Changed PA UC direct deposit bank info - How long until payments hit new account?
After 3 missed payments in a row, I finally gave up on waiting for my UC money to hit my Fifth Third account. Just updated my direct deposit info in the PA unemployment portal to my credit union account instead. Has anyone gone through changing bank accounts for their PA UC payments? How long did it take for money to start showing up in the new account? I'm already behind on rent and really need this next payment to come through correctly. The PA UC site just says "changes effective immediately" but I've heard that can mean different things...
21 comments

Isabella Costa
I changed my direct deposit info back in January. It took exactly 3 business days for my next payment to hit the new account. Make sure you double-checked all the routing and account numbers - even one digit wrong will cause major headaches. Also, if you have any pending payments that were already processed to your old account, those won't automatically redirect to your new account.
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Hiroshi Nakamura
AuthorThanks for the quick response! Did you have to do anything special after changing the info? I didn't get any confirmation email or anything, just the success message on the site.
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Malik Jenkins
ya i did this 2x already this year lol. first time took like 5 days, 2nd time was faster maybe 2-3 days? depends on when u file ur weekly claim vs when u changed the bank info i think
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Hiroshi Nakamura
AuthorI just filed my weekly claim yesterday and changed the bank info this morning. So maybe it'll go to the new account? Fingers crossed!
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Freya Andersen
I JUST WENT THROUGH THIS NIGHTMARE!!! Changed my direct deposit in February because PNC was charging me overdraft fees. First payment NEVER showed up anywhere!!! Not in old account, not in new account. Called PA UC for DAYS with busy signals. When I finally got through they said my payment was "returned" due to "account change timing" and they had to reissue it. TOOK THREE WEEKS TO GET MY MONEY!!!!! This system is designed to make us give up!!!!
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Isabella Costa
That's unusual - there must have been a timing issue or possibly a problem with your account info. For most people, changing direct deposit information is straightforward. Did you verify all your banking information was entered correctly?
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Eduardo Silva
My cousin had to change her direct deposit info last year because her old bank closed her account. She said it worked fine with the next payment. I think as long as you do it before they process your weekly claim it should go to the new account. But I'm not 100% sure about that.
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Leila Haddad
If you're struggling to get through to PA UC about this or any payment issues, I'd recommend trying Claimyr. When I had a similar issue with my banking information last month, I couldn't get through on the regular line for days. Used Claimyr (claimyr.com) and got connected to a rep in about 20 minutes. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Definitely worth it when you're dealing with direct deposit issues since those can get messy if not resolved quickly.
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Hiroshi Nakamura
AuthorNever heard of this before. Does it actually work? I've been calling the UC number for weeks about other issues and never get through.
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Leila Haddad
Yes, it definitely worked for me. I was skeptical too, but was desperate after trying for days on my own. Got connected to a real PA UC agent who fixed my direct deposit issue while I was on the phone. Saved me weeks of waiting and stress.
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Emma Johnson
when i was on unemployment last year i had wells fargo and they kept putting holds on my uc money for like 3 days each time!!! so annoying. switched to a local credit union and was much better. took about a week for the switch to happen though. good luck
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Ravi Patel
The Pennsylvania UC system processes direct deposit changes within their payment processing cycle. Here's what typically happens: 1. If you change your banking information BEFORE your weekly claim is processed (usually 2-3 days after filing), the payment should go to your new account. 2. If you change it AFTER the claim is already in processing, it will go to the previous account. 3. If there's an issue with the timing where the payment is caught between accounts, it might be returned to the Treasury and need to be reissued. For most claimants, the next payment after changing direct deposit information will go to the new account as long as the change was made at least 48 hours before the payment processing date. The UC service center can confirm which account a payment was sent to if you're uncertain.
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Hiroshi Nakamura
AuthorThis is super helpful, thank you! I filed my weekly claim on Sunday and changed the direct deposit info this morning (Tuesday). Based on what you're saying, it sounds like the payment might already be in processing to my old account? Guess I'll have to check both accounts.
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Ravi Patel
Yes, with that timing, there's a good chance the payment was already being processed to your previous account. UC typically processes Sunday claims on Monday or Tuesday morning. I'd recommend checking both accounts and contacting the UC service center if you don't see a deposit in either account within 3-4 business days.
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Malik Jenkins
anybody else notice payments been taking longer lately even without changing banks? my last 2 payments took 4 days instead of the usual 2
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Freya Andersen
YES!! It's not just you. My payments used to hit Tuesday like clockwork but now it's Thursday or even Friday sometimes. They're definitely slowing things down on purpose!!
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Isabella Costa
The processing times can fluctuate based on claim volume and state treasury operations. There hasn't been any official change to the payment schedule, but there are sometimes seasonal variations that can cause temporary delays.
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Hiroshi Nakamura
UPDATE: My payment just hit my NEW account this morning! Only took 2 business days after changing the info. So relieved! Thanks everyone for your help and advice.
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Isabella Costa
That's great news! Glad it worked out smoothly for you.
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Eduardo Silva
Thanks for updating us! Always good to hear when something actually works correctly with the UC system lol
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Sophie Duck
Congrats on getting it sorted out! That's actually pretty quick compared to some of the horror stories I've heard. For anyone else dealing with direct deposit changes, it sounds like the key is making sure you change it well before your weekly claim gets processed. I'm saving this thread for future reference since I might need to switch banks myself soon. Fifth Third has been giving me issues too with their fees.
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