Can I use Credit Karma (MVB Bank) for PA UC direct deposit? List of banned banks?

I can help with this. PA UC does have some restrictions on which accounts can receive direct deposits, but I don't believe Credit Karma/MVB is specifically banned. The main banks that have had issues are Chime, Green Dot, Cash App, and some prepaid cards. I didn't see a complete official list on the PA UC website, but they do recommend using traditional bank accounts when possible. If you want to be completely safe, you might want to use a traditional bank account. That said, I filed last year and used an online bank (Ally) with no problems.

I tried using Chime with my claim last year and it was a DISASTER!!! My payments were rejected and I had to call PA UC like 50 times to fix it, then wait for a paper check. They really need to publish a list of which banks work!!! It's so frustrating to have to guess.

not sure bout credit karma but i know netspend works fine i been using it for 3 years no problems ever

I worked for a company that partnered with PA UC, and the banking issue is complicated. There's no published list because it changes based on various technical requirements. MVB Bank (which backs Credit Karma) might work fine, but here's why some banks don't: 1. The account must accept ACH transfers 2. The account must be properly verified through the banking system 3. The name on the account must EXACTLY match your claim name 4. Some online-only banks don't meet PA Treasury security protocols My advice? Use a traditional bank for UC claims. If you don't have one, PNC and Citizens both offer free checking that works fine with UC.

If you're having trouble getting through to PA UC to ask about this (or to fix any direct deposit problems), I'd recommend trying Claimyr. It helped me get through to an actual agent when I had issues with my bank information. You can see how it works at https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 - basically it holds your place in line and calls you back when an agent is available. Their website is claimyr.com if you want to check it out. Saved me hours of frustration when my direct deposit info needed to be updated.

I don't know about credit karma specifically but i used a credit union account for my UC with no problems. The UC system is actually pretty good with regular banks its just some of these new online banks that cause headaches from what I've heard. Worst case scenario they'll mail you a check if the direct deposit doesn't work but that takes way longer

Has anyone tried calling the Treasury department directly about this? I feel like they should have clear guidance rather than all of us guessing which banks work!

Update: I ended up just using my regular PNC account for direct deposit. Better safe than sorry! Thanks for all the advice everyone. I'll report back if I have any issues with my payments.

Just wanted to add my experience - I've been using Credit Karma (MVB Bank) for other direct deposits without issues, but when I applied for PA UC last month, I decided to play it safe and use my Wells Fargo account instead. The whole process went smoothly and I got my first payment within a week of being approved. From what I've learned lurking in these forums, it seems like the newer fintech banks (Credit Karma, Chime, etc.) can be hit or miss with government payments. The traditional banks like PNC, Wells Fargo, Bank of America seem to work consistently. It's frustrating that there's no official list, but I'd rather wait a few extra days to set up a traditional bank account than risk weeks of delays trying to fix payment issues.