New York Unemployment

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I'm in a really similar situation - 54 years old and just got laid off from my warehouse job after 18 years. I have a small pension from a retail job I left about 12 years ago that pays around $285/month. Reading through everyone's experiences here has honestly been such a huge relief! I was actually putting off filing my unemployment claim because I was so worried the pension would disqualify me or cause problems. But it's clear from all these responses that as long as it's from a previous employer (which mine definitely is), I should be fine as long as I'm completely transparent about it. The consensus seems to be that NYS Department of Labor is pretty reasonable about this stuff when you're upfront from the beginning. I'm going to file my claim this week and make sure to include all the pension information right in the initial application. Thank you to everyone who shared their stories - it really helps to know that so many people have successfully navigated this exact situation!

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I'm so glad you found everyone's experiences helpful! I was in the exact same boat when I got laid off from my manufacturing job last year - had a pension from an old employer and was paralyzed with worry about how it would affect my claim. Just like everyone else has said, the key really is being completely transparent from day one. When you file online, there's a clear section asking about all income sources including pensions, and they make it pretty straightforward to report. Since your pension is from 12 years ago at a completely different employer, you're following the same pattern as everyone else who had success - previous employer pension typically doesn't reduce benefits. The weekly certifications will ask about it too, but don't let that stress you out. NYS Department of Labor just wants to know about it for their records. You're making the right choice to file this week - don't let the worry keep you from getting the benefits you're entitled to!

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I'm 52 and going through this exact same thing right now! Got laid off from my office job two months ago and have been collecting unemployment while I job hunt. I have a pension from a teaching job I left about 10 years ago that pays me $380/month. When I first filed my claim, I was terrified about reporting it, but I'm so glad I did. NYS Department of Labor didn't reduce my benefits at all since it's from a previous employer. The online application has a really clear section where you can list all your income sources, and they explain what counts as "deductible income" vs what doesn't. During my phone interview (which took forever to get - definitely echo the suggestion about using services to help get through), the representative confirmed that previous employer pensions typically don't affect your weekly benefit amount. Just make sure you report it every single week on your certifications - I've been doing that religiously and haven't had any issues. It's such a relief to read everyone's similar experiences here. Hang in there with the job search!

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just apply online its pretty straightforward, took me like 30 mins to complete the whole thing

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Sorry to hear about your layoff, Luca. In addition to what others have said, make sure you're prepared to certify for benefits every week once your claim is approved - you'll need to confirm you're actively looking for work and report any income. Also, keep detailed records of your job search activities since NY requires you to make at least 3 work search contacts per week. The whole process can feel overwhelming at first, but the online system walks you through everything step by step. Hang in there!

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@Zoe Christodoulou I went through this process last year and it's definitely worth pursuing! The key thing to understand is that there are different types of training benefits. Section 599 is the most common - it allows you to attend approved full-time training while continuing to collect unemployment without having to do job searches. However, it doesn't cover tuition costs. If you're laid off due to trade/globalization reasons, you might qualify for TAA which can actually help pay for training. I'd recommend calling the NYS Department of Labor training unit directly (though be prepared for long hold times) or visiting your local career center where they can walk you through the application process in person. Make sure to have your training program information ready before you apply.

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@Dmitry Popov Thanks for the detailed breakdown! This is exactly what I was looking for. I m'curious about the career center option you mentioned - is that usually faster than trying to get through on the phone? I ve'been hesitant to go in person but if they can actually walk me through the application that might be worth it. Also, do you know if there s'a specific time limit on when you have to apply for Section 599 approval after starting your unemployment claim?

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I actually just went through the Section 599 approval process a few months ago for a cybersecurity bootcamp. The career center route is definitely faster than calling - I was able to sit down with a counselor who helped me fill out Form TE-549 correctly and explained exactly what documentation I needed. They also verified that my program was on the ETPL list right there in the office. As for timing, you can apply for Section 599 approval at any point during your unemployment claim, but you MUST get approval before starting classes. I applied about 6 weeks into my claim and it worked fine. Just remember that Section 599 only waives job search requirements - you still need to be physically able to work and available for work outside of class hours. If you're doing a full-time intensive program, make sure to discuss this with your counselor to avoid any issues with your claim.

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@Cass Green This is really reassuring to hear from someone who just went through it! I was worried about the timing since I m'already a few weeks into my claim. Quick question - when you say you need to be available "for work outside of class hours, does" that mean if the bootcamp had evening classes, you d'still need to be available for day shifts? I m'looking at a program that runs Monday-Friday 9-5, so I m'wondering if that would create availability issues with NYS Department of Labor.

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Just remember you have to file between Sunday and Saturday each week. Most people do it Sunday morning to get it out of the way. And yes, keep filing even if you haven't been paid yet - those weeks won't be lost if your claim gets approved.

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@Julia Hall - I set up a weekly calendar reminder on my phone for Sunday mornings to file my claim. It's been a lifesaver! Also, if you're really worried about missing payments, you can call the Tele-Center at 1-888-209-8124, but honestly the wait times are brutal. The my.ny.gov portal usually shows your payment status within a day or two of filing your weekly claim, so I check that regularly too. Hang in there - once the first payment comes through, it gets much more predictable!

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my friend got double paid when she changed banks... dol sent payment to both old and new account. she had to pay one back obviously

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This is extremely rare but can happen if the payment processing overlaps with account changes in a specific way. If this ever happens, contact NYSDOL immediately - attempting to keep both payments is considered fraud and can result in penalties.

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Thanks everyone for all the helpful advice! I'm going to wait until after this week's payment posts to my current account before making any changes. It's not worth risking a delay. I'll update here if I run into any issues with the process in case it helps someone else.

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Smart decision! I went through the same thing last month and waiting was definitely the right choice. Once your payment clears, the bank change process is actually pretty straightforward - just make sure you double-check all the routing and account numbers before submitting. Looking forward to hearing how it goes for you!

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Absolutely the right decision! I made the mistake of changing mine too early once and ended up waiting almost 2 weeks for my payment while they sorted it out. The stress wasn't worth it. When you do make the change, I'd recommend screenshotting your new bank info before submitting just in case there are any typos - learned that lesson the hard way too!

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