NY unemployment deposit timing changed after switching from Chime to PayPal account - when will it arrive?

PayPal deposits for NY unemployment typically hit 24-48 hours after your regular deposit time when you first switch. After the first payment, it should stabilize to a regular schedule, but it's usually overnight/early morning rather than evening. The NYSDOL sends it at the same time, but different financial institutions process them on different schedules. I switched from Chime to PayPal last year and now reliably get mine Tuesday mornings around 4-5am.

i get mine in paypal around 3am tuesdays. chime is always faster than other banks for everything not just unemployment fyi

When I switched my NY unemployment deposit method, it took nearly a week for the first payment to show up in the new account. The NYSDOL system needs to verify the new account information, which can add processing time for the first payment. After that initial deposit, it stabilized to a regular schedule. If you don't see your payment by Wednesday, you should call NYSDOL to make sure the account change was processed correctly. You might need to try several times to get through though.

Same thing happened 2 me. PayPal takes FOR-EVER compared to Chime!!! I got so stressed I switched back to Chime after 2 weeks. First payment took 4 days, then the rest were coming in Tuesdays around noon. WAY later than my old Chime deposits. They don't tell you this when you switch!!!

I had the exact same issue last month when I switched from Chime to PayPal! That first payment took forever - actually showed up early Wednesday morning around 2am. I was panicking by Tuesday afternoon. If you need to reach someone at NYSDOL to confirm everything is processing correctly, I'd recommend using Claimyr (claimyr.com) - it helped me get through to an agent in about 15 minutes instead of calling for hours. They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE Once I talked to an agent, they confirmed my payment was processing normally and just delayed due to the account change. Every payment after that first one has been consistent - Tuesdays around 2-3am.

mine hits different times at different banks. not sure why. chime was always monday evening, bank of america was tuesday morning, and now with credit union it's tuesday at exactly noon. weird how they all different! never tried paypal tho

update?????? did ur money come?

Glad to hear your payment arrived! For future reference, the specific timing depends on how quickly each financial institution processes ACH transfers from NY state government agencies. Chime and a few other online banks make funds available immediately when they receive the ACH notification (which is why they're faster). Most other banks and services like PayPal wait until the transfer fully settles. If anyone else is reading this and planning to change their deposit account, just be prepared for that first payment to take a little longer, and know that different financial institutions have different processing schedules.

I'm going through the same situation right now! Just switched from my regular bank to PayPal for unemployment deposits and it's been 2 days past my usual deposit time. Reading through these comments is really reassuring - sounds like the first payment after switching always takes longer. Has anyone noticed if PayPal sends notifications when the deposit hits, or do you just have to keep checking your balance?

Just wanted to add my experience for anyone else who might be switching - I went from Chase to PayPal about 6 months ago and had the same delay for the first payment (came Wednesday morning instead of my usual Monday). But now I actually prefer PayPal because I can instantly transfer to my bank account if needed, whereas with Chase I had to wait for business hours. The PayPal mobile app also makes it super easy to track when deposits hit. Don't panic if your first payment is late - it'll normalize after that!