EDD SDI payment showing as issued but not in my bank account - how long is the delay?

Yes, there's definitely a lag time! When EDD says "paid" it means they've processed the payment on their end, but it typically takes 2-3 business days for the money to actually hit your bank account. Since your payment was issued on 2/15-16 and today's only 2/19, I'd give it until tomorrow or the next day before worrying. Weekends don't count as business days, and Monday was a holiday, so that adds to the delay. If you don't see anything by Thursday, then I'd start trying to contact EDD.

mine does same thing EVERY TIME!!! says paid but takes 3-4 days to hit my bank. EDD is so slow with everything, even electronic payments lol. ur fine just wait

I had this exact same issue last month! The payment notice said issued but nothing showed up for almost a week. I freaked out and spent HOURS trying to get through to EDD on the phone, and the day I finally got through, the money appeared in my account that morning. So frustrating! Have you double-checked that your direct deposit information is correct in your SDI account? Sometimes if there's even a tiny error in the routing or account number, it can cause delays or the payment might get returned to EDD.

If you're still having trouble after a few more days, try using Claimyr to get through to an EDD representative quickly. I was in the same boat with missing payments and spent days trying to call EDD with no luck. Found Claimyr online (claimyr.com), and they got me connected to a real EDD agent in about 20 minutes. There's a video that shows how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. The agent was able to tell me exactly when my payment would arrive and why there was a delay. Saved me tons of stress!

I'm dealing with this right now too!!! EDD says my payment was issued 3 days ago but nothing in my account. Called my bank and they said they don't see any pending deposits from EDD at all. So stressful when you're counting on that money for bills. I'm going to wait one more day and then start calling EDD non-stop.

My sister had this same problem when she was on disability after her car accident. They kept saying payments were issued but nothing showed up for weeks. Turns out she had entered her account number wrong when she set up direct deposit! Check your bank info on file with EDD carefully. One wrong digit and your money goes into limbo. If the account number is wrong, they'll eventually mail you a check but it takes FOREVER.

To add some clarification on how the EDD payment system works: 1. When EDD marks a payment as "issued," they've initiated the payment through their system. 2. The payment then goes through the ACH (Automated Clearing House) network, which typically takes 2-3 business days. 3. Weekends and federal holidays don't count as business days. 4. Sometimes your bank will show the deposit as "pending" before it's fully available, but some banks don't show pending ACH transfers at all. 5. If your payment was issued on 2/15-16, considering 2/17-18 was a weekend and 2/19 was a holiday, the earliest you would likely see it would be late 2/20 or 2/21. If you don't receive your payment by 2/22, then it would be appropriate to contact EDD. The fiscal department processes thousands of payments daily, so delays can happen, but they're usually resolved within the expected timeframe.

the edd is a total joke. they take forever to process claims then make u wait even longer to actually get ur $$$. i had to wait 5 business days last time even tho they said it was "paid" right away. the whole system is designed to make disabled people suffer more i swear.

UPDATE: Just wanted to let everyone know my payment arrived this morning! Exactly as many of you predicted - it took 3 business days after the "issued" date. Thanks for all the helpful responses and keeping me from panicking unnecessarily!

So glad to hear your payment came through! This is exactly why I always tell people in our community not to panic when they see that delay between "issued" and "received." Your experience is going to be really helpful for future members who find themselves in the same situation. It's such a relief when that money finally hits your account, especially when you're dealing with medical recovery and bills piling up. Thanks for coming back to update us - it really helps when people share their resolution!