When does NY unemployment deposit hit PayPal accounts after switching from Chime?

I use paypal for my benefits. Usually hits around 4:30pm on mondays for me. Sometimes as early as 2pm. Definitely earlier than when I was using my bank account before.

After fighting with the ny unemployment system for WEEKS about changing my payment method, I finally found this app called Claimyr (claimyr.com) and got a callback with a live agent who fixed it immediately. Got my deposit in PayPal the next day around noon! Talking to an agent got my $ unlocked so fast. Check this out for more info: https://youtu.be/Rdqa1gKtxuE

Mine hits PayPal Tuesday mornings around 9am. Used to get it Monday afternoons with my credit union. I think PayPal holds it a bit longer than some banks.

It really depends on how PayPal processes ACH transfers. With my experience, first payment to a new account sometimes takes a day longer than usual while they verify everything. After that it should be consistent. My paypal deposits come in around 5:30pm on Mondays.

Here's what I've noticed with different deposit methods for NY unemployment: Chime: Usually Monday 4-6pm PayPal: Usually Monday 3-5pm or sometimes Tuesday morning Traditional banks: Tuesday or Wednesday Cash App: Monday afternoon PayPal is generally pretty quick but can sometimes hold the first deposit a bit longer for security. Don't panic if it doesn't come today - it'll probably hit overnight or tomorrow morning. If it doesn't show by Wednesday, then you should start trying to contact someone at unemployment (good luck with that though lol).

Am I the only one who's constantly switching payment methods because the NY unemployment system is such a disaster? I swear every few months something goes wrong and I have to change where my money goes 🤡

Just a heads up from someone who's been through this - if your payment doesn't show up in PayPal within 48 hours of your usual deposit time, CALL IMMEDIATELY. Don't wait. The system sometimes flags new payment methods as suspicious and puts a hold on your benefits. Happened to me and I had to wait 3 weeks to get it sorted because I didn't call right away.

When I switched to PayPal last year it took TWO DAYS LONGER than normal the first time, then went back to the regular schedule after that. DON'T PANIC YET!!!

PayPal is weird with government deposits. Sometimes super fast, sometimes they hold it for a day. My friend gets her benefits at midnight Monday, I get mine Tuesday afternoon, both using PayPal. Makes no sense.

I have a detailed guide to NY unemployment deposits timing based on my experience and research. These are approximate times based on feedback from dozens of users: Big national banks (Chase, BoA): Tuesday afternoons typically Regional banks (TD, KeyBank, etc): Tuesday mid-day Credit unions: Can vary widely - Monday night to Wednesday morning Online banks (Chime, Current, Varo): Monday 4pm-8pm PayPal: Most commonly Monday 5pm to Tuesday 10am Cash App: Monday afternoon to evening NetSpend/prepaid cards: Usually Tuesday morning Direct Express: Tuesday or Wednesday The NY system actually sends the payments in batches starting Sunday night, but each financial institution processes them differently. PayPal tends to be in the middle of the pack - not the fastest but not the slowest. When you switch payment methods, it's normal for the first payment to take up to 24 hours longer than it will normally. If you're having trouble reaching unemployment to check on payment status, I highly recommend using claimyr.com - they'll wait on hold and connect you with a live agent. It's the only reliable way to get through these days with all the call volume.

PayPal holds mine for a random amount of time each week i swear. Sometimes Monday night, sometimes Tuesday morning. Think they just enjoying messing with us tbh 🙃

I've been on UI for 6 months and switched between 3 different payment methods. heres what I found: bank account: Wednesday morning usually chime: Monday evenings paypal: usually Tuesday mornings but sometimes Monday nights the frustrating thing is it changes sometimes for no reason at all. one week it'll come Tuesday at 8am, next week Monday at 7pm. the unemployment office told me they send all payments at the same time and its up to the financial institutions when they post it.

has anyone actually had missing payments when switching payment methods? I'm about to switch to paypal too and these comments got me nervous 😬

Why would you switch from Chime to PayPal anyway? Chime is way more reliable for government deposits in my experience. PayPal always feels like they're holding my money hostage lol

Anyone know if you can split your unemployment deposit between different accounts? I want some to go to my bank and some to PayPal.