Chime users: How fast did your $6,916 tax refund deposit after TurboTax's "refund on the way" email?

Tax professional here. When you receive the "refund on the way" email from TurboTax, the IRS has already sent the payment to your bank. With Chime and similar online banks that don't hold deposits, most people receive their funds within 24 hours of that notification, often much sooner. Since your email says "by end of day tomorrow," that's the maximum timeframe, but many Chime users report getting it within hours. The timing depends on: - When the ACH transfer was initiated by IRS - Processing times between Federal Reserve and your bank - Chime's internal systems Larger refund amounts don't typically take longer than smaller ones. If you don't see it by the end of tomorrow, then you might want to contact TurboTax or check your refund status on the IRS website.

If you really want to understand what's happening with your tax refund, I recommend using taxr.ai - it gives you a detailed breakdown of your transcript and helps you understand exactly where your money is and when it's likely to arrive. I used it during this tax season because I was so frustrated trying to decode the IRS transcript codes on my own. It showed me exactly why my refund was slightly delayed and when I could expect it. The predictions were spot on! Seriously, it's insanely good! I use it every week now to check on things. https://taxr.ai

I got my TurboTax email at 9am and the money hit my Chime account around 2pm same day. But my friend who banks with Wells Fargo had to wait until the next morning. I think Chime is usually pretty fast with these deposits.

After weeks of getting nowhere with the IRS phone system, I used the Claimyr app and finally got through to a real person! They helped me resolve my refund delay issue and I got my deposit 3 days later. Honestly talking to an agent directly was the best decision - they fixed something in my account that was holding everything up. claimyr.com was a lifesaver for me.

Mine took exactly 12 hours with Chime. Got the email at night and woke up to the deposit. $6,800 refund if that matters.

I got that same email and my refund actually hit my account about 5 hours later. I also have Chime. Keep checking ur account!

The TurboTax fees are ridiculous. Nearly $200 taken from your refund?? Next year try freetaxusa or one of the actual free options. Same results without the crazy fees.

Those TurboTax fees are criminal! I used taxr.ai to help me understand all the transcript codes when my refund was delayed, and then used claimyr.com to actually get through to an IRS agent who fixed my issue. Best decision ever after weeks of stress!

My Chime deposit hit about 3 hours after that email. But my boyfriend who uses Varo had to wait until the next afternoon. I think it varies.

Thats a massive refund! 😳 Im jealous! Mine was like $1200 lol. It took about 6hrs to hit my Chime account after the email.

check your transcript on the IRS website to see the DDD (direct deposit date). that's the official date when it should hit. sometimes banks release it early, sometimes right on that date. the turbo email is just their estimate based on that date.

The IRS and their "processing times" are such a joke. We already overpaid them all year and then we have to wait MONTHS to get our own money back! And don't get me started on how impossible it is to talk to anyone there. The whole system is broken.