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Abby Marshall

How to file for unemployment - Washington ESD application process help needed

I just got laid off from my job at a manufacturing company yesterday and need to figure out how to file for unemployment benefits. I've never done this before and the Washington ESD website is pretty confusing. Can someone walk me through the basic steps? Do I need to apply right away or can I wait a few days? Also not sure what documents I'll need to have ready.

You should definitely file as soon as possible! The sooner you apply, the sooner your claim can be processed. Go to esd.wa.gov and look for the 'Apply for Benefits' section. You'll need your Social Security number, driver's license, and employment information for the last 18 months.

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Thanks! Do I need exact dates of employment or just approximate?

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Exact dates if you have them, but approximate is okay too. They can verify with your employer later.

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Washington ESD stands for Employment Security Department - that's the state agency that handles unemployment insurance (UI) claims. You can file online at esd.wa.gov, no need to go anywhere in person. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates worked.

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Thank you! Do I need to wait a certain amount of time after losing my job or should I file right away?

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File as soon as possible! Your benefit year starts the week you file your claim, not when you lost your job. Don't wait.

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First thing - don't panic! Filing with Washington ESD isn't as complicated as it seems. You'll need your Social Security number, driver's license, and employment history for the last 18 months (employer names, addresses, dates worked, and reason for separation). Go to esd.wa.gov and look for the 'Apply for Benefits' link. The whole application takes about 30-45 minutes if you have all your info ready.

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Thank you! Do I need pay stubs or just the basic employment info?

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Just the basic info for the initial application. Washington ESD will request documents later if they need them for verification.

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The online application through SecureAccess Washington (SAW) is pretty straightforward but make sure you have all your info ready first. You'll also need bank account details if you want direct deposit instead of waiting for a debit card.

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What's SecureAccess Washington? Is that different from the ESD website?

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SAW is the login system Washington state uses for multiple services including ESD. You create one account that works for unemployment, taxes, business licenses, etc.

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The online application took me about 30 minutes when I did it last year. Make sure you have your bank account info ready for direct deposit too.

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Good point about the bank info, I wouldn't have thought of that.

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Make sure you apply as soon as possible because there's a waiting week before benefits start. I waited like 2 weeks thinking I needed to get all my paperwork perfect and that just delayed everything.

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Good point, I'll apply today then. How long does it typically take to get approved?

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Mine took about 2 weeks but I've heard it can vary depending on if they need to verify anything with your employer.

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Just went through this process myself two months ago. The hardest part was getting through to someone at Washington ESD when I had questions. Spent hours on hold trying to reach an agent. Finally found this service called Claimyr (claimyr.com) that helped me get connected without the endless waiting. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that one of those paid services? I'm already broke from losing my job.

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It's worth checking out their site for the details. For me it was better than spending entire days trying to get through on my own when I needed answers about my claim status.

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Make sure you understand the difference between filing your initial claim and filing your weekly claims. The initial claim is just the beginning - you have to file weekly claims every week to actually receive benefits. And you MUST be actively looking for work and keep a job search log.

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How many jobs do I need to apply for each week?

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You need to make at least 3 job search activities per week. Can be applications, networking, attending job fairs, etc. Keep detailed records in your WorkSourceWA account.

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Wait, I thought it was 5 job searches per week? The requirements keep changing.

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It's currently 3 per week for most people. Some special programs might be different but standard UI is 3 activities.

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Just went through this process myself and it was frustrating trying to get through to someone at Washington ESD to ask questions. If you run into issues or need to speak with an agent, I found this service called Claimyr (claimyr.com) that helps you get through to ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of busy signals.

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How does that work exactly? Do they just call for you?

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They help you get connected when the phone lines are busy. Much easier than trying to call yourself repeatedly.

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One thing that really helped me when I was struggling to get through to Washington ESD was using Claimyr. It's a service that helps you actually reach a human agent when you need to check on your claim status or get questions answered. I found it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than sitting on hold for hours.

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Is that legit? I'm always skeptical of third-party services for government stuff.

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Yeah it's legitimate - they just help you get connected to the actual Washington ESD phone system more efficiently. I was skeptical too but it actually worked when I needed to resolve an issue with my weekly claim.

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The Washington ESD system can be slow, so don't panic if your claim shows 'pending' for a while after you submit it. That's normal. Just make sure you file your weekly claims once your initial application is processed.

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What do you mean by weekly claims? Is that something separate from the initial application?

