Can I use Chime for PA UC direct deposit payments? Has anyone tried this?

Yes, you can absolutely use Chime for your PA unemployment benefits! I've been using Chime for my UC payments since January and haven't had any issues. The system only cares about valid routing and account numbers, not what bank they belong to. Just make sure you double-check the numbers you enter - one wrong digit and your payment could go who-knows-where.

i use cashapp for mine works fine

BE CAREFUL!!!! I tried using my Chime account last year and my payments got STUCK for THREE WEEKS!!! The UC system flagged it as suspicious and put a hold on my claim. I had to call them 37 times before I got through to fix it. Just get the Money Network card - it's annoying but at least it WORKS!!!

To clarify some confusion here: The PA UC system officially accepts direct deposit to any bank that has valid ACH routing and account numbers, which includes online banks like Chime, Current, Varo, etc. There's nothing in the system that specifically flags online banks. However, if you're setting up direct deposit for the first time or changing banking information, this can sometimes trigger an identity verification check, which can temporarily delay payments regardless of what bank you're using. This is a security measure to prevent fraud. If you use Chime, just make sure: 1. You enter the correct routing/account numbers 2. The name on your Chime account exactly matches the name on your UC claim 3. You verify the deposit method is saved in your UC portal If payments are delayed, it's rarely because of the specific bank you're using.

I tried reaching out to PA UC to ask this exact question last month and got stuck in the phone loop for days! Finally gave up and just tried my Chime account anyway. It worked fine but took about 5 business days for the first payment to show up vs the 2-3 days they claim. After that initial delay, the weekly payments have been coming through reliably every Tuesday morning. If you're having trouble getting through to anyone at UC about banking questions (or really any questions), check out Claimyr.com - I used their service to get through to an actual human at PA unemployment after spending hours getting nowhere. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Totally worth it for the peace of mind of getting my questions answered directly.

After reading all this I think maybe my problem last year was cuz I had a different name on my chime account (I was using my nickname) vs my legal name on UC. That could explaine why it got flagged. So make sure names match exactly!!

anybody know how long does it take to get the money network card? been waiting 2 weeks

Update: Just wanted to let everyone know that Chime worked perfectly for me! I entered my info last Thursday, and my first payment showed up in my Chime account this morning (Tuesday). No delays, no issues. Thanks everyone for the advice!

That's awesome to hear it worked out! I'm in a similar situation and was nervous after reading some of the mixed experiences here. Your update gives me confidence to go ahead and set up my Chime account for direct deposit too. Did you have to do anything special or just enter the routing and account numbers like normal?