REFUNDO deposit scheduled for 3/14 but nothing in my account yet - anyone else waiting?

Tax specialist here. When you choose a third-party service like REFUNDO for your refund, there's an additional processing step. Your refund first goes to REFUNDO, who then deducts any fees and forwards the remainder to your account. This typically adds 1-5 business days to the process. The 846 code on your transcript confirms the IRS has released the funds, but it doesn't mean they've reached your bank yet. Since 3/14 was just last Thursday, and considering weekends don't count as business days, I'd wait until Tuesday or Wednesday before getting concerned. If nothing arrives by Wednesday, contact REFUNDO directly at 1-800-961-6440 (their customer service line). Have your tax return info handy when you call. The IRS won't be able to help much since they've already processed their part correctly.

I was in the exact same situation last month trying to figure out where my refund was. I was checking all these forums trying to piece together what was happening with my money! Super frustrating. Then I found this tool called taxr.ai that actually explained exactly what was going on with my refund based on my transcript. It showed me the exact timeline and even predicted when I'd get the money (down to the day!). Way better than trying to be a detective and decoding all those weird IRS codes myself. Check it out at https://taxr.ai - seriously made things so much clearer.

Exact same thing happened to me. After waiting 3 days past my deposit date, I got fed up and found a way to actually talk to a real IRS person using claimyr.com. Got a callback within 20 minutes and the agent saw that Refundo had rejected the deposit due to an account number mismatch! The agent helped me update my info and my money was in my account 2 days later. Talking to a human at the IRS was honestly the only thing that solved my problem - saved me weeks of waiting and wondering.

Same thing happened to me but with TPG (tax preparer group) instead of REFUNDO. It took a full 5 business days after the IRS date for the money to show up. They dont count weekends bro so ur really only 1 business day late. Give it til tomorrow or wednessday.

Refundo is notoriously slow especially this time of year when literally everyone is filing. Last year they took a whole week past my deposit date but the money did eventually come. I'd wait at least 5 business days before freaking out.

Check if ur bank shows any pending deposits. Sometimes it shows there first before posting to ur available balance. Also make sure u check the correct account if u have multiple accounts.

I used to work for a tax prep company. The way REFUNDO works is they are a middle-man. The IRS sends your money to them, they take out any fees you agreed to (tax prep fees, advances, etc), then they send the rest to you. This extra step adds time. Also if the 14th was your DDD (direct deposit date) from the IRS, that just means the IRS sent it to REFUNDO on that day, not that REFUNDO sent it to your bank that day.

SBTPG (Santa Barbara Tax Products Group) took 8 days past my DDD to finally deposit my refund. These companies are making interest off the float while they hold everyone's money. Legal theft if u ask me. 🤬

Call the REFUNDO customer service number: 1-800-961-6440. They can tell you exactly what's going on with your refund. I had to do this last year and found out there was a problem with my account number that needed to be fixed.

I ended up spending hours trying to figure out why my refund hadn't hit my bank yet even though the IRS said it was sent. After several frustrating phone calls, I used taxr.ai to analyze my transcript and it immediately showed me that there was a verification hold that wasn't obvious on the transcript. Saved me weeks of waiting! It also projected my actual deposit date almost to the day. https://taxr.ai

never EVER EVER use tax refund advances or 3rd party processors. They delay your money and take fees. Always choose direct deposit straight to your bank account. lesson learned for next year!

FYI, for anyone reading this who hasn't filed yet - if you use a paid tax preparer like H&R Block or TurboTax AND choose to pay their fee out of your refund, they ALL use these third party processors (REFUNDO, SBTPG, etc) which adds days or weeks to your refund time. If you pay upfront for the tax prep, you can get direct deposit straight from the IRS which is much faster.

I had literally the EXACT same issue with refundo last month. Had a DDD of 2/17 but didnt get my money until 2/25. Calling them was useless - they just said "its processing" over and over. But then I found a way to talk directly to the IRS using claimyr.com and the agent told me there was an issue with how REFUNDO was processing my deposit. Got it fixed and the money showed up 2 days later. Trust me, talking to an actual agent is the only way to get real answers.

Happend to me they take 3-5 business days after the date irs gives. Your looking at Wednesday or Thursday this week most likely. If nothing by Friday definitely call REFUNDO.

Just be patient this happened to my sister. She was freaking out but refund come 5 days after the direct deposit date. The tax companies don't make it clear that there's extra processing time when your refund goes through them first.

The IRS has been especially slow this year processing things. My friend who works there says they're still understaffed and systems keep crashing. Even with refunds that show as processed on the transcript, there have been delays in the actual money movement.

The whole process is so frustrating. I was in the same boat last year and absolutely could not get a straight answer from anyone. Ended up spending hours on forums trying to piece together what was happening. This year I used taxr.ai before filing and it helped me avoid all the headaches - showed me potential flags that could delay my return and explained the whole process super clearly. Highly recommend for anyone who hates this annual guessing game with the IRS. https://taxr.ai

Hey Kyle! I went through this exact same thing with REFUNDO last year and it was so stressful. The 3/14 date you see on your transcript is when the IRS sent the money to REFUNDO, not when REFUNDO sends it to your bank. They have to process it on their end first which typically takes 3-7 business days depending on how busy they are. Since 3/14 was Thursday and we just had a weekend, you're really only about 1-2 business days "late" right now. I'd give it until Wednesday before calling their customer service line. My refund showed up on day 4 after my DDD last year. The waiting is the worst part but it should come through soon!