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Yes, after your initial claim is filed, you have to file weekly claims every week to continue receiving benefits. It's like checking in to confirm you're still unemployed and looking for work.

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And don't forget about the job search requirements! You need to keep track of your job search activities.

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Pro tip - gather ALL your employment info before you start the application. I had to stop halfway through because I didn't have my previous employer's exact address and the system timed out on me. Had to start over completely.

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How long does the application take to complete?

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Took me about 45 minutes but I had everything organized. Could take longer if you worked multiple jobs or have complicated employment history.

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Don't forget you might be eligible even if you quit your job, depending on the circumstances. Washington has good cause provisions for things like unsafe working conditions, harassment, or significant changes to your job duties.

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I was actually laid off, not quit. Does that make the process easier?

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Yes, layoffs are usually straightforward. Just make sure you report it accurately as 'lack of work' or whatever reason your employer gave you.

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ugh the website is such a pain to navigate... took me forever to find the right forms

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Yeah I'm already getting frustrated just looking at it

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After you submit your application, you'll get a determination letter in about 10 business days. This tells you if you're approved and what your weekly benefit amount will be. IMPORTANT: You have to file weekly claims every week even while waiting for approval, or you'll lose those weeks of benefits.

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Wait, I have to file weekly claims before I'm even approved? That seems weird.

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Yes! It's counterintuitive but you have to establish your claim weeks. The weekly claims are how you certify that you're still unemployed and looking for work.

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This is so confusing. Why doesn't Washington ESD make this clearer on their website?

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Be prepared for potential delays in getting your first payment. My claim went into adjudication for 3 weeks because they needed to verify my employment with my previous employer. No explanation, just stuck in pending status.

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What's adjudication? That sounds scary.

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It's just when they need to investigate something about your claim before approving benefits. Could be employment verification, reason for separation, wages, etc. Usually resolves itself but the waiting is stressful.

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This is exactly when I used Claimyr to reach someone at ESD. Was able to find out what documents they needed instead of just waiting and wondering.

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One important thing - make sure you apply in the state where you worked, not necessarily where you live. Since you worked in Washington, you'll file with Washington ESD even if you live somewhere else.

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Good to know, I do live and work in Washington so that shouldn't be an issue.

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Don't forget about the job search requirements! You need to make at least 3 job contacts per week and keep a log. WorkSourceWA is the official site they want you to use for some of your job search activities.

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3 job contacts per week? That seems like a lot when there aren't many openings in my field right now.

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It includes things like attending job fairs, networking events, or even informational interviews. Not just applications.

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IMPORTANT: File your weekly claims even if your initial claim is still pending! I made the mistake of not filing weekly claims while waiting for approval and lost those weeks of benefits permanently.

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Wait, so I need to file weekly claims before I'm even approved?

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YES! File every week starting the week after you submit your initial application. If you're approved retroactively, you'll get paid for those weeks. If you don't file, you lose them forever.

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ugh the washington esd website is so confusing. took me forever to figure out where to actually start the application. why cant they make it more user friendly??

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I know right? And don't even get me started on trying to call them if you have questions.

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The phone system is the worst part. I've been hung up on so many times.

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Pro tip: When you're filling out the application, be very specific about your reason for separation. If you were laid off due to lack of work, make sure that's clear. If there was any disciplinary action or performance issues, that could complicate your claim and lead to adjudication.

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What's adjudication? That sounds scary.

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It's just when Washington ESD needs to investigate your separation to determine if you qualify for benefits. It can add several weeks to the process.

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I'm in adjudication right now and it's been 3 weeks with no update. So frustrating.

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If you do end up needing to contact Washington ESD about your claim, I'd definitely recommend checking out that Claimyr service I mentioned earlier. I used it twice when I had issues and it saved me hours of trying to get through on the phone.

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How much does something like that cost? I'm already tight on money.

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It's worth checking their site for current info, but honestly the time saved was worth it for me when I was stressed about my claim status.

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One thing they don't tell you upfront is that your benefits are taxable income. You can choose to have taxes withheld or pay them later, but don't forget about it come tax time!

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Oh wow, I had no idea unemployment was taxable. Thanks for the heads up!

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Yeah I learned that the hard way. Owed like $800 in taxes the next year because I didn't have anything withheld.

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Does anyone know how long it typically takes to get approved? I'm worried about how I'm going to pay rent if this takes forever.

