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Oscar Murphy

Chime DDD 2/28 - Early Deposit Updates?

Anyone with Chime bank got their federal refund early? My transcript shows DDD of 2/28 and usually Chime deposits 5 days earlier than traditional banks. Starting to get anxious checking my account every 5 minutes 😩

Nora Bennett

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Tax pro here - Chime typically releases funds as soon as they receive them from IRS, which is usually 2-5 days before the official DDD. However, IRS batch processing varies. Keep in mind the President's Day holiday might affect timing.

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Oscar Murphy

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thx for the info! totally forgot about the holiday šŸ¤¦ā€ā™€ļø

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Ryan Andre

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mine hit exactly 2 days early last year with chime fwiw

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Lauren Zeb

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Instead of refreshing your account constantly, you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit based on your bank. Its only $4.99 and totally worth the peace of mind. https://taxr.ai

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Does this actually work? Seems too good to be true

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Lauren Zeb

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100% legit. It uses AI to analyze all the codes and cycles on your transcript. Predicted my deposit to the hour!

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Just tried it and WOW 🤯 it even caught a potential delay I wouldn't have noticed. Best $5 I've spent this tax season!

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in the same boat! its my first year with chime and im so impatient lol

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Nothing yet but my sister got hers 3 days early with chime last week

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gives me hope fr fr šŸ™

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bruh ive been checking my chime acct every 2 seconds like its gonna magically appear 🤔

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same here...my thumb getting tired from pulling down to refresh šŸ˜‚

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Romeo Barrett

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Same DDD here! 2/28 with Chime and nothing yet either. Last year mine came on Thursday (3 days early) so I'm hoping for tomorrow or Friday. The waiting game is torture but hang in there! šŸ¤ž

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