PA UC payment says issued but nothing in my Chime account - will they send a card instead?
My PA unemployment claim was finally approved after weeks of waiting, and my payment status shows 'issued' as of March 28th. I set up direct deposit to my Chime account during the initial application, and the system still shows direct deposit as my payment method, but it's been 6 days with no money in my account! After digging around online, I found posts saying PA UC won't deposit to certain online banks like Chime (is this actually true??). I've already sent an email to UC but who knows when they'll respond. Has anyone else had this problem with Chime or similar online banks? Will they automatically send me a Money Network card instead? I've got bills piling up and need to know when I'll actually see this money.
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Santiago Diaz
OMG the EXACT same thing happened to me but with Current bank! My payment said issued for like 8 days and nothing showed up. They ended up mailing me the card without telling me. It just showed up in my mailbox about 10 days after the payment was 'issued'. So annoying bc I specifically signed up for direct deposit!!!
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Riya Sharma
•Thanks for sharing! Did they ever explain why they ignored your direct deposit setup? I'm wondering if I should just wait for a card in the mail or try to call them about it.
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Millie Long
ya my roomate couldnt get his to chime either. he had to wait for stupid card thing. took like 2 weeks i think
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KaiEsmeralda
•This is actually a common issue with online/fintech banks. PA UC system has issues with routing numbers from these newer banks, so payments often get rejected and returned to UC. When that happens, they automatically issue a Money Network debit card, but they're terrible about notifying people about the switch. You can check your payment method on your dashboard - if it changed from 'Direct Deposit' to 'Debit Card', then they're definitely sending you a card.
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Debra Bai
If your payment status shows 'issued' but you haven't received it, I recommend calling PA UC directly to check what's happening. They can verify if the direct deposit failed and was returned, or if it's still processing. Unfortunately, PA UC's system does have known compatibility issues with some online banks including Chime, Current, and sometimes even Cash App. When direct deposits fail, they typically default to sending a Money Network card, which takes 7-10 business days to arrive. If you need to reach an agent, I recently used Claimyr (claimyr.com) to get through after trying for days on my own. They have a system that helps you reach a real UC agent without endless busy signals. I was skeptical but their video demo (https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2) shows how it works. Got connected in about 20 minutes instead of spending days redialing.
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Riya Sharma
•Thanks for the detailed info! I've been trying to call but keep getting busy signals or disconnected. I'll check out that service - at this point I just need to talk to someone to figure out what's going on with my money.
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Gabriel Freeman
I had this same problem last year!!!!!! So frustrating. But not with Chime, I had Varo. The money never showed up and they NEVER sent me a card either!! I had to call like 20 times before I got someone who could help. Turned out they had the wrong routing number somehow even though I triple checked it when I entered it. They had to reissue the payment and it took almost 3 weeks to get my money. Check ur banking info on file!
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Laura Lopez
•This is why I always recommend people avoid using online-only banks for their unemployment deposits. The PA UC system was built on ancient technology and hasn't been fully updated to work with these newer financial institutions. Traditional banks like PNC, Wells Fargo, etc. rarely have these issues. For the original poster - if it's been more than 5 business days since the issue date and your account still shows direct deposit as the payment method, you should definitely call. There might be a problem with your banking information that needs to be corrected before they can process the payment properly.
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Victoria Brown
just wait for the card man. thats what they do. system says direct deposit but they send card anyway. happened to everone i know
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KaiEsmeralda
Here's what's likely happening: When a direct deposit fails or gets rejected by the receiving bank (which happens frequently with Chime and similar online banks), the PA UC system doesn't always update your payment method preference in the system immediately. That's why you still see 'Direct Deposit' listed. By policy, when a direct deposit fails, they automatically issue a Money Network debit card, which typically takes 7-10 business days to arrive. The frustrating part is that the system often doesn't notify claimants when this switch happens. I recommend taking two actions: 1. Call the Money Network card services number (1-888-233-5916) and check if a card has been issued in your name 2. Contact PA UC directly to confirm the status of your payment If you've already experienced a failed direct deposit, you might want to update your payment preferences to a different bank account once you resolve this current issue.
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Riya Sharma
•Thank you so much for this detailed explanation. I'll try calling Money Network first thing tomorrow to see if they have a card being sent to me. Such a frustrating process! I wish the system would at least send an email notification when something like this happens.
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Millie Long
this is why the system is broken 🙄 they never tell u anything and expect u to just wait forever for ur money
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Santiago Diaz
Has anyone actually gotten a deposit successfully to Chime from PA unemployment? Or is it always rejected?
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Victoria Brown
•my cousin got his no problem with chime. but that was like 6 months ago so maybe they changed something
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Debra Bai
Just following up - were you able to find out what happened with your payment? Did calling Money Network help? I'm curious because this issue comes up so frequently with online banks.
