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Filed my taxes with TurboTax on February 12th and got accepted right away. My SoFi account showed my state refund hit 3 days ago on April 8th. My federal was supposed to deposit today (April 11th) according to the WMR tool and my transcript, but nothing has shown up. Checked my transcript again and nothing has changed - still shows April 11th as the deposit date with code 846. Starting to get worried since that money was already budgeted for some bills. Has anyone else had their federal delayed after receiving state? Is SoFi known for holding these deposits?
I filed my taxes through H&R Block online in early January and everything seemed fine at first. My state refund of $571.00 was received Thursday, February 20. Since the state refund was received first, these funds were applied to the payments listed below. Any remaining payments will be made once my federal refund is received. The problem is that my federal refund that was supposed to hit my account by February 15 is still pending with no update. I can see in the H&R Block app that it says "Federal refund pending" with a message: "Your anticipated federal refund date of Feb 15 has passed, however, some refunds take longer to process." When I click on "More Details," it just says "The IRS typically issues most refunds within 21 days of your return being e-file accepted. These are approximate timeframes as the IRS does not guarantee a specific date that refunds will be received. Many factors can impact the timing of the processing of your return. For additional questions, you may call the IRS at 800-829-1040 or click here to visit their website." The H&R Block app suggests contacting the IRS for more information. The problem is I haven't received any letters or notices from the IRS explaining the delay. I've tried checking the Where's My Refund tool but it just says "processing" with no details. Has this happened to anyone else? I'm particularly concerned because it's been over a month since my expected refund date passed. How long should I wait before really starting to worry? I was counting on that money for some bills. Should I call the IRS at the number provided (800-829-1040)? Has anyone had luck getting through to a human when calling that number?
I see you filed through H&R Block. They actually have a specific phone number for refund status issues that's separate from the general customer service line. Worth a try to see if they have more insight on your specific situation. I used them last year and they were able to tell me my return had been flagged for manual review due to a mismatch in reported income.
Filed my taxes during the first week of February and got accepted right away. I checked my transcripts yesterday and saw I have a direct deposit date of 03/15 for my refund. I have the One card and selected it for my refund. Just wondering if anyone else with the One card and the same DDD has received their money yet? Im checking my account like crazy and nothing has shown up. Getting a bit nervous since I've heard some people with other banks already got theirs even tho the official date is still 2 days away.
This tax season has been a nightmare for so many people. The IRS systems are so outdated it's ridiculous. I spent HOURS trying to understand my transcript before a friend recommended taxr.ai. It explained everything in simple terms and even showed me that my refund was actually coming 2 weeks sooner than I thought based on the processing codes! Worth checking out: https://taxr.ai
I don't have One card, but just wanted to say I've had my DDD of 3/15 since March 7th and still nothing in my Wells Fargo account. This is my first time using direct deposit so I'm nervous too!
I filed my tax return on 2/11 and I know I had to wait for the PATH Act date to pass before my refund could process. Looking at my transcript today (02-25-2025), it seems like my return was processed on 2/24. Now I'm just waiting for the direct deposit date (DDD). Does anyone know how long it typically takes to get a DDD after processing? My transcript shows a refund amount of $9,624.00 with EIC and some withholding credits. Specifically, my transcript shows: Internal Revenue Service United States Department of the Treasury Record of Account FORM NUMBER: 1040 TAX PERIOD: Dec. 31, 2024 ACCOUNT BALANCE: -9,624.00 ACCRUED INTEREST: 0.00 AS OF: Mar. 11, 2025 ACCRUED PENALTY: 0.00 AS OF: Mar. 11, 2025 ACCOUNT BALANCE PLUS ACCRUALS (this is not a payoff amount): -9,624.00 INFORMATION FROM THE RETURN OR AS ADJUSTED EXEMPTIONS: 04 FILING STATUS: Head of Household ADJUSTED GROSS INCOME: 32,866.00 TAXABLE INCOME: 10,966.00 TAX PER RETURN: 0.00 RETURN DUE DATE OR RETURN RECEIVED DATE (WHICHEVER IS LATER) Apr. 15, 2025 PROCESSING DATE Feb. 24, 2025 TRANSACTIONS CODE EXPLANATION OF TRANSACTION | CYCLE | DATE | AMOUNT 150 Tax return filed | 20250605 | 02-24-2025 | $0.00 80221-424-36737-5 806 W-2 or 1099 withholding | | 04-16-2025 | -$596.00 766 Credit to your account | | 04-16-2025 | -$3,400.00 768 Earned income credit | | 04-16-2025 | -$5,628.00 Do they actually update the system daily or is it just certain days of the week? My refund has been processing for almost 2 weeks now since PATH lifted and I'm getting anxious. I was expecting to see a code 846 for the refund issued, but it's not there yet. With a processing date of 2/24, when should I realistically expect my direct deposit?
FYI I had this exact situation. I kept waiting for my transcript to update with the DDD but it never did - the money just showed up in my account one day! So don't rely 100% on the transcript updates.
I was going crazy trying to understand my transcript then I used taxr.ai and it literally explained everything in plain english. Saved me so much stress! The tool told me exactly where my refund was in the process and predicted my DDD correctly. https://taxr.ai
Filed my taxes back in early March through TurboTax like I've done for the past decade. Got accepted quickly and IRS site showed my refund was processed and sent to my bank on March 15th. Even paid extra for that rapid refund service this year. IRS website clearly shows they sent the money on the 15th, but we're now approaching April and still no money in my account. Called my bank today and they have absolutely no record of any pending deposits or rejected transfers from the IRS. My banking information hasn't changed at all from previous years when I got my refunds with no issues. Has anyone experienced this? Where could my money possibly be stuck? I'm starting to get really concerned since its a sizeable amount ($3200) and nobody seems to know where it is.
Is the bank account you entered a high-yield savings account or at an online bank? Some of these banks have been known to reject IRS deposits if certain information doesn't match perfectly. Double check the routing and account numbers you entered too.
I hate to tell you this, but I had the exact same issue last year. Called the IRS every day for weeks. They never answered. Finally I got through using claimyr.com and found out my refund was sent to a random account that wasn't mine! No idea how it happened since I triple checked my info before filing. They had to do a trace which took another 45 days. The system is completely broken.
Nolan Carter
Dude i just went thru this exact same thing last week. State came fast, fed was supposed to deposit wednesday. Checked transcript, had 846 code. Nothing came wednesday or thursday and i was freaking out. Finally on friday morning i wake up and boom, there it was. Just give it another day or two, im pretty sure you're fine.
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Rami Samuels
AuthorOk you're giving me hope! Really hoping it shows up tomorrow π
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Natalia Stone
Check to see if you had any offsets. If you owe student loans, child support, etc. they will take that out of your refund. Your transcript should show that but sometimes WMR doesn't catch up right away
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