PA UC direct deposit timing with Chime - earlier than regular banks?
Has anyone w/ a Chime bank account gotten their PA unemployment payments faster? I just switched from PNC to Chime and was wondering when I should expect my weekly payments to hit my account. My bills are due on the 3rd and I'm cutting it close. With PNC I usually got deposits on Tuesdays, sometimes Wednesday mornings. Does Chime really do the "2 days early" thing for UC payments too? Any Chime users here that can tell me which day your payments usually land?
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ElectricDreamer
Im with Chime and get my PA UC payment Monday morning usually around 10am. Its def faster than when I had Citizen Bank last year. They advertise 2 days early and it seems pretty accurate for unemployment direct deposits.
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Dmitry Smirnov
•That's awesome to hear! Really hoping mine comes through Monday too. Did it start that way right away or did it take a few weeks for the early deposits to kick in?
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Ava Johnson
The timing depends on when you file your weekly claim and when it gets processed by the UC system. With Chime, you typically receive funds as soon as the payment is initiated by PA UC, rather than waiting for traditional bank processing times. Most Chime users report receiving UC payments on Mondays, occasionally late Sundays if you file early. Traditional banks usually take until Tuesday or Wednesday. Just make sure your direct deposit information is correctly updated in your UC portal to avoid any delays with the new account.
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Miguel Diaz
•my cousin got his on sunday once it was crazy early lol but most weeks its monday for him
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Zainab Ahmed
I HATE the PA UC payment system!!! Been waiting 3 WEEKS for my payment and still nothing!!! Called 67 TIMES yesterday and couldn't get through to ANYONE!!! Now they're telling me there's an "open issue" but won't say what it is!!! Don't count on ANY specific day with this broken system!!!
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Connor Byrne
•If you're having trouble reaching someone at PA UC, try using Claimyr (claimyr.com). It helped me get through when I had an open issue on my claim. They have a system that calls for you and gets you in line without the busy signals. There's a video demo on their site that shows how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Saved me hours of frustration and got my issue resolved in one call.
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Yara Abboud
I switched from Wells Fargo to Chime back in November and my deposits hit Monday consistently now. Occasionally Sunday night if the stars align lol. With Wells it was always Tuesday afternoon. One thing to watch for - make sure your direct deposit info is updated with UC and double-check it went through. My first payment after switching got messed up and took an extra week to sort out.
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Dmitry Smirnov
•Thanks for the heads up! I already updated my direct deposit info in the portal about two weeks ago, so hopefully it's all set. Monday deposits would be amazing for my bill schedule!
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PixelPioneer
when I file my weekly claim on Sunday I get the money in my Chime account on Monday every time. my sister has PNC and she gets it Tuesday. Chime is actually the one thing about this unemployment process that works smooth lol
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Miguel Diaz
my deposit hits chime around 9:30-10am on mondays pretty much always unless theres a holiday then it gets weird sometimes
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Ava Johnson
•That's a good point about holidays. The Memorial Day holiday coming up at the end of May will likely delay payments by a day for everyone, regardless of which bank you use. PA UC doesn't process payments on federal holidays.
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Keisha Williams
I used to have Chime but switched to Current which is even faster sometimes. I get PA UC deposits on Sunday nights most weeks! But yeah Chime was Monday mornings when I had it last year.
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Zainab Ahmed
•Sunday deposits DON'T MATTER when they put random HOLDS on your account for NO REASON!!! Been waiting 3 weeks with an "open issue" and NOBODY will tell me what the problem is!!! The whole system is BROKEN!!!
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Dmitry Smirnov
Wow, thanks everyone for the responses! Sounds like Monday is pretty standard for Chime which is a huge relief. I'll report back next week to confirm when mine hits. Really appreciate all the insights!
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Yara Abboud
•Let us know how it goes! And FYI - I've noticed that the deposit time has been super consistent for me. Almost always between 9:45-10:30am on Mondays, which helps with planning.
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Freya Thomsen
I've been using Chime for my PA UC payments for about 6 months now and can confirm what others are saying - Monday mornings are the norm! Usually hits my account between 9-11am. The "2 days early" thing is legit compared to traditional banks. Just make sure you file your weekly claim on Sunday to stay on schedule. The consistency has been a game changer for budgeting compared to my old bank where it was hit or miss between Tuesday-Wednesday.
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Nathan Kim
•That's really reassuring to hear from someone who's been using it for 6 months! The consistency you mention is exactly what I'm hoping for. With my bills due on the 3rd, having that reliable Monday morning timing will make such a difference for my budgeting. I've already been filing on Sundays so hopefully I'm all set. Thanks for sharing your experience!
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Andre Lefebvre
I've been with Chime for PA UC for about 8 months now and it's been a lifesaver! My payments hit consistently on Monday mornings around 10am, sometimes as early as Sunday evening if I file my claim early on Sunday. Before Chime I had Citizens Bank and it was always Tuesday afternoon at the earliest, sometimes Wednesday. The "2 days early" marketing is actually accurate for UC payments. Just make sure when you switched that your direct deposit info updated correctly in the UC system - you can double check in your payment history to see if it shows your new account. Good luck with your bills on the 3rd, you should be covered with Monday deposits!
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Anastasia Sokolov
•This is exactly the kind of detailed info I was hoping for! 8 months of consistent experience really gives me confidence. I double-checked my direct deposit info in the UC portal after reading some of the earlier comments, and it shows my new Chime account info correctly. The timing you mentioned (Monday mornings around 10am) would be perfect for my situation with bills due on the 3rd. Really appreciate you sharing your experience - it's so helpful to hear from someone who's been through the same switch!
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