How long does NY unemployment take to update direct deposit to my new bank account?

When I updated my banking info with unemployment last April, it took about 4-5 business days for the change to take effect. I'd suggest waiting to file until at least a week after you submit the new account info, just to be safe. The system is slow and you dont want your payment bouncing around.

After struggling to update my banking info and waiting forever on hold to talk to someone, I found this service called Claimyr.com that got me connected to an actual human at unemployment in about 20 minutes. Seriously saved me so much stress and time! Once I got through to a rep, they updated my account right away and my payment went to my new bank by the next cycle. Check out their explainer video: https://youtu.be/Rdqa1gKtxuE

The official answer on the NYSDOL website says 3-5 business days, but LOL at trusting anything they say about timing 🤣 My buddy waited almost 3 weeks. I'd keep your old account open until you confirm the new one is working if possible.

IMPORTANT: Make sure you update your info AFTER receiving your current week's payment but BEFORE filing for your next week. That way your current payment is safe and the next one has time to process with the new info. Learned this the hard way when my payment got delayed for almost a month because of timing it wrong.

Here's what you need to know about changing your direct deposit with NY unemployment: First, don't close your old account until you've confirmed a payment has successfully gone into your new account. The system typically takes 5-7 business days to process banking changes, but it can take longer depending on system delays or backlog issues. When updating your info: - Log in to your online account at labor.ny.gov - Go to your payment method settings - Enter your new account info VERY carefully (double-check everything) - Submit the change and save any confirmation number After submitting the change, I recommend calling to confirm it was processed correctly. Getting through on the phone is nearly impossible using the regular number, so I used claimyr.com which connected me to an agent who confirmed my change was in the system. There's no notification system to tell you when the change is complete, so you'll only know for sure when you see a payment in your new account. For safety, I'd recommend waiting at least one full payment cycle before closing your old account. Hope this helps!

Don't listen to these people saying it only takes a few days. The system is completely FUBAR right now. Took them 32 days to process my bank change. THIRTY-TWO DAYS! And I never got any notification, just had to keep checking. Keep your old account open if you can.

wHy ArE yOu ChAnGiNg BaNkS iN tHe MiDdLe Of ClAiMiNg UnEmPlOyMeNt?!?! 🤡 jk I did the same thing last year. Chase was charging me $35 overdraft fees while I was waiting for my benefits. The system took about 10 days to update for me. good luck!

If your worried about the timing, you should file this week as normal but dont close your old account yet. Then update your direct deposit after this weeks payment hits. That way you dont miss any weeks while waiting for the change to go thru.

the whole ny unemployment system is broken af anyway. better off just keeping both accounts open for a month to be safe. i've seen people lose benefits for weeks because of 'system errors' during bank changes.

hey btw if ur planning to close ur old account make sure ur tax refund isnt being deposited there too! i made that mistake and had to wait 6 months to get my tax refund re-issued 😭

I work at a bank (not giving financial advice just sharing what I've seen). Most customers who change direct deposits for government benefits keep their old account open for at least 30-45 days as a safety net. Government systems are notoriously slow to update banking info.

Make sure to CALL and confirm the change! The website said my change was processed but the next payment still went to my old account. Had to call and manually confirm with a rep that everything was updated correctly. Waste of time but necessary with this broken system.