TWC payment schedule question - filed Tuesday but need Thursday direct deposit
Just filed my payment request with TWC today (Tuesday) and I'm wondering if I'll still get paid on Thursday or Friday morning as usual? I'm really counting on that direct deposit hitting my account by the weekend because rent is due. I usually file on Sunday or Monday but had a job interview yesterday that ran late. Does filing on Tuesday delay when the money hits my account? My bills are stacking up and I can't afford any delays this month.
15 comments
Logan Greenburg
depends on ur bank but usually takes 2-3 business days after filing so probably friday or monday
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Angelica Smith
•Ugh that's what I was afraid of. Can't they process it faster? My landlord is already on my case.
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Charlotte Jones
In my experience, if you file on Tuesday, you probably won't see the payment until Friday at the earliest, possibly Monday. The TWC processing system typically runs overnight batches, and there's a standard 2-3 business day processing time before direct deposits hit your account. If you need to be certain about your payment status, I'd recommend checking your payment status on the TWC website or through Tele-Serv (800-558-8321).
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Lucas Bey
•This is correct. TWC processes payment requests overnight, so Tuesday filings typically get processed Tuesday night. Then it's 2-3 business days for direct deposit, depending on your bank. I'd expect Friday or Monday at the latest, assuming there are no issues with your claim that might cause it to be held for review.
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Harper Thompson
i always file tuesday and get mine friday morning with frost bank
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Caleb Stark
I had the EXACT same problem last month!!! Filed on Tuesday because I completely forgot on Monday (my bad) and then had to wait till MONDAY the next week for my $$$. It's SO frustrating how their system works. I called and called TWC for THREE DAYS trying to see if they could expedite it because my electricity was about to get cut off but NOBODY would pick up!!!! The system is BROKEN and they don't care about people suffering!!!!
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Jade O'Malley
•Sorry to hear about your experience. Unfortunately, TWC does have set processing times that they can't typically bypass, even for urgent situations. Did you try contacting your utility company directly? Many have assistance programs or can arrange payment plans if you explain you're waiting on unemployment benefits.
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Hunter Edmunds
Have you tried calling TWC to check on the status? If you need to get through quickly I'd suggest using Claimyr.com - it helped me bypass the busy lines last month when I had a payment delay issue. They have a video showing how it works at https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh. Got me through to an agent in about 20 minutes instead of spending days redialing.
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Angelica Smith
•Thanks, I'll check that out! I've been trying to call all morning but keep getting the busy signal. At this point I'd try anything to find out exactly when I'll get paid.
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Jade O'Malley
Here's what you need to know about the TWC payment schedule: 1. Payment requests are processed overnight on the day you file 2. Direct deposits are then initiated the next business day 3. Most banks take 1-2 additional business days to post the funds So if you filed Tuesday, TWC processes it Tuesday night, initiates payment Wednesday, and your bank likely deposits it Friday or Monday depending on their processing times. One thing to check is your TWC account online - look at your payment status. If it shows "processed" rather than "pending," that means TWC has sent it to your bank, and the delay is now on the banking side.
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Angelica Smith
•Thanks for the detailed explanation. I just logged in and it shows "processed" so I guess it's in my bank's hands now. Fingers crossed for Friday!
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Logan Greenburg
next time file sunday night lol thats what i do now after learning the hard way
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Charlotte Jones
Quick update on my original comment - if your claim has any special circumstances (like this is your first payment request, you reported earnings, or answered 'yes' to any of the eligibility questions), that could add additional review time. Those factors can sometimes delay the standard processing timeline I mentioned earlier.
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Angelica Smith
•It's not my first payment, but I did report some part-time hours from a temp gig. Maybe that's causing additional delay? The status says "processed" now though.
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Charlotte Jones
•If it says "processed" that's good news! That means TWC has completed their part and sent the payment instruction to your bank. The remaining delay is just your bank's standard processing time for ACH transfers. Since it's processed already, Friday is looking likely for the deposit.
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