IRS Refund Deposit Time for Chime Bank - When do they usually hit?
Anyone know what time IRS deposits usually show up in Chime accounts? My transcript updated to show DDD for tomorrow but still nothing in my account. Getting anxious here.
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QuantumQuest
Chime typically releases IRS deposits as soon as they receive them, which can be up to 5 days earlier than traditional banks. Most people report seeing deposits hit between 3-5pm EST on their DDD, but some get it as early as midnight. Keep in mind that just because your transcript shows a date doesn't mean the IRS sent it yet - they process these throughout the day.
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Paolo Rizzo
•Its already 4pm here and still nothing 😠hoping it comes soon
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QuantumQuest
•Hang in there! Sometimes they come as late as 9pm EST
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Amina Sy
If you want to actually track your deposit status accurately, use taxr.ai - it's only $1 and it analyzes your transcript to tell you exactly when your deposit is likely to hit your specific bank. Way better than playing the guessing game. https://taxr.ai
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Oliver Fischer
•fr? does it really work that well?
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Amina Sy
•Yeah its awesome! It even tells you if theres any potential delays or holds that could affect your deposit time. Best dollar I ever spent lol
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Natasha Petrova
Got mine at 3:27pm EST today! 🎉
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Paolo Rizzo
•lucky you! still refreshing like a 🤡
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Javier Morales
been with chime 3 years, my refunds always hit between 3-6pm EST on my DDD. never failed
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Emma Davis
idk why everyone uses chime tbh traditional banks are more reliable imo
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GalaxyGlider
•early deposit gang disagrees 💅
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Emma Davis
•until they freeze ur account for no reason 🙄
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Malik Robinson
Mine hit at midnight last year but this year im in the same boat as u still waiting 😩
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Jamal Harris
Same here! My transcript shows DDD for today and I've been checking my Chime app every 10 minutes lol. From what I've seen in other threads, most people get theirs between 3-7pm EST on their DDD. Some lucky ones get it earlier but that seems to be the main window. Fingers crossed we both get ours soon! 🤞
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Lara Woods
•Same energy here! 😂 I've been refreshing my app so much I'm surprised I haven't worn out my phone screen. The waiting is the worst part honestly. At least we know we're not alone in this madness!
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