Changed PA UC direct deposit bank info - How long until payments hit new account?

I changed my direct deposit info back in January. It took exactly 3 business days for my next payment to hit the new account. Make sure you double-checked all the routing and account numbers - even one digit wrong will cause major headaches. Also, if you have any pending payments that were already processed to your old account, those won't automatically redirect to your new account.

ya i did this 2x already this year lol. first time took like 5 days, 2nd time was faster maybe 2-3 days? depends on when u file ur weekly claim vs when u changed the bank info i think

I JUST WENT THROUGH THIS NIGHTMARE!!! Changed my direct deposit in February because PNC was charging me overdraft fees. First payment NEVER showed up anywhere!!! Not in old account, not in new account. Called PA UC for DAYS with busy signals. When I finally got through they said my payment was "returned" due to "account change timing" and they had to reissue it. TOOK THREE WEEKS TO GET MY MONEY!!!!! This system is designed to make us give up!!!!

My cousin had to change her direct deposit info last year because her old bank closed her account. She said it worked fine with the next payment. I think as long as you do it before they process your weekly claim it should go to the new account. But I'm not 100% sure about that.

If you're struggling to get through to PA UC about this or any payment issues, I'd recommend trying Claimyr. When I had a similar issue with my banking information last month, I couldn't get through on the regular line for days. Used Claimyr (claimyr.com) and got connected to a rep in about 20 minutes. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Definitely worth it when you're dealing with direct deposit issues since those can get messy if not resolved quickly.

when i was on unemployment last year i had wells fargo and they kept putting holds on my uc money for like 3 days each time!!! so annoying. switched to a local credit union and was much better. took about a week for the switch to happen though. good luck

The Pennsylvania UC system processes direct deposit changes within their payment processing cycle. Here's what typically happens: 1. If you change your banking information BEFORE your weekly claim is processed (usually 2-3 days after filing), the payment should go to your new account. 2. If you change it AFTER the claim is already in processing, it will go to the previous account. 3. If there's an issue with the timing where the payment is caught between accounts, it might be returned to the Treasury and need to be reissued. For most claimants, the next payment after changing direct deposit information will go to the new account as long as the change was made at least 48 hours before the payment processing date. The UC service center can confirm which account a payment was sent to if you're uncertain.

anybody else notice payments been taking longer lately even without changing banks? my last 2 payments took 4 days instead of the usual 2

UPDATE: My payment just hit my NEW account this morning! Only took 2 business days after changing the info. So relieved! Thanks everyone for your help and advice.

Congrats on getting it sorted out! That's actually pretty quick compared to some of the horror stories I've heard. For anyone else dealing with direct deposit changes, it sounds like the key is making sure you change it well before your weekly claim gets processed. I'm saving this thread for future reference since I might need to switch banks myself soon. Fifth Third has been giving me issues too with their fees.

Just went through this exact same situation last month! Changed from Bank of America to my local credit union because BofA was putting 2-day holds on my UC payments. The switch took about 3 business days for me, but here's the key thing I learned - make sure you change your direct deposit info RIGHT AFTER you file your weekly claim, not before. That way the current payment processes to your old account (which is already set up) and the next payment will definitely go to your new account. Also, keep both accounts open for at least 2 weeks after the switch just in case there are any delays or the payment gets sent to the wrong account. The credit union has been SO much better - no holds, no fees, and deposits usually hit Tuesday morning like clockwork. Hope this helps!

I'm going through something similar right now! Changed my direct deposit from Chase to a local credit union yesterday because Chase kept putting holds on my payments and charging me maintenance fees. Reading through everyone's experiences here is really reassuring - sounds like most people get their payments within 2-4 business days after the change. @Madison King your timing advice about changing right after filing the weekly claim is gold! I wish I had seen that before I made my change, but hopefully it'll still work out. @Hiroshi Nakamura congrats on getting your payment sorted! Gives me hope that mine will come through smoothly too. This thread is super helpful for anyone dealing with direct deposit changes - definitely saving it for future reference.

I'm dealing with a similar situation right now! Just switched from Wells Fargo to my credit union after they kept putting 3-day holds on my UC payments. It's so stressful when you're already struggling financially and then the bank makes it even harder to access your own money. Reading through everyone's experiences here is really helpful - seems like 2-4 business days is pretty standard for the switch to take effect. @Madison King that tip about changing right after filing your weekly claim is amazing advice! I wish more people knew about that timing trick. @Hiroshi Nakamura so glad your payment came through to the new account! Stories like yours give me hope that this will work out smoothly. This whole thread should be pinned somewhere for people dealing with direct deposit issues - there's so much practical advice here that you just can't find on the official PA UC website.

I just went through this exact situation a few weeks ago! Had to switch from PNC to my local credit union because PNC was charging me $12/month maintenance fees on top of putting 2-day holds on my UC payments. The whole process was way less stressful than I expected after reading some horror stories online. My payment hit the new account in exactly 3 business days after making the change. One thing I learned that might help - I called the credit union ahead of time to let them know UC payments would be coming in, and they said that actually helps them process the deposits faster since they know to expect them. Also definitely keep your old account open for at least a month after switching - I had one payment that got delayed and ended up going to the old account about 2 weeks later. The credit union has been SO much better - no fees, no holds, and they even have better customer service when I have questions. Hang in there, it should work out smoothly for you!

This thread has been incredibly helpful! I'm currently dealing with a similar situation - been having issues with my current bank and considering switching my UC direct deposit. Reading through everyone's experiences gives me a much better idea of what to expect. The timing advice about changing right after filing weekly claims is brilliant - that's the kind of practical tip you just can't find anywhere else. It's also reassuring to see that most people had their payments come through within 2-4 business days. The credit union recommendations are noted too - seems like they're consistently better than the big banks for handling UC payments without all the holds and fees. Thanks to everyone who shared their experiences, especially the specific timelines and tips. This is exactly the kind of real-world advice that makes all the difference when you're trying to navigate these systems!

This entire thread has been such a lifesaver! I'm currently stuck in direct deposit limbo myself - switched from TD Bank to my credit union last week after TD started charging me $15/month in fees plus putting holds on every UC payment. The stress of not knowing when or where your payment will land is unreal, especially when you're already behind on bills. Reading through everyone's experiences here has been more helpful than hours of trying to get through to PA UC on the phone. The timing advice about changing right after filing your weekly claim is pure gold - wish I had known that beforehand! I made my change mid-week so now I'm just checking both accounts obsessively. @Hiroshi Nakamura congrats on getting it sorted so quickly! @Madison King that detailed breakdown of timing and keeping both accounts open is exactly what I needed to hear. It's amazing how this community provides the real-world guidance that the official sites completely lack. Fingers crossed my payment hits the credit union account in the next day or two!