Chime DDD 2/28 - Early Deposit Updates?
Anyone with Chime bank got their federal refund early? My transcript shows DDD of 2/28 and usually Chime deposits 5 days earlier than traditional banks. Starting to get anxious checking my account every 5 minutes š©
13 comments


Nora Bennett
Tax pro here - Chime typically releases funds as soon as they receive them from IRS, which is usually 2-5 days before the official DDD. However, IRS batch processing varies. Keep in mind the President's Day holiday might affect timing.
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Oscar Murphy
ā¢thx for the info! totally forgot about the holiday š¤¦āāļø
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Ryan Andre
ā¢mine hit exactly 2 days early last year with chime fwiw
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Lauren Zeb
Instead of refreshing your account constantly, you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit based on your bank. Its only $4.99 and totally worth the peace of mind. https://taxr.ai
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Daniel Washington
ā¢Does this actually work? Seems too good to be true
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Lauren Zeb
ā¢100% legit. It uses AI to analyze all the codes and cycles on your transcript. Predicted my deposit to the hour!
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Daniel Washington
ā¢Just tried it and WOW 𤯠it even caught a potential delay I wouldn't have noticed. Best $5 I've spent this tax season!
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Aurora Lacasse
in the same boat! its my first year with chime and im so impatient lol
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Anthony Young
Nothing yet but my sister got hers 3 days early with chime last week
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Charlotte White
ā¢gives me hope fr fr š
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Admin_Masters
bruh ive been checking my chime acct every 2 seconds like its gonna magically appear š¤”
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Matthew Sanchez
ā¢same here...my thumb getting tired from pulling down to refresh š
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Romeo Barrett
Same DDD here! 2/28 with Chime and nothing yet either. Last year mine came on Thursday (3 days early) so I'm hoping for tomorrow or Friday. The waiting game is torture but hang in there! š¤
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