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Usually 2-4 weeks if there are no issues with your claim. Sometimes it can take longer if they need to verify information with your employer.

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That's not too bad I guess. Just nervous about the whole process.

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The whole system is a nightmare honestly. Tried calling ESD probably 200 times over two months. Either busy signal or got through and was on hold for 3+ hours before getting disconnected. Eventually had to use one of those callback services to actually talk to someone.

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Which callback service did you use? I'm having the same problem getting through.

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Used Claimyr - found them when I was desperately googling for solutions. Worth every penny to avoid the phone hell.

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Make sure you keep copies of everything you submit. I learned that the hard way when they asked me to resubmit documents I thought I'd already sent.

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Good tip, I'll definitely do that. Screenshot everything?

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Screenshots and print PDFs if possible. Better safe than sorry.

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Make sure you set up your WorkSourceWA account too. That's where you'll log your job search activities and it connects to your ESD account. Two separate logins but they talk to each other.

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Is WorkSourceWA required or just recommended?

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Required for most people receiving UI benefits. You have to register there and use it to track your job search activities.

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One thing they don't tell you upfront - there's a one week waiting period before you can receive benefits. So even if everything goes smoothly, your first payable week is actually your second week of unemployment.

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So I won't get paid for my first week at all?

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Correct, the first week is unpaid. It's called the waiting week and everyone has to serve it unless you're on certain special programs.

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Don't panic if you make a mistake on your application. You can contact ESD to make corrections, though good luck getting through on the phone. The online message system is pretty useless too - they rarely respond to those.

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What kind of mistakes are most common on applications?

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Wrong employer addresses, incorrect dates of employment, forgetting about short-term jobs. Also people sometimes put down the wrong reason for separation.

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If you worked multiple jobs, you need to report ALL of them for the past 18 months, even part-time or temporary work. Leaving out jobs can delay your claim or cause overpayment issues later.

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What if I can't remember all the exact details from jobs over a year ago?

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Do your best with approximate dates and contact info. ESD will verify with employers anyway, so small discrepancies usually aren't a big deal as long as you're not intentionally omitting anything.

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Save EVERYTHING related to your unemployment claim. Screenshots of your claim status, confirmation numbers, any correspondence from ESD. Their system glitches sometimes and you'll want proof of what you submitted and when.

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Should I print things out or just save digital copies?

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I keep both digital copies and print important stuff. Their website goes down periodically for maintenance so sometimes you can't access your account when you need to reference something.

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Once you're approved, benefits are typically deposited Tuesday nights for the previous week. So if you file your weekly claim on Sunday, you'll usually see the deposit by Wednesday morning if you have direct deposit.

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What if I choose the debit card instead of direct deposit?

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Debit card usually takes an extra day or two. Direct deposit is definitely faster if you have a bank account to use.

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Read the UI handbook they'll send you after filing. It's boring but has important info about reporting requirements, what counts as suitable work, appeal processes, etc. Most people skip it and then get confused later.

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Do they email the handbook or send it in the mail?

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Both usually. You'll get digital copies in your ESD account and they'll mail a physical copy to your address.

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I never got a mailed copy. Had to call ESD to request one and that's when I learned about Claimyr for getting through to agents quickly.

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Make sure you keep checking your account on the Washington ESD website regularly. Sometimes they'll send you messages or requests for additional information that you need to respond to quickly.

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How often should I be checking? Daily?

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I'd say every few days at least, especially in the first few weeks after you apply.

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if you worked in multiple states in the past 18 months, you might need to file in a different state. washington esd will tell you if thats the case but its worth knowing beforehand

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I've only worked in Washington so I should be good there.

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Another important point - if you have any vacation pay, severance, or other compensation coming from your employer, make sure to report it accurately. This can affect when your benefits start and how much you receive.

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I do have 2 weeks of vacation pay coming. Do I report that on the initial application?

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Yes, there's a section for that. It might delay when your benefits start but you have to report it honestly.

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The whole process stressed me out so much when I first did it. But honestly once you get through the initial application and first few weekly claims, it becomes routine. Just stay on top of your job search log!

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Thanks for the encouragement. I'm feeling a bit more confident about tackling this now.

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You got this! The hardest part is just getting started.

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Does anyone know if the WorkSourceWA requirement is still mandatory? I heard they changed some rules recently but I'm not sure what's current.

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As far as I know you still need to register with WorkSourceWA within a certain timeframe. Better to do it early just in case.

