Which banks accept PA UC direct deposit? Can I use PayPal or Cash App for my benefits?

PA UC is pretty strict about direct deposit options. They generally only accept traditional bank accounts (checking/savings). I tried using my Cash App account last year and it was rejected. From what I understand, they need routing and account numbers from federally-insured banking institutions.

I used chime for mine and it worked fine

The Money Network card isn't actually that bad. I was against it at first too but ended up using it when my bank account got messed up. You can withdraw at pretty much any ATM and transfer money off it. Just my 2 cents if you can't get the direct deposit working.

I successfully use my PayPal direct deposit account numbers for my UC payments. PayPal gives you a unique routing and account number for direct deposits that works just like a regular bank. Go to your PayPal account settings > Direct Deposit > and you'll find your account info there. I've been using it for 6 months with no issues. Cash App should work too as long as you're using the actual routing/account numbers they provide, not just trying to send to your username.

I couldn't get my online bank to work for direct deposit and was stuck waiting on hold forever trying to get help. I finally used Claimyr (claimyr.com) to get through to an actual person at unemployment. They have this system that calls for you and gets you connected to PA UC much faster. Saved me hours of busy signals. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2

Here's the official answer from the PA UC website: 1. They accept direct deposit to checking and savings accounts at banks and credit unions 2. The account must be in your name (or jointly with someone else) 3. The financial institution must be part of the Automated Clearing House (ACH) network Some online banks and financial apps work fine as long as they have proper routing and account numbers on the ACH network. But there's no official list of which specific ones are accepted.

ive been using venmo for my unemployment with no issues for like 8 months now just use the direct deposit info they give u

Whatever you decide, I'd recommend having a backup plan ready. Sometimes there can be issues with the first payment going through to online banks/payment apps. Once the first payment processes successfully, the rest usually go through fine. But that first one can sometimes get rejected or delayed.