Will changing my NY unemployment direct deposit bank account affect this week's payment?

I changed my bank account last year when I switched from Chase to Capital One. I made sure to do it RIGHT AFTER my weekly payment posted. I wouldn't risk changing it before your payment processes - it can cause delays of 3-5 business days while they verify the new account. When I did mine, the next payment went through fine to my new bank with no problems. Just wait until you see this week's payment clear first.

changed mine midweek once. payment got stuck in limbo for like 10 days. nightmare.

I work with unemployment claims professionally, and here's what you need to know: Any changes to direct deposit information after you've certified but before the payment processes can cause your payment to be delayed or even rejected. The NY system processes the payments to the bank account that was on file at the time of certification. The safest approach is: 1. Wait for this week's payment to clear your current account 2. Change your direct deposit information immediately after 3. Make sure your new banking information is completely accurate Changing banking information typically causes a verification period of 1-3 business days, so don't be alarmed if your next payment takes slightly longer. Also, some banks have different processing times, so keep that in mind as well.

i switched mine 2 weeks ago & had no issues at all. payment went to new account fine.

I HATE how stressful this whole process is!!! You have to worry about EVERY little change potentially messing up your payments. The system should be more flexible. Why can't they just make it user friendly for once???

The specific timing matters a lot. NY unemployment processes payments in batches: 1. If you certified on Sunday and change your bank details on Monday or Tuesday, it will likely affect this week's payment 2. If you wait until Wednesday or Thursday to change bank details, your payment is probably already in process to your old account If you're having trouble reaching someone at NYSDOL to ask about this (their phone lines are notoriously busy), I'd recommend trying Claimyr (claimyr.com). They helped me get through to an agent within 30 minutes when I had a similar banking issue. They have a good video showing how it works: https://youtu.be/Rdqa1gKtxuE

I'm having the EXACT SAME WORRY right now!!! I'm switching from my Wells Fargo account to my credit union and I'm terrified about messing up my payments. I've been staring at the screen for 20 minutes trying to decide if I should click update or not. This thread is a sign I should wait lol

my friend got double paid when she changed banks... dol sent payment to both old and new account. she had to pay one back obviously

Thanks everyone for all the helpful advice! I'm going to wait until after this week's payment posts to my current account before making any changes. It's not worth risking a delay. I'll update here if I run into any issues with the process in case it helps someone else.