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I think it's like 4 weeks from when you first file? But don't quote me on that.

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Just want to add that if you're in a union, check with them too. Sometimes they have additional resources or advice specific to your situation.

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Not in a union but good to know for others reading this.

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One more thing about getting help from Washington ESD - if you're having trouble reaching them by phone, that Claimyr service (claimyr.com) has been really helpful for me and others I know. Sometimes you just need to talk to an actual person to get your questions answered properly.

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I'm going to bookmark that just in case. The regular phone system is definitely frustrating.

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Same here. I spent 4 hours on hold last week and never got through.

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Good luck with your application! The whole system is kind of overwhelming at first but you'll figure it out. Just remember to file your weekly claims on time every week once you get started.

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Thank you everyone! This has been incredibly helpful. I'm going to start my application right now.

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You're welcome! Feel free to come back and ask if you run into any issues.

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Also remember that if you start working part-time while collecting benefits, you need to report those earnings on your weekly claim. They'll adjust your benefit amount accordingly but you can often still receive partial benefits.

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That's good to know. I might pick up some freelance work while I'm looking for full-time employment.

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Just make sure to report it accurately. Washington ESD is pretty good about catching unreported income.

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The key thing is just to be honest and thorough in your application. Washington ESD has gotten pretty good at processing claims efficiently if everything is straightforward.

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That's reassuring. I'm going to make sure I have all my employment dates and details correct before I submit.

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Last bit of advice - take screenshots or print copies of important pages as you go through the application process. Sometimes the website can be glitchy and you might need to reference what you submitted.

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Smart thinking! I'll definitely do that. Thanks again everyone for all the help!

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The system crashed on me twice when I was trying to submit my application last month. SO FRUSTRATING! Had to start over both times.

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Oh no, that would drive me crazy. Did it work eventually?

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Yeah third time was the charm. Try to do it during off-peak hours if you can.

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If you do run into technical issues with the website or need help with your application status, that Claimyr service I mentioned earlier really helps. Much better than trying to call ESD directly and getting busy signals all day.

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Is there a cost for using something like that?

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There is a fee but it's worth it when you really need to talk to someone and can't get through otherwise.

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Pro tip: Have your W-2s handy when you apply. They'll ask for wage information and it's easier if you have the exact figures rather than guessing.

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I only have my most recent paystub, will that work?

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Paystubs help but W-2s are better since they show your total annual wages. You might need to request them from HR if you don't have them.

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Don't forget you need to be able and available for work to qualify. They take that pretty seriously.

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What does 'able and available' mean exactly?

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Basically that you're physically able to work and not turning down suitable job offers. You also need to be actively looking for work.

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i filed mine online at like 2am and it went through fine. maybe try late at night when fewer people are using the system?

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That's a good idea, I'll try that tonight.

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Also, make sure you understand the difference between regular unemployment (UI) and other programs. Since you were laid off from regular employment, you'll be filing for standard unemployment insurance benefits.

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Are there different types? I thought unemployment was just unemployment.

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There are different programs for different situations - regular UI for most people, standby for temporary layoffs, and some other specialized programs. Regular UI is what you want.

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The whole system is a mess honestly. I've been trying to get through to them for weeks about an issue with my claim.

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That's exactly why I used Claimyr. Saved me so much time and frustration compared to calling directly.

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Might have to look into that. This is ridiculous.

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One more thing - make sure your contact information is correct in the application. If they need to reach you and can't, it can delay your claim.

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Good point. I should probably double-check my phone number and email.

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Does anyone know if you can file if you were a contractor? My situation is a bit different.

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That's more complicated. Contractors usually aren't eligible for regular UI unless they were misclassified. You'd need to speak with ESD directly about your specific situation.

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Thanks, I'll call them... or try to call them anyway.

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The key thing is to be honest and accurate in your application. If you make mistakes or leave things out, it can cause delays or even disqualification later.

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Definitely don't want any issues. I'll be extra careful with all the details.

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Good luck with your application! The process seems overwhelming at first but it's really not that bad once you get started.

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Thanks everyone for all the help! I feel much more confident about filing now.

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Just remember, if you get stuck anywhere in the process or need to check on your claim status, don't waste hours trying to call ESD directly. Services like Claimyr exist for a reason - to help people actually get through when they need assistance.

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I'll keep that in mind. Hopefully I won't need to call but it's good to know there are options.

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