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Liam Fitzgerald

MOHELA supervisor agreed to fix payment count issue but didn't follow through. What now?

I've been dealing with a payment count issue with MOHELA for a while now. Finally got to speak with a supervisor, but they didn't follow through with what we agreed on. Has anyone else experienced this? Any advice on how to get them to actually do what they say they will?

Ugh, MOHELA is the worst! I've been in the same boat for months. It's like talking to a brick wall sometimes. Have you tried sending a follow-up email to document everything? That way you have a paper trail.

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That's a good idea. I'll definitely try that. Do you have any suggestions for what exactly I should include in the email?

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Yeah, make sure to include the date and time of your call, the name of the supervisor you spoke with, and a detailed list of everything you agreed on. Also, ask for a written confirmation of their planned actions and a timeline for when they'll be completed.

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Thanks! That's really helpful. I'll draft something up today.

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I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/kfgsWnbb8cU

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Sounds too good to be true. Is this legit? Anyone else tried it?

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I was skeptical at first too, but it really did work for me. Saved me hours of hold time.

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$20 seems steep just to talk to someone. Shouldn't this be free?

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I get it, but for me, it was worth it to not waste an entire day on hold. Time is money, ya know? 🤷‍♂️

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Have you tried reaching out to your state's ombudsman? They can sometimes light a fire under these agencies and get things moving.

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MOHELA is a joke fr 🤡 I've been fighting with them for like 6 months over a simple payment issue. It's like they purposely make everything difficult.

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Preach! 🙌 I swear they hire people based on how unhelpful they can be.

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LOL for real tho. It's like a special skill to be that useless 😂

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Here's what I've learned from dealing with MOHELA for the past year: 1. Always get everything in writing. After every call, send a follow-up email summarizing what was discussed and agreed upon. 2. Keep detailed records of all interactions, including dates, times, and names of representatives. 3. Use their online portal to submit formal complaints. This creates an official record. 4. If you're not getting anywhere, ask to escalate to a supervisor immediately. 5. Consider reaching out to your state's attorney general's office or the Consumer Financial Protection Bureau if MOHELA continues to not follow through. 6. Join the MOHELA Borrowers Facebook group. Lots of good info and support there. 7. Be persistent. It's frustrating, but don't give up. Keep calling and emailing until you get results. Hope this helps! Hang in there, OP. 💪

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Wow, thank you so much for this detailed response! This is incredibly helpful. I'll definitely be implementing these strategies.

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This should be pinned to the top of the subreddit tbh. Solid advice 💯

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have u tried threatening legal action? sometimes that gets their attention real quick

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Be careful with this approach. It might work, but it could also backfire and make them less willing to work with you.

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I feel your pain, OP. The whole system is broken. We shouldn't have to jump through so many hoops just to get basic customer service. It's exhausting.

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This is so frustrating but unfortunately not uncommon with MOHELA. I had a similar experience where a supervisor promised to manually adjust my payment count within 5 business days, but nothing happened for weeks. What finally worked for me was filing a complaint with the Federal Student Aid (FSA) Ombudsman - they have more authority to push servicers like MOHELA to actually follow through. You can submit a complaint online at studentaid.gov/feedback-ombudsman. Also, when you do get back in touch with MOHELA, ask for the supervisor's direct phone number and extension so you can follow up directly rather than going through the main customer service line again. Document everything and don't let them off the hook!

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This is really valuable advice! I didn't know about the FSA Ombudsman - that sounds like exactly what I need. How long did it take for them to respond after you filed the complaint? And did MOHELA actually follow through once the Ombudsman got involved?

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The FSA Ombudsman route is solid advice! I went through something similar last year. They responded within about 2 weeks and assigned me a case number. Once they contacted MOHELA on my behalf, things moved pretty quickly - got my payment count corrected within a month. The key is being really specific in your complaint about what MOHELA promised and when, plus any documentation you have. Don't be afraid to mention that this is affecting your loan forgiveness timeline if that's the case. The Ombudsman takes those situations seriously.

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I went through this exact same thing last year! The key is to escalate beyond MOHELA entirely. After getting nowhere with their supervisors (who seem to promise everything and deliver nothing), I filed complaints with both the CFPB and my state attorney general's office. Within 2 weeks of filing the CFPB complaint, I got a call from a different MOHELA department - not regular customer service - and they actually fixed my payment count issue. The CFPB complaint creates a paper trail that MOHELA has to respond to officially, so they can't just ignore you like they do with regular calls. Also, make sure you're documenting everything - dates, times, names, reference numbers, what was promised vs what actually happened. This documentation becomes crucial when you file formal complaints. Don't waste more time with their regular customer service runaround!

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This is exactly the kind of actionable advice I needed to hear! I've been spinning my wheels with their regular customer service for way too long. Filing a CFPB complaint sounds like the way to go - I had no idea they had to respond officially to those. Quick question: when you filed the complaint, did you include all the documentation from your previous calls and interactions, or just focus on the most recent broken promise from the supervisor? I want to make sure I'm putting together the strongest case possible. Thanks for sharing your experience!

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