PA UC benefits deposited to Chime account - earlier than Money Network card?

I've been getting my UC payments on Chime for about 6 months now. In my experience, they DO come in slightly earlier than the Money Network card - usually Tuesday evening instead of Wednesday morning. Not a huge difference, but those few hours can matter when you're waiting on money for bills. Just make sure you update your direct deposit info correctly in your dashboard. It took about 2 weeks for the switch to fully process when I did it.

i get mine on chime too, usually hits around 8pm tuesday but sometimes as late as 11pm. def better than waiting for wednssday

I tried switching to Chime and it was a DISASTER!!! My payments got lost for 3 weeks while they were "processing" the change. PA UC is the WORST at handling these changes. I ended up having to call them 12 times and nobody could tell me where my money was!! Finally got it sorted but I just stick with the stupid Money Network card now even though I hate the fees. Not worth the headache!!

my cousin gets hers on chime and shes always bragging about getting it early while im still waiting for mine lol

Not Chime specific, but as an FYI - PA UC direct deposit payments are generally processed in batches on Monday after Sunday filing and typically hit accounts between Tuesday evening and Wednesday morning depending on your bank. Some banks like Chime make funds available as soon as they receive the ACH notification rather than waiting for actual settlement. This is why Chime and similar online banks often show deposits earlier. If you're having trouble reaching PA UC to set up or verify your direct deposit, you might want to check out Claimyr (claimyr.com). They've got a service that helps you get through to an actual UC agent on the phone instead of dealing with busy signals. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Really helpful if you need to make account changes and want confirmation that everything's set up correctly.

just dont forget to update ur bank info correctly... i typed 1 wrong number in my account and my payment disappeared for 2 weeks lol

When I was on unemployment last year I had mine going to Chime and it was ALWAYS there Tuesday night around 9pm. My friend who had the Money Network card had to wait until Wednesday afternoon most weeks. So yes, Chime is definitely faster in my experience! But what's really annoying is that when there's a holiday Monday, everyone's payment gets delayed by a day no matter what bank you use.

Just to clarify some confusion in this thread: When you switch your payment method from the Money Network card to direct deposit, your first payment after making the change may still go to the card. This is because payment processing often begins before the direct deposit change is fully implemented in their system. Plan for this possibility and don't panic if your first payment after making the change doesn't show up in your Chime account. If this happens, check your Money Network card balance before calling UC. Also, always triple-check your account and routing numbers. A single incorrect digit will cause significant delays while the payment is returned to UC and reprocessed.

have u tried cash app? my roomate gets her unemployment on there and says it comes super early

I switched from the Money Network card to Chime about 4 months ago and it's been great! My payments typically hit Chime on Tuesday around 7-8pm, which is definitely faster than when I was getting the card loaded on Wednesday mornings. The transition was pretty smooth for me - took about 10 days from when I updated my banking info to when the first payment hit Chime. One tip: I kept screenshots of my banking details when I entered them in the system, just in case there were any issues and I needed to verify the info with UC later. The ATM fee savings alone made it worth switching for me!

I made the switch from Money Network to Chime about 2 months ago and I'm really happy with it! My payments usually show up Tuesday night between 6-9pm, which is definitely earlier than the card. The transition went smoothly - I think it took about a week and a half for the first direct deposit to hit. One thing I wish I'd known beforehand is that Chime sends you a notification as soon as the deposit hits, which is super convenient for planning. The only downside is that if there's ever a system issue on Chime's end, you can't just go to an ATM like with the Money Network card, but that's pretty rare. Overall, the earlier timing and no ATM fees make it totally worth it!

I switched from Money Network to Chime about 8 months ago and it's been a game changer! My payments consistently hit Chime on Tuesday evenings around 7-8pm, compared to Wednesday mornings with the card. The transition was pretty smooth - took about 2 weeks total. One thing I'd recommend is taking screenshots of your banking info when you enter it in the UC system, just in case you need to reference it later. Also, don't close or deactivate your Money Network card right away - keep it active for at least a month after switching to make sure everything's working properly. The ATM fee savings and earlier deposit timing make it totally worth it in my opinion!

I've been using Chime for my PA UC benefits for about a year now and can confirm it's definitely faster than the Money Network card! My payments hit Chime every Tuesday between 6-8pm, while my neighbor who still uses the card doesn't get hers until Wednesday afternoon. The switch took about 2 weeks for me when I did it - just make sure you double and triple check your routing and account numbers when you enter them. I actually wrote them down on paper first, then typed them in super carefully. One thing that's nice about Chime is they send you an instant notification when any deposit hits, so you know right away. The only thing I miss about the Money Network card is being able to get cash back at grocery stores without fees, but the earlier deposits and no ATM fees at Chime's network more than make up for it. Definitely recommend making the switch if you're thinking about it!

I've been considering making this exact switch! Currently using the Money Network card and those ATM fees really do add up - probably costing me $25-30 a month. From what everyone's sharing here, it sounds like Chime is consistently faster (Tuesday evening vs Wednesday morning/afternoon) and the fee savings would be significant. @Zainab Ismail thanks for all the detailed advice about keeping the card active during transition and triple-checking the account numbers - that's exactly the kind of info I needed to hear. I think I'm going to go ahead and make the switch this week. Has anyone had experience with how long it takes for the direct deposit change to show as "confirmed" or "processed" in the UC dashboard after you submit it?

I switched from Money Network to Chime about 5 months ago and it's been amazing! My UC payments consistently hit my Chime account on Tuesday evenings around 6-7pm, which is a full day earlier than when I was getting the card loaded on Wednesday mornings. The transition process was pretty straightforward - took about 2 weeks from when I updated my banking info to receiving my first direct deposit. Just make sure to keep your Money Network card active during the switch in case there are any hiccups. The ATM fee savings have been huge for me too - I was probably spending $25+ per month on fees with the old card. One bonus is that Chime sends instant notifications when deposits hit, so no more anxiously refreshing your balance! Definitely recommend making the switch if you're tired of waiting and paying fees.

I made the switch from Money Network to Chime about 3 months ago and it's been one of the best decisions I've made! My PA UC payments now hit my Chime account every Tuesday around 6:30-7:00pm, which is definitely faster than the Wednesday morning timeline I had with the Money Network card. The transition took about 10 days for me - I submitted the direct deposit change on a Thursday and got my first Chime deposit the following week. A few tips from my experience: definitely keep screenshots of your routing and account numbers before submitting, double-check everything multiple times, and don't deactivate your Money Network card until you've received at least 2-3 successful direct deposits on Chime. I was spending about $20-25 monthly on ATM fees with the old card, so the savings have been significant. Plus Chime's instant deposit notifications are a game changer - no more constantly checking your balance on payment day! The earlier timing has really helped with my monthly budgeting too since I can pay bills on Tuesday night instead of waiting until Wednesday afternoon.