Can I use Cash App for EDD direct deposit? Or does it have to be traditional bank account?

dont use cashapp!! big mistake!! my friend tried this and his payment got rejected then took 3 weeks to fix

EDD requires a valid checking or savings account from an established financial institution for direct deposit. While Cash App does provide routing and account numbers, many users have reported problems with EDD payments being rejected or delayed when using non-traditional banking platforms. Based on my experience helping others with this issue, I strongly recommend opening a basic checking account with a traditional bank or credit union instead. Even many online banks like Chime or Capital One work better with EDD systems than cash apps. If you absolutely cannot get a traditional account, you can always opt for the EDD Debit Card (Money Network) option instead of direct deposit.

I used Chime for my EDD payments and it worked fine. Not sure about Cash App specifically but some of these newer banking apps DO work. Just my experience though.

I TRIED THIS EXACT THING in January and it was a NIGHTMARE!!!! Cash App rejected my first payment and then EDD froze my entire claim thinking it was fraud or something!!! Had to call EDD like 50 times before someone helped me fix it. DO NOT DO THIS!!!!! Just get the EDD debit card if you don't have a regular bank!!!!

I've been helping people navigate EDD issues for years, and non-traditional bank accounts cause more problems than they're worth. The EDD system was designed to work with traditional banking institutions, and while they haven't explicitly banned services like Cash App, their verification systems often flag these transactions for additional review, causing delays. If you're having trouble getting approved for a traditional bank, try a community credit union - they typically have easier approval requirements and lower fees. Alternatively, many Credit Unions offer second-chance banking programs for people with ChexSystems issues. If all else fails, the EDD Debit Card (Money Network) is a perfectly good option. You'll receive a debit card in the mail and your benefits will be loaded directly onto it.

Have you tried calling EDD to ask them directly? I was stuck trying to reach someone at EDD for days to resolve my direct deposit issue. I finally used Claimyr (claimyr.com) and got through to a rep in less than 20 minutes who confirmed Cash App isn't recommended for direct deposit. They have a video showing how their service works here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Definitely worth it to get a definitive answer from EDD themselves.

Somewhat related but I had my unemployment going to my Netspend card for a while which is similar to Cash App in some ways. It worked but sometimes payments would be delayed by 1-2 days compared to my friends who had regular banks. Just something to consider if you need the money right away each time.

Just to follow up - I checked with an EDD representative today and they officially recommend against using Cash App, Venmo, or similar payment apps for unemployment direct deposit. They specifically mentioned that these can trigger their fraud detection systems and cause payment delays or holds on your account. Best options in order of reliability: 1) Traditional bank accounts, 2) Credit union accounts, 3) Online banks with FDIC insurance (Chime, Ally, etc.), or 4) EDD Debit Card if none of the above are options.