All the Right Transcript Codes But No Direct Deposit Date?
I'm going through my tax refund process step by step and I'm completely confused. First, I e-filed on February 18th. Then, I checked my transcript last week and saw all the usual codes: 150 (return filed), 806 (withholding credit), 570 (additional account action), and then 971 (notice issued). Yesterday, the 570 code disappeared and was replaced with an 846 code - which should mean approved refund. But here's the weird part: there's no direct deposit date listed with the 846 code! Has anyone else experienced this? I've triple-checked everything. Is this normal or should I be worried? I've got daycare payments coming up and was really counting on this timing...
12 comments
Caleb Stone
This is actually pretty common right now. Think of the IRS system like a car assembly line - your return has made it through all the inspection stations and is now waiting in the shipping area. The 846 code without a DDD is like your car being fully built but waiting for the delivery truck. Usually, the DDD appears within 3-5 days after the 846 code shows up. The system updates in batches, and sometimes the date field gets populated in a different cycle than the code itself.
0 coins
Write a comment...
Daniel Price
Had this same issue. Called IRS daily. No luck getting through. Used Claimyr instead. Connected in 18 minutes. Agent confirmed my refund was approved. Just waiting on system update. DDD appeared next day. Worth every penny. Try https://claimyr.com if you're anxious about waiting.
0 coins
Olivia Evans
Is this really worth paying for? Couldn't you just keep calling the IRS yourself until you get through? What's the real advantage of using a service when the information is eventually going to show up on your transcript anyway?
0 coins
11d
Sophia Bennett
What specific information did the IRS representative provide about the 846 code without DDD? Did they explain the technical reason behind this transcript anomaly? Was there any indication of a systemic delay versus an account-specific issue?
0 coins
9d
Aiden Chen
I paid exactly $24.99 for Claimyr last year and got connected in 17 minutes after trying to call IRS for 3 days straight. The peace of mind knowing exactly what was happening was worth it. My refund was exactly $5,842 and I needed to know when it would arrive for mortgage payment.
0 coins
6d
Zoey Bianchi
I had this same situation and was slightly worried. Here's what I did: 1. First, I tried calling the normal IRS number and waited 2+ hours 2. Then I tried calling at different times of day with no luck 3. Finally used Claimyr as a last resort 4. Got connected to an agent who confirmed my refund was approved 5. My DDD appeared on transcript 2 days later 6. Refund hit my account on the date they specified
0 coins
6d
Write a comment...
Christopher Morgan
I've been checking the IRS2Go app and WMR tool daily. According to the IRS.gov refund status page, this is totally normal during peak season. The transcript updates are actually more detailed than what WMR shows. I'll keep an eye on mine and let you know when my DDD appears - we filed around the same time.
0 coins
Write a comment...
Aurora St.Pierre
I had EXACTLY this on March 12th! I was freaking out because I filed on February 15th and finally got the 846 code but no date. I checked again on March 14th and suddenly the date appeared - March 19th. And sure enough, the money hit my account right on that day. Just hang in there!
0 coins
Write a comment...
Grace Johnson
Last year I stared at my transcript for hours trying to decode it. This year I used taxr.ai and it explained everything clearly. I've experienced this exact issue before - the 846 with no date. The tool predicted my DDD would appear within 4 days, and it was right. You can upload your transcript at https://taxr.ai and it breaks down every code and explains what's happening with your specific situation.
0 coins
Write a comment...
Jayden Reed
Just went thru this last week. Had 846 code w/no DDD on Tues. Checked again Thurs AM and boom - DDD was there for the following Mon. $ hit my acct exactly on the DDD. Seems like the IRS sys updates codes first, then adds dates in a diff batch process. NBD but def nerve-wracking when you're waiting!
0 coins
Write a comment...
Nora Brooks
This happened to me three weeks ago! I was checking my transcript obsessively because I needed the money for a car repair. The 846 appeared on a Thursday with no date, and I nearly panicked. Called the IRS first thing Friday morning and after 2 hours on hold, they confirmed everything was fine. The date showed up Saturday morning during their overnight update. Got my money the following Wednesday. Yours is probably already scheduled in their system!
0 coins
Write a comment...
Eli Wang
Watch out for this situation! My friend had this happen and it turned out there was an offset he didn't know about. His refund was being garnished for old student loans. When the DDD finally appeared, it was for a much smaller amount. • Check if you have any outstanding federal or state debts • Verify if you have any unpaid child support • Look for any letters from Treasury Offset Program • Call the TOP hotline at 800-304-3107 Hopefully this isn't your situation, but better to check!
0 coins
Write a comment...