Does PA UC deposit benefits via direct deposit or only through Money Network card in 2025?
I just got approved for unemployment in PA and I'm trying to figure out how I'll actually receive my money. Does Pennsylvania unemployment still offer direct deposit to bank accounts, or do they only use those Money Network cards now? My neighbor said they stopped doing direct deposits last year, but that doesn't sound right to me. I really don't want to deal with those prepaid cards if I don't have to - had one before and the fees were ridiculous. Anyone know for sure what the current payment options are?
20 comments


GamerGirl99
PA UC definitely still offers both payment methods. You can choose either direct deposit or the Money Network debit card. When you filed your initial claim, there should have been a section where you selected your payment preference. If you didn't specify, they default to the debit card. You can change your payment method any time by logging into your dashboard and going to 'Payment Information' under 'Unemployment Services.
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Amina Diallo
•Oh thank goodness! I must have missed that section when filing. I was in such a rush after getting laid off. Is it easy to switch now or do I have to call them? The website is so confusing.
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Hiroshi Nakamura
ya both still work I do direct deposit its WAY better, money in my account by tuesday usually. no fees!! the card is fine 2 but has atm fees if u dont use the right machines
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Amina Diallo
•Thanks! Tuesday sounds good to me. Do you remember where on the website I need to go to set up direct deposit?
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Isabella Costa
Your neighbor is WRONG! I've been on UC since January and they definitely still have direct deposit. The Money Network card is actually not bad though - there are no fees as long as you use it right. I have mine set up to automatically transfer the full amount to my checking account each week with no charge. But direct deposit is simpler if you prefer that.
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Malik Jenkins
•The auto transfer feature on the Money Network card is actually a lifesaver! So many people don't know about that option. Totally agree direct deposit is easier though.
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Freya Andersen
To set up direct deposit, go to www.uc.pa.gov and log into your dashboard. Then click on 'Unemployment Services,' then 'Payment Information,' and finally 'Update Payment Type.' You'll need your bank routing and account numbers ready. Keep in mind that the first payment might still come on the debit card while they verify your banking info, which typically takes 1-2 business days. After that, all payments will go directly to your bank account. One more thing to note - if you ever switch from direct deposit back to the debit card, there's a 2-week processing period, but going from card to direct deposit is much quicker.
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Amina Diallo
•Perfect instructions, thank you! I'll make this change right now. My routing and account numbers are on my checks, right? (Sorry for the basic question, I've always used my debit card and this is my first time setting up direct deposit for anything
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Eduardo Silva
I tried calling PA UC for TWO WEEKS straight to change my payment method and couldn't get through 😡 Then I found this service called Claimyr that got me connected to an agent in under an hour! Just went to claimyr.com and they have this system that calls and waits on hold for you, then calls you when an agent is available. They have a video showing how it works here: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 The agent was able to change my payment method immediately over the phone. Way easier than trying to figure out the website.
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Malik Jenkins
•I used this too when my account got locked! Saved me so much time instead of calling over and over.
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Leila Haddad
•Is that service legit? Sounds a bit sketchy to me. How do you know it's secure? I've been trying to get through to UC for days but I'm worried about giving my info to some random website.
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Eduardo Silva
•@profile5 It's totally legit - they don't actually access your UC account or anything. They just connect the call. When the agent comes on the line, you're the one who verifies your identity and handles everything. They just save you from the hold time nightmare.
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Leila Haddad
The PA unemployment system is such a joke. I requested direct deposit THREE TIMES on their website and they still sent me that stupid Money Network card. Then when I finally got it switched, they randomly switched me back to the card after 2 months for NO REASON. Had to spend hours on the phone to fix it. The whole system is designed to frustrate people into giving up on their benefits. Good luck!
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Isabella Costa
•That's weird - I've never had mine switch unexpectedly. Did you perhaps file a new claim or have a break in filing weekly claims? Sometimes that resets your payment preferences.
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Amina Diallo
UPDATE: I found the direct deposit section! For anyone else looking, after you log in, click on "Unemployment Services" and then look for "Update Payment Option" (not "Payment Information" like someone said above). I just set up my direct deposit, and it says my next payment will be deposited directly to my bank account. Thanks everyone for your help!
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GamerGirl99
•Glad you found it! And thanks for the correction on the menu path. They must have updated the website recently.
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Malik Jenkins
my cousin works for unemployment and she told me they're actually planning to phase out the Money Network cards completely by end of 2025, going all direct deposit. not officially announced yet tho
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Freya Andersen
•That's interesting but I haven't seen any official communication about this. For now, both payment methods are fully supported and claimants should choose whichever works best for their situation.
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Mason Stone
Just wanted to add that if you're having trouble finding your routing and account numbers, they're usually printed at the bottom of your checks - the routing number is the first 9 digits, and your account number comes after that. If you don't have checks, you can also find these numbers by logging into your online banking or calling your bank directly. Most banks also have this info listed on their mobile apps under account details. Make sure you're using a checking account for direct deposit, not a savings account, as some banks charge fees for ACH transfers to savings accounts.
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Yara Sayegh
•This is super helpful! I was actually wondering about the checking vs savings account thing. I almost used my savings account number by mistake. Quick question - do you know if credit unions work the same way as regular banks for the direct deposit setup? I bank with a local credit union and want to make sure there won't be any issues.
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