Chime users: Does IRS DDD hit account earlier than scheduled date?
I see my DDD is for March 6th on the IRS website but wondering if anyone with Chime gets it early? First time using Chime and heard they sometimes release funds before the official deposit date.
15 comments
Join the conversation
Declan Ramirez
Yes! Chime typically releases federal tax refunds up to 2 days early. They do this by advancing the funds when they receive the payment notification from the IRS, rather than waiting for the actual settlement date. Just keep in mind it's not guaranteed - depends on when IRS actually sends the deposit info.
0 coins
A Man D Mortal
•omg thank you! that makes me feel better. been refreshing my account like crazy 😅
0 coins
Emma Morales
•fr mine hit 2 days early last year with chime 💯
0 coins
Katherine Hunter
Hey guys instead of obsessing over the DDD date, I found this amazing tool called taxr.ai that actually tells you exactly when your deposit will hit based on your bank. It costs $1 but totally worth it for peace of mind. https://taxr.ai
0 coins
Lucas Parker
•Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
0 coins
Katherine Hunter
•It analyzes your entire transcript and gives you super specific details about everything - not just DDD but also any potential delays or issues. Its like having a tax pro in your pocket
0 coins
Lucas Parker
•Just tried it and WOW! 🤯 This is a game changer! It told me exactly why my refund was delayed (something about a math error I had no idea about) and when it'll hit my account. Worth way more than a dollar tbh
0 coins
Donna Cline
in the same boat with cashapp. my ddd is march 6 too but nothing yet 😭
0 coins
Harper Collins
been using chime for 3 years.they usually drop it 2 days early but sometimes its just 1 day early. depends on wen irs sends it
0 coins
A Man D Mortal
•thx for the info! hoping mine comes tmrw then 🙏
0 coins
Kelsey Hawkins
lol yall really out here refreshing your accounts every 5 mins? 🤡 (i say this as im doing the exact same thing
0 coins
Dylan Fisher
•we're all clowns in this circus 🎪
0 coins
Edwards Hugo
PSA: If you have notifications turned on in the Chime app, you'll get an alert as soon as it hits! Save yourself the constant refreshing
0 coins
A Man D Mortal
•MVP right here 👆 just turned mine on
0 coins
Muhammad Hobbs
Same here with Chime! My DDD is March 6th too and I've been checking obsessively 😂 From what I've read, Chime usually releases 1-2 days early but it's not guaranteed. Last year my friend got hers 2 days early but mine only came 1 day early. Really depends on when the IRS actually processes and sends the payment info to the banks. Fingers crossed we see something tomorrow or Tuesday! 🤞
0 coins