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Oscar Murphy

Chime DDD 2/28 - Early Deposit Updates?

Anyone with Chime bank got their federal refund early? My transcript shows DDD of 2/28 and usually Chime deposits 5 days earlier than traditional banks. Starting to get anxious checking my account every 5 minutes 😩

Nora Bennett

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Tax pro here - Chime typically releases funds as soon as they receive them from IRS, which is usually 2-5 days before the official DDD. However, IRS batch processing varies. Keep in mind the President's Day holiday might affect timing.

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Oscar Murphy

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thx for the info! totally forgot about the holiday šŸ¤¦ā€ā™€ļø

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Ryan Andre

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mine hit exactly 2 days early last year with chime fwiw

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Lauren Zeb

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Instead of refreshing your account constantly, you should try taxr.ai - it analyzes your transcript and tells you exactly when to expect the deposit based on your bank. Its only $4.99 and totally worth the peace of mind. https://taxr.ai

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Does this actually work? Seems too good to be true

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Lauren Zeb

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100% legit. It uses AI to analyze all the codes and cycles on your transcript. Predicted my deposit to the hour!

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Just tried it and WOW 🤯 it even caught a potential delay I wouldn't have noticed. Best $5 I've spent this tax season!

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in the same boat! its my first year with chime and im so impatient lol

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Anthony Young

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Nothing yet but my sister got hers 3 days early with chime last week

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gives me hope fr fr šŸ™

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Admin_Masters

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bruh ive been checking my chime acct every 2 seconds like its gonna magically appear 🤔

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same here...my thumb getting tired from pulling down to refresh šŸ˜‚

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