Chime DDD 2/28 - Early Deposit Updates?
Anyone with Chime bank got their federal refund early? My transcript shows DDD of 2/28 and usually Chime deposits 5 days earlier than traditional banks. Starting to get anxious checking my account every 5 minutes š©
12 comments


Nora Bennett
Tax pro here - Chime typically releases funds as soon as they receive them from IRS, which is usually 2-5 days before the official DDD. However, IRS batch processing varies. Keep in mind the President's Day holiday might affect timing.
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Oscar Murphy
ā¢thx for the info! totally forgot about the holiday š¤¦āāļø
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Ryan Andre
ā¢mine hit exactly 2 days early last year with chime fwiw
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Lauren Zeb
Instead of refreshing your account constantly, you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit based on your bank. Its only $4.99 and totally worth the peace of mind. https://taxr.ai
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Daniel Washington
ā¢Does this actually work? Seems too good to be true
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Lauren Zeb
ā¢100% legit. It uses AI to analyze all the codes and cycles on your transcript. Predicted my deposit to the hour!
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Daniel Washington
ā¢Just tried it and WOW 𤯠it even caught a potential delay I wouldn't have noticed. Best $5 I've spent this tax season!
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Aurora Lacasse
in the same boat! its my first year with chime and im so impatient lol
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Anthony Young
Nothing yet but my sister got hers 3 days early with chime last week
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Charlotte White
ā¢gives me hope fr fr š
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Admin_Masters
bruh ive been checking my chime acct every 2 seconds like its gonna magically appear š¤”
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Matthew Sanchez
ā¢same here...my thumb getting tired from pulling down to refresh š
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