Can I use Chime for PA UC direct deposit payments? Has anyone tried this?

Yes, you can absolutely use Chime for your PA unemployment benefits! I've been using Chime for my UC payments since January and haven't had any issues. The system only cares about valid routing and account numbers, not what bank they belong to. Just make sure you double-check the numbers you enter - one wrong digit and your payment could go who-knows-where.

i use cashapp for mine works fine

BE CAREFUL!!!! I tried using my Chime account last year and my payments got STUCK for THREE WEEKS!!! The UC system flagged it as suspicious and put a hold on my claim. I had to call them 37 times before I got through to fix it. Just get the Money Network card - it's annoying but at least it WORKS!!!

To clarify some confusion here: The PA UC system officially accepts direct deposit to any bank that has valid ACH routing and account numbers, which includes online banks like Chime, Current, Varo, etc. There's nothing in the system that specifically flags online banks. However, if you're setting up direct deposit for the first time or changing banking information, this can sometimes trigger an identity verification check, which can temporarily delay payments regardless of what bank you're using. This is a security measure to prevent fraud. If you use Chime, just make sure: 1. You enter the correct routing/account numbers 2. The name on your Chime account exactly matches the name on your UC claim 3. You verify the deposit method is saved in your UC portal If payments are delayed, it's rarely because of the specific bank you're using.

I tried reaching out to PA UC to ask this exact question last month and got stuck in the phone loop for days! Finally gave up and just tried my Chime account anyway. It worked fine but took about 5 business days for the first payment to show up vs the 2-3 days they claim. After that initial delay, the weekly payments have been coming through reliably every Tuesday morning. If you're having trouble getting through to anyone at UC about banking questions (or really any questions), check out Claimyr.com - I used their service to get through to an actual human at PA unemployment after spending hours getting nowhere. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Totally worth it for the peace of mind of getting my questions answered directly.

After reading all this I think maybe my problem last year was cuz I had a different name on my chime account (I was using my nickname) vs my legal name on UC. That could explaine why it got flagged. So make sure names match exactly!!

anybody know how long does it take to get the money network card? been waiting 2 weeks

Update: Just wanted to let everyone know that Chime worked perfectly for me! I entered my info last Thursday, and my first payment showed up in my Chime account this morning (Tuesday). No delays, no issues. Thanks everyone for the advice!

That's awesome to hear it worked out! I'm in a similar situation and was nervous after reading some of the mixed experiences here. Your update gives me confidence to go ahead and set up my Chime account for direct deposit too. Did you have to do anything special or just enter the routing and account numbers like normal?

I'm glad to see so many people have had success with Chime! I've been using it for my PA unemployment payments for about 6 months now and it's been reliable. One tip I'd add - if you're switching from the Money Network card to direct deposit, make sure to wait until after your next scheduled payment before canceling the card. I made that mistake and had a payment bounce back, which caused a week delay while they sorted it out. But once everything was set up properly, Chime has worked great for me.

I've been using Chime for my PA UC benefits for about 4 months now and it's been completely seamless. The key things that helped me avoid any issues were: 1) Making sure my full legal name on Chime matched exactly what's on my UC claim (no nicknames or abbreviations), 2) Double and triple checking the routing/account numbers before submitting, and 3) Not making any other changes to my claim while the direct deposit was being set up. My payments come in every Tuesday like clockwork now. The PA system really doesn't care what type of bank you use as long as the account info is correct and the names match up perfectly.

I've been using Chime for my PA unemployment benefits for over 8 months now and can confirm it works great! The payments hit my account every Tuesday morning like clockwork. A few tips from my experience: 1) Make absolutely sure your name matches exactly between your Chime account and UC claim - even middle initials matter, 2) Log into your UC portal a day after setting up direct deposit to verify it shows as active, and 3) Keep screenshots of your banking info entry just in case you need to reference it later. The first payment might take an extra day or two as the system verifies everything, but after that it's been completely reliable. Don't stress too much about it - the PA system works fine with online banks as long as you're careful with the setup!

I've been using Chime for my PA UC payments for about 3 months now and it's worked perfectly! Just wanted to add that if you're worried about potential issues, you can always set up direct deposit and keep the Money Network card as a backup for the first month or two. That way if there are any hiccups with the bank transfer, you still have a way to access your funds. The peace of mind was worth it for me, and once I saw the direct deposits coming through reliably, I felt comfortable canceling the card. Also, Chime's mobile notifications are great - I always know exactly when my payment hits the account.

I've been using Chime for my PA unemployment benefits for about 2 months now and it's been working great! Just wanted to add my experience since I see some mixed responses here. My payments come in every Tuesday morning around 9-10 AM consistently. The setup process was straightforward - just make sure you enter your routing and account numbers correctly and that your name matches exactly between accounts. I did have about a 3-4 day delay on my very first payment while the system verified everything, but after that it's been like clockwork. One thing I really appreciate about using Chime is getting that instant mobile notification when the deposit hits, which gives me peace of mind that my payment came through. If you're on the fence about it, I'd say go for it - just double-check all your info before submitting!

I've been using Chime for my PA UC benefits for about 5 months now and wanted to share my experience since there seems to be some mixed feedback here. Overall it's worked really well - payments come in every Tuesday morning between 8-9 AM consistently. The key things I learned: 1) Make sure your legal name on both accounts matches EXACTLY (I had to update my Chime account to use my full legal name instead of a shortened version), 2) Double-check those routing/account numbers multiple times before submitting, and 3) Be patient with that first payment - mine took about 4 business days to process initially, but every payment since has been right on schedule. The mobile alerts from Chime are honestly one of my favorite parts since I know immediately when the deposit hits. If you're considering it, I'd definitely recommend going for it - just take your time with the setup to avoid any delays!