Surviving Student Loans 101" 📚💸
0 coins
Luca Ricci
Pro tip: if you're having trouble with MOHELA, reach out to your state's student loan ombudsman. They can sometimes help mediate issues and get things resolved faster.
0 coins
Freya Andersen
•I had no idea this was even a thing! Thank you, I'll look into it if I can't get through to them soon.
0 coins
Landon Flounder
I've been dealing with MOHELA for 2 years now and here's what finally worked for me: call their Spanish line even if you don't speak Spanish fluently. The wait times are usually much shorter, and most reps are bilingual anyway. Once you get through, just explain you need help in English and they'll switch over. It's not ideal, but desperate times call for desperate measures! Also, try calling on Wednesdays around 2-3 PM - seems to be their least busy time in my experience.
0 coins