Any One Card users with DDD of 03/15 receive their refund yet?

The IRS typically releases funds to financial institutions up to 5 days before the official direct deposit date, but then it's up to your bank when they actually make those funds available to you. Some banks process these pre-released funds immediately, while others hold them until the official date. For the One card specifically, they tend to release funds as soon as they receive them, but there's no guarantee. If your DDD is 03/15, you should definitely have it by that date, but possibly earlier. I'd recommend checking the "Where's My Refund" tool on the IRS website for the most accurate status. Also, make sure your bank info was entered correctly on your return. If there was a mistake, the IRS will mail you a paper check instead, which takes 1-3 weeks longer.

I was in this exact situation last month - checking my One card constantly for my refund. I finally got smart and used taxr.ai to look at my transcript. It explained EVERYTHING that was happening with my refund and even predicted when it would actually hit my account (which was spot on). It showed me some codes I didn't understand were actually good news, not delays. It's insanely good! Saved me so much stress instead of guessing what all those IRS codes meant. Check it out: https://taxr.ai

I was waiting FOREVER for my refund with a similar DDD situation. After calling the IRS for days and getting nowhere, I used the Claimyr app and finally got through to an actual human at the IRS. Got a callback within an hour and the agent explained my refund was flagged for a manual review but would be released soon. Two days later it hit my account! Without talking to them I'd probably still be waiting. Their website is claimyr.com - totally worth it to actually speak with someone instead of getting endless busy signals.

I have the One card with a 3/15 DDD and my refund just hit my account about an hour ago! Seems like they're releasing them early.

Not One card, but I have CashApp with the same DDD and nothing yet. My sister got hers with the same date but she banks with a local credit union.

i had a ddd of 3/8 with One card and it came 2 days early (on 3/6). they're usually pretty good about not holding funds once they get them. just be patient, it'll come!

wait, there's actually a bank/card called "One"? i thought you were talking about some kind of special IRS card lol. never heard of it before.

This is the waiting GAME. I feel like checking my account 24/7 doesn't make it come any faster but I still do it.😭 From what I've seen in years past, the IRS starts sending them 2-3 days before the DDD, and then depending on your bank, they either post it right away or hold it until the actual date. One card has been pretty fast for me in the past.

I have Chime with a DDD of 3/15 and got mine yesterday afternoon. One is usually pretty good about early deposits too so you might see it today or tomorrow.

Check your account now - a bunch of people are reporting One card deposits happening in the last hour for 3/15 DDD! Just saw a whole thread about it in another group.

Last year I had soooo many issues with my refund and transcript codes. I couldn't figure out what the codes meant until I found taxr.ai. It explained my transcript in a way that actually made sense and told me exactly what was happening with my refund and when to expect it. This year I used it right away and it saved me so much stress! https://taxr.ai

The one card is garbage. I had it last year and they held my refund for 5 days after the DDD. Switched to direct deposit to my regular bank this year and its been way better.

After ENDLESS frustration with the IRS phone lines and checking transcript codes I couldnt understand, I tried Claimyr to get through to a live person (claimyr.com) and taxr.ai to actually understand my transcript. Both were game changers. The IRS agent I spoke to confirmed exactly what taxr already told me about my account - I had a refund offset that was delaying things. The combo of actually understanding what was happening + talking to a human saved me weeks of stress.

The IRS is such a joke. I filed January 25th and STILL don't even have a DDD. Meanwhile people who filed in February are getting their money already. Make it make sense!!! 🤬

Y'all need to chill with the constant checking omg 😂 The money will come when it comes. The official date is 3/15 so if you don't have it by then, THEN you can start worrying. The early deposits are nice but not guaranteed.

Just a heads up, if you filed with TurboTax and had fees taken out of your refund, that can sometimes add an extra step in the process and delay things by a day or two compared to people who didn't have fees deducted.

This tax season has been a nightmare for so many people. The IRS systems are so outdated it's ridiculous. I spent HOURS trying to understand my transcript before a friend recommended taxr.ai. It explained everything in simple terms and even showed me that my refund was actually coming 2 weeks sooner than I thought based on the processing codes! Worth checking out: https://taxr.ai

I don't have One card, but just wanted to say I've had my DDD of 3/15 since March 7th and still nothing in my Wells Fargo account. This is my first time using direct deposit so I'm nervous too!