Can I use Chime for PA UC direct deposit payments? Has anyone tried this?
I just got approved for UC benefits in PA and I'm trying to set up direct deposit. I only have a Chime account right now (no traditional bank account). Has anyone successfully used Chime to receive their unemployment payments? The website doesn't specifically list Chime as an option but it does let me enter the routing/account numbers. Just worried the payment might get rejected or delayed if they don't accept online banks. Anyone have experience with this?
15 comments
Douglas Foster
Yes, you can absolutely use Chime for your PA unemployment benefits! I've been using Chime for my UC payments since January and haven't had any issues. The system only cares about valid routing and account numbers, not what bank they belong to. Just make sure you double-check the numbers you enter - one wrong digit and your payment could go who-knows-where.
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Haley Bennett
•Thats such a relief, thank you!! I was stressing about this. Did your first payment come through on time or was there any delay because of using Chime?
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Nina Chan
i use cashapp for mine works fine
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Ruby Knight
BE CAREFUL!!!! I tried using my Chime account last year and my payments got STUCK for THREE WEEKS!!! The UC system flagged it as suspicious and put a hold on my claim. I had to call them 37 times before I got through to fix it. Just get the Money Network card - it's annoying but at least it WORKS!!!
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Diego Castillo
•This happened to me too but with a different online bank. The UC system is so outdated it sometimes doesn't recognize these newer banking options.
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Haley Bennett
•Oh no, that sounds awful! Was this recently? Maybe they've updated their system since then? I really don't want to deal with the debit card if I can avoid it.
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Logan Stewart
To clarify some confusion here: The PA UC system officially accepts direct deposit to any bank that has valid ACH routing and account numbers, which includes online banks like Chime, Current, Varo, etc. There's nothing in the system that specifically flags online banks. However, if you're setting up direct deposit for the first time or changing banking information, this can sometimes trigger an identity verification check, which can temporarily delay payments regardless of what bank you're using. This is a security measure to prevent fraud. If you use Chime, just make sure: 1. You enter the correct routing/account numbers 2. The name on your Chime account exactly matches the name on your UC claim 3. You verify the deposit method is saved in your UC portal If payments are delayed, it's rarely because of the specific bank you're using.
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Haley Bennett
•Thank you for such a detailed explanation! This makes me feel a lot better. I'll double check that my name matches exactly on both accounts.
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Mikayla Brown
I tried reaching out to PA UC to ask this exact question last month and got stuck in the phone loop for days! Finally gave up and just tried my Chime account anyway. It worked fine but took about 5 business days for the first payment to show up vs the 2-3 days they claim. After that initial delay, the weekly payments have been coming through reliably every Tuesday morning. If you're having trouble getting through to anyone at UC about banking questions (or really any questions), check out Claimyr.com - I used their service to get through to an actual human at PA unemployment after spending hours getting nowhere. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Totally worth it for the peace of mind of getting my questions answered directly.
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Sean Matthews
•does this claimyr thing actually work? i've been trying to reach someone for 2 weeks about my open issue
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Ruby Knight
After reading all this I think maybe my problem last year was cuz I had a different name on my chime account (I was using my nickname) vs my legal name on UC. That could explaine why it got flagged. So make sure names match exactly!!
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Nina Chan
anybody know how long does it take to get the money network card? been waiting 2 weeks
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Douglas Foster
•That's way too long. Should arrive within 7-10 days max. Call the Money Network customer service number (not the regular UC number) - it's on the PA UC website under payment methods.
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Haley Bennett
Update: Just wanted to let everyone know that Chime worked perfectly for me! I entered my info last Thursday, and my first payment showed up in my Chime account this morning (Tuesday). No delays, no issues. Thanks everyone for the advice!
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Douglas Foster
•Great news! Glad it worked out smoothly for you.
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