When exactly do EDD SDI direct deposits hit bank accounts? Not at midnight?

it depends on ur bank honestly. mine always hits around 3-4pm with wells fargo. sometimes later like 5 or 6. never right at midnight tho

Mine ALWAYS posts between 11pm-1am the day after it shows paid on EDD portal. Never during business hours. I've been on SDI for 7 months and it's super consistent. But I'm with a credit union not a big bank, that might make a difference.

EDD SDI sends the payment information to banks the same day it shows as "paid" in your account, but each financial institution processes these deposits according to their own schedule. Some key points to know: 1. Most major banks (Chase, BofA, Wells Fargo) typically post disability payments between 3-6pm same day 2. Credit unions and smaller banks often process overnight, so funds appear the next morning 3. Some banks hold electronic deposits for 24 hours as policy 4. If it's a holiday or weekend, this can delay processing by 1-2 business days If your payment shows as "paid" on the EDD portal but doesn't arrive within 48 hours, you should contact your bank first to check if they see a pending deposit. If they don't, then you need to contact EDD to verify the correct account information is on file.

The same things happened to me EVERY TIME with my disability payments!!! EDD shows paid but nothing in my account until NEXT DAY even though other direct deposits hit my account right away. Its insane how they expect us to plan our bills when we dont even know when the money will show up!!!!

If you're worried about when your EDD SDI payment will be available, I've found that Claimyr can help you get through to an EDD agent who can give you the exact status of your payment and confirm the bank info they have on file. I used their service when my payment was delayed last month and they got me connected to EDD within 15 minutes when I'd been trying for days with no luck. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. The agent I spoke with confirmed my payment had been sent but gave me wrong routing info which is why it wasn't showing up. Saved me another week of waiting!

I've been on disability for 3 months now and here's what I've learned about payment timing: First payment took the longest - about 2-3 days from when it showed "paid" to actually being in my account. All subsequent payments have been more predictable. If you see it says "paid" today, you'll almost certainly have it by tomorrow morning at the latest, unless there's a banking holiday or weekend in between. One thing no one mentioned - did you check if your bank might be holding the funds? Sometimes the first electronic deposit from a new source gets a 24-hour hold automatically. Might be worth calling your bank directly to ask if they see a pending deposit.

just checkin in - did ur payment hit yet??

After reading all the comments, I'm really curious if anyone has noticed a difference between regular SDI payments vs PFL (Paid Family Leave) deposits? When I was on disability the payments always came late night, but now I'm on PFL and the timing seems different, more like mid-day. Anyone else notice this?