Has anyone changed bank accounts right before certification and still got NY unemployment deposit on time?

I've been in the exact same situation last July. Changed my direct deposit on a Wednesday, certified on Sunday, and got my payment in the new account on Tuesday with no problems. I think as long as you update before you certify, you're good.

After weeks of trying to reach someone at ny unemployment about my missing payments, I finally tried this service called Claimyr (claimyr.com). They got me connected to an actual human at NYSDOL in like 20 minutes - talking to an agent got my $ unlocked so fast. They have a YouTube video explaining how it works: https://youtu.be/Rdqa1gKtxuE - best decision I made after wasting days on hold.

I changed my direct deposit info on a friday and certified on sunday and did NOT get my payment on tuesday. It took until the following monday. They told me changes to direct deposit can take up to 10 business days to process. Really sucked cuz I had bills due.

Ok so heres what happened to me - changed my bank info on a Thursday and got paid the next Wednesday instead of Tuesday. Not too bad. But my friend changed hers and got a paper check instead! The system is seriously random sometimes.

The NY unemployment system is inconsistent AF. Some people have no delays with direct deposit changes, others get screwed for weeks. Your best bet is to call them directly BEFORE Sunday to make sure the change processed correctly. Don't risk it with rent on the line.

Here's what you should know about changing direct deposit with NY unemployment: First, timing matters. The system processes changes in batches, and there's typically a 1-3 day processing period for bank information updates. Since you changed it on Thursday and are certifying Sunday, you're cutting it close but might be okay. Second, the system does sometimes flag account changes for security reasons, which can cause delays of 5-10 business days in some cases. This happens randomly and there's no way to predict it. Third, if your payment doesn't go through to the new account, they'll either try to send it to your old account (which will reject it if closed) or issue a paper check which takes 7-10 days. In your situation, I'd recommend: 1) Contact the old bank to see if they can keep the account open a few more days or redirect any incoming transfers 2) Call NYSDOL directly to confirm your change went through (use claimyr.com if you can't get through - it's the only way I've ever reached a human there) 3) Check both accounts on Tuesday Good luck - the system is frustrating but you'll get your money eventually!

WTF is with NY unemployment and their stupid banking system?!? It's 2023 and they still can't process a simple direct deposit change without making it a whole ordeal. The whole department is stuck in 1995 I swear 😤

I had this EXACT problem in October! I changed my direct deposit on Thursday and still got paid Tuesday in the new account. I think as long as it's at least 72 hours before certification you're good. Fingers crossed for you!

I used to work for a bank (not NYSDOL). Direct deposit changes usually take 1-2 business cycles to fully process in most systems. Since you did it Thursday, you're probably ok for a Sunday certification. But there's always a chance of delay.

This happened to me last year and my payment was delayed by 2 weeks! Then I had to call and be on hold forever and they kept transferring me around. It was a nightmare. Hope you have better luck than me.

Pro tip: Never change your bank info right before you need a payment. Always do it right AFTER you get a payment. Gives the system a full week to process before your next certification. Learned this the hard way.

I just went through this in February! Changed my direct deposit on a Wednesday, certified Sunday, no payment Tuesday. Called on Wednesday and found out they MAILED ME A CHECK instead of using my new direct deposit. Took 7 days to arrive. So ridiculous.

omg this is why I just use the debit card they send. direct deposit with ny unemployment is always a nightmare. the card isn't great either but at least you don't have these problems when switching banks.

If your payment gets messed up and you need emergency assistance while waiting, call 211. They can sometimes hook you up with rent assistance programs that don't take forever. Saved me when my unemployment got delayed for a month last year.

hot take: the entire ny unemployment system is DESIGNED to be confusing and difficult so people give up trying to get benefits they're entitled to. the banking delays are just part of their strategy 👀

Update us on Tuesday! I'm curious what happens. My money is on you getting it without issues but with all the horror stories here who knows 😬