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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
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I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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I got my deposit at exactly 2:17pm with Chime last year, one day before my official DDD. The year before that it came at 11:42am, also a day early. Did you opt for direct deposit when you filed? And have you verified on your transcript that there aren't any codes like 570 or 971 that might indicate a hold?
Has anyone noticed that Chime seems to process these deposits in specific time windows? I've been tracking patterns across several tax seasons, and they seem to release IRS deposits in batches around 10am, 2pm, and 4pm EST. Anyone else observe similar timing with their deposits?
Yes! My Chime deposits from the IRS have hit at approximately the same times over the past three years - always in the afternoon between 1-4pm EST. Never in the morning or evening. I think they must process ACH transfers in specific batches during the day.
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Just an FYI for everyone - if ur on cycle 05 and have a DDD of 2/16, most ppl will see deposits hit between 2/14-2/16. The system works like this: 1. IRS releases funds to banks 1-2 days b4 DDD 2. Banks process overnight (usually 12am-6am) 3. Some banks (esp credit unions) release early 4. Others hold til actual DDD If ur desperate for exact timing, call ur bank's ACH dept directly. They can confirm pending deposits b4 they post to ur acct.
I've experienced both early and on-time deposits with cycle 05. According to Internal Revenue Manual 21.4.1, the IRS transmits refund data to the Financial Management Service (FMS) which then initiates the ACH transfer to financial institutions. Last year my DDD was February 17th, and despite everyone claiming early deposits, mine hit exactly on the 17th with PNC Bank. Don't count your chickens before they hatch - budget as if you'll receive it on the actual DDD.
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According to IRS Publication 2043, direct deposits can take up to 5 business days after the scheduled date to appear in your account. If you don't receive your refund by March 2nd (which would be 5 business days after your 2/24 DDD), then you should contact the IRS directly. I'm in the same boat with a 2/25 DDD and I'm watching my account like a hawk because I've got a car payment coming up.
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I experienced this phenomenon last filing season. The IRS implemented Enhanced Validation Protocols (EVPs) that created a processing bottleneck during peak filing periods. My return showed a Submission ID but remained in Pre-Acceptance Queue status for approximately 96 hours before receiving the Acceptance Confirmation Code. This doesn't impact your Projected Deposit Date calculation, which begins from acceptance, not submission.
Be cautious about resubmitting your return if you don't receive acceptance soon. Last year, my client resubmitted after 4 days without acceptance notification, creating a duplicate filing situation that triggered an Automated Underreporter (AUR) case. This resulted in a TC 570 hold code on their account that delayed their refund by 11 weeks while the duplication issue was resolved through the Error Resolution System (ERS).
Would you say there's a specific point when someone should be concerned? Is it 5 days? A week? I'm wondering at what point it makes sense to take action versus just continuing to wait patiently. And if there is a problem, what's the best first step?
Brian Downey
Isn't it frustrating how banks handle these deposits differently every year? Why can't they just be consistent about when they post IRS refunds? I've had the same deposit date before and received it at completely different times with NetSpend. Anyone else notice how some banks seem to get the deposits consistently earlier?
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Jacinda Yu
Per IRS Publication 2043, "Direct deposit refunds are typically issued within 21 days of acceptance, but financial institutions may hold funds for 1-5 business days after receipt." NetSpend specifically states in their terms of service that government deposits may be held up to 24 hours for verification purposes. This is a security measure implemented after the increased fraud attempts in 2022-2023. I recommend monitoring both your transcript and NetSpend account through Monday before becoming concerned.
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Landon Flounder
•I need to know ASAP if this is coming today (March 15th) or not! I have bills due on the 16th that I was counting on paying with this refund. Does anyone know if there's a specific time of day NetSpend usually posts these deposits? Like morning vs evening?
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Callum Savage
•I appreciate this detailed explanation. My Status Bar on WMR hasn't updated since approval, which has me a bit concerned. Does the 24-hour verification period start after the official deposit date or when they actually receive the funds from IRS?
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