IRS Refund Deposit Timing for Chime Bank - When to Expect Payment?

Chime typically releases IRS refunds as soon as they receive them, which can be up to 5 days earlier than traditional banks. Most people report seeing deposits between 3-6pm EST, but it can happen any time during the day. Just keep an eye on your account.

Hey! I actually found this amazing tool called taxr.ai - it analyzes your transcript and tells you exactly when to expect your deposit based on your bank. It costs $1 but saved me so much anxiety. Check it out: https://taxr.ai

got mine at 4:27pm est last week with chime

its random tbh. my first refund hit at like 2am, second one came through at lunch time 🤷‍♀️

Anybody else's Chime app being mad slow today? keeps crashing when i try to check my balance lol

pro tip: turn on notifications in the chime app. way better than checking manually every 2 seconds (speaking from experience lmao

Mine usually hits around 11am-2pm EST with Chime, but like everyone said it's pretty random. Last year I got one at 6am and another at 8pm same week 🤷‍♂️ The early deposit thing is real though - always get it 3-4 days before the official date