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Riya Sharma
•Update for anyone who has this problem in the future: I used that Claimyr service to get through to UC yesterday (took about 30 mins total) and found out they tried the direct deposit twice, it failed both times, and they mailed a Money Network card on April 2nd. Should arrive by next Tuesday. The agent said they've been having problems with several online banks including Chime, and suggested I switch to a traditional bank for future payments. Thanks everyone for your help!
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Sophia Carter
Thanks for the update @Riya! This is super helpful info for anyone else dealing with the same issue. It's crazy that they don't automatically notify people when the direct deposit fails and they switch to sending a card. At least now you know it's coming and can plan accordingly. Definitely switching to a traditional bank sounds like the smart move to avoid this headache in the future!
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Admin_Masters
•This whole thread has been so helpful! I'm dealing with the exact same issue right now - my payment shows issued but nothing in my Chime account for 4 days. Going to call Money Network tomorrow to see if they have a card coming my way. It's ridiculous that the system doesn't send any kind of notification when they switch from direct deposit to card. Thanks everyone for sharing your experiences!
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Ava Martinez
I'm going through this exact same situation right now! My payment has been showing "issued" for 5 days and nothing in my Chime account. Based on what everyone's shared here, it sounds like I should just expect the Money Network card in the mail rather than keep waiting for the direct deposit. It's so frustrating that they don't tell you when they switch from direct deposit to card - I've been checking my account obsessively thinking something was wrong! Going to call Money Network today to confirm they have a card being sent. Thanks everyone for sharing your experiences, this thread has been more helpful than anything I could find on the official UC website!
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Ryan Andre
•You're definitely on the right track! Calling Money Network is a smart move - that way you'll know for sure if a card is coming instead of waiting and wondering. I went through something similar with my CashApp account and ended up waiting almost 2 weeks for a card I didn't even know was being sent. It's honestly ridiculous that PA UC's system is so outdated it can't handle these online banks properly, and even worse that they don't bother notifying people when they make the switch. Hope you get some answers today and your card arrives soon!
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Maya Jackson
I'm dealing with this exact issue right now too! Payment showing "issued" for a week, Chime account empty. After reading all these responses, I'm convinced PA's system just can't handle online banks properly. It's infuriating that they don't send any notification when they switch you from direct deposit to the card - I've been stressing thinking my payment was lost! Going to call Money Network tomorrow morning to see if there's a card heading my way. This whole process is such a mess, but at least this thread gives me hope that the money is actually coming, just not the way I expected. Thanks everyone for sharing your experiences - way more helpful than anything on the official PA UC site!
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Connor Gallagher
•I feel your frustration completely! I went through the exact same thing with my online bank account about 6 months ago. The "issued" status is so misleading when nothing actually shows up in your account. What I learned from my experience is that PA's system is incredibly outdated and these online banks just aren't compatible with their direct deposit system, but they never bother to tell you that upfront. Calling Money Network is definitely the right move - when I called, they were able to confirm immediately that a card had been issued and even gave me the tracking info so I knew exactly when to expect it. The whole situation is ridiculous but at least you'll have peace of mind once you confirm the card is on its way!
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Molly Chambers
I'm having this EXACT same issue right now! My payment has been showing "issued" for 8 days and absolutely nothing in my Chime account. I've been panicking thinking something went wrong, but after reading through all these comments it's clear that PA's system just doesn't work with online banks like Chime. It's honestly outrageous that they don't send ANY notification when they switch you from direct deposit to sending a card - I've been refreshing my bank account constantly! I'm definitely going to call Money Network tomorrow to see if there's a card coming my way. This whole system is such a nightmare but at least now I know I'm not alone in this mess. Thanks to everyone who shared their experiences - this thread has been way more helpful than anything I could find on the official PA UC website!
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Liam Murphy
•I totally understand your panic! I went through the exact same thing a few months back with my online bank. The "issued" status is so misleading when nothing actually hits your account. What really helped me was calling both Money Network AND that Claimyr service that @Debra mentioned earlier - Money Network confirmed they had a card being sent, and Claimyr helped me get through to an actual PA UC agent who explained why the direct deposit failed. It's absolutely ridiculous that they don't send even a simple email saying "hey, your direct deposit didn't work so we're sending you a card instead." The whole system desperately needs an update, but at least you'll have answers once you make those calls tomorrow!
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Amaya Watson
This is such a widespread issue and it's crazy that PA UC hasn't fixed this yet! I'm dealing with something similar right now - my payment has been "issued" for 3 days to my Chime account with nothing showing up. After reading everyone's experiences here, it sounds like the direct deposit probably failed and they're automatically sending a Money Network card without telling me. It's so frustrating that their system can't handle online banks properly in 2025! I'm going to call Money Network first thing Monday morning to see if there's a card being sent my way. Thanks to everyone for sharing your stories - this thread has been incredibly helpful and reassuring that I'm not the only one dealing with this mess!
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