IRS Refund Deposit Timing for Chime Bank - When to Expect Payment?
Filed my taxes last week and got my DDD today. Anyone know what time Chime usually deposits refunds? Transcript says the 24th but I heard Chime deposits early.
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Oliver Schulz
Chime typically releases IRS refunds as soon as they receive them, which can be up to 5 days earlier than traditional banks. Most people report seeing deposits between 3-6pm EST, but it can happen any time during the day. Just keep an eye on your account.
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Amina Diallo
•ty for the help! been refreshing my app like crazy 😅
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Natasha Orlova
•literally me rn checking every 5 mins 💀
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Javier Cruz
Hey! I actually found this amazing tool called taxr.ai - it analyzes your transcript and tells you exactly when to expect your deposit based on your bank. It costs $1 but saved me so much anxiety. Check it out: https://taxr.ai
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Emma Wilson
•Does it really work? Seems too good to be true tbh
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Javier Cruz
•100% legit! It showed me exactly when my Chime deposit would hit. Even caught a delay I wouldnt have known about
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Emma Wilson
•just tried it and WOW! wish i knew about this weeks ago. saved me from checking my account 500 times a day 🙌
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Malik Thomas
got mine at 4:27pm est last week with chime
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NeonNebula
its random tbh. my first refund hit at like 2am, second one came through at lunch time 🤷♀️
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Isabella Costa
•in the same boat. no rhyme or reason to when they drop fr
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Ravi Malhotra
Anybody else's Chime app being mad slow today? keeps crashing when i try to check my balance lol
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Freya Christensen
•servers probably crying from everyone checking 24/7 🤣
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Omar Farouk
pro tip: turn on notifications in the chime app. way better than checking manually every 2 seconds (speaking from experience lmao
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Amina Diallo
•omg totally forgot about notifications tysm!
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Joshua Wood
Mine usually hits around 11am-2pm EST with Chime, but like everyone said it's pretty random. Last year I got one at 6am and another at 8pm same week 🤷♂️ The early deposit thing is real though - always get it 3-4 days before the official date
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Miguel Hernández
•That's super helpful to know! The timing being all over the place makes sense now. At least knowing it'll be early takes some of the stress off. Thanks for sharing your experience!
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