EDD SDI payment showing as issued but not in my bank account - how long is the delay?

Yes, there's definitely a lag time! When EDD says "paid" it means they've processed the payment on their end, but it typically takes 2-3 business days for the money to actually hit your bank account. Since your payment was issued on 2/15-16 and today's only 2/19, I'd give it until tomorrow or the next day before worrying. Weekends don't count as business days, and Monday was a holiday, so that adds to the delay. If you don't see anything by Thursday, then I'd start trying to contact EDD.

mine does same thing EVERY TIME!!! says paid but takes 3-4 days to hit my bank. EDD is so slow with everything, even electronic payments lol. ur fine just wait

I had this exact same issue last month! The payment notice said issued but nothing showed up for almost a week. I freaked out and spent HOURS trying to get through to EDD on the phone, and the day I finally got through, the money appeared in my account that morning. So frustrating! Have you double-checked that your direct deposit information is correct in your SDI account? Sometimes if there's even a tiny error in the routing or account number, it can cause delays or the payment might get returned to EDD.

If you're still having trouble after a few more days, try using Claimyr to get through to an EDD representative quickly. I was in the same boat with missing payments and spent days trying to call EDD with no luck. Found Claimyr online (claimyr.com), and they got me connected to a real EDD agent in about 20 minutes. There's a video that shows how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. The agent was able to tell me exactly when my payment would arrive and why there was a delay. Saved me tons of stress!

I'm dealing with this right now too!!! EDD says my payment was issued 3 days ago but nothing in my account. Called my bank and they said they don't see any pending deposits from EDD at all. So stressful when you're counting on that money for bills. I'm going to wait one more day and then start calling EDD non-stop.

My sister had this same problem when she was on disability after her car accident. They kept saying payments were issued but nothing showed up for weeks. Turns out she had entered her account number wrong when she set up direct deposit! Check your bank info on file with EDD carefully. One wrong digit and your money goes into limbo. If the account number is wrong, they'll eventually mail you a check but it takes FOREVER.

To add some clarification on how the EDD payment system works: 1. When EDD marks a payment as "issued," they've initiated the payment through their system. 2. The payment then goes through the ACH (Automated Clearing House) network, which typically takes 2-3 business days. 3. Weekends and federal holidays don't count as business days. 4. Sometimes your bank will show the deposit as "pending" before it's fully available, but some banks don't show pending ACH transfers at all. 5. If your payment was issued on 2/15-16, considering 2/17-18 was a weekend and 2/19 was a holiday, the earliest you would likely see it would be late 2/20 or 2/21. If you don't receive your payment by 2/22, then it would be appropriate to contact EDD. The fiscal department processes thousands of payments daily, so delays can happen, but they're usually resolved within the expected timeframe.

the edd is a total joke. they take forever to process claims then make u wait even longer to actually get ur $$$. i had to wait 5 business days last time even tho they said it was "paid" right away. the whole system is designed to make disabled people suffer more i swear.

UPDATE: Just wanted to let everyone know my payment arrived this morning! Exactly as many of you predicted - it took 3 business days after the "issued" date. Thanks for all the helpful responses and keeping me from panicking unnecessarily!

So glad to hear your payment came through! This is exactly why I always tell people in our community not to panic when they see that delay between "issued" and "received." Your experience is going to be really helpful for future members who find themselves in the same situation. It's such a relief when that money finally hits your account, especially when you're dealing with medical recovery and bills piling up. Thanks for coming back to update us - it really helps when people share their resolution!

This is such a common concern and I'm so glad you updated us with the resolution! As someone who's been navigating the SDI system for a while now, I can tell you that the 2-3 business day delay between "issued" and "received" is absolutely standard. What really throws people off is that EDD's system updates immediately to show "paid" but the actual banking infrastructure takes time to process. Your experience is going to be super helpful for other members who find this thread when they're in the same panic mode. It's such a relief when that direct deposit finally shows up, especially when you're already dealing with the stress of recovery and financial pressure. Thanks for taking the time to come back and let everyone know it worked out!

I'm new to this community and dealing with my first SDI claim right now. This thread has been incredibly helpful! I'm currently waiting for my first payment that shows as "issued" two days ago, and reading everyone's experiences - especially @Jayden Reed's successful resolution - has really calmed my nerves. It's amazing how much stress that gap between "issued" and "received" can cause when you're already dealing with recovery and financial uncertainty. Thank you to everyone who shared their timelines and explanations about the ACH process. It's so valuable to have a community where people actually come back to update with positive outcomes. Looking forward to hopefully posting my own success update in a few days!

I'm going through this exact same situation right now! My SDI payment shows as "issued" three days ago but still nothing in my bank account. Reading through this entire thread has been such a relief - I was starting to think something went wrong with my claim. It's really helpful to see @Jayden Reed's timeline and successful resolution, plus all the detailed explanations about how the ACH system works. I never realized that weekends and holidays don't count as business days for these transfers. I'm going to wait until tomorrow before contacting EDD, but this community discussion has definitely saved me from unnecessary panic. Thanks to everyone who shared their experiences!

I'm so glad I found this thread! I'm brand new to the SDI system and just filed my first claim last week after a workplace injury. Reading through everyone's experiences here has been incredibly educational - I had no idea about the 2-3 business day delay between when EDD marks payments as "issued" and when they actually show up in your bank account. @Jayden Reed, thanks for coming back with your update showing it all worked out! And @Lola Perez, your detailed explanation of the ACH process really helped me understand what to expect. It's reassuring to see such a supportive community where people share real timelines and actually follow up with positive outcomes. I'm not at the payment stage yet, but when I am, I'll know not to panic if there's that gap between "issued" and "received." This is exactly the kind of practical information that makes such a difference when you're navigating this system for the first time while dealing with recovery stress!

I'm in the exact same boat right now! My payment shows as "issued" yesterday but nothing in my account yet. This entire thread has been such a lifesaver - I was honestly starting to freak out thinking something went wrong with my claim. Reading @Jayden Reed's experience and successful resolution, plus all the detailed explanations about the ACH processing timeline, has really put my mind at ease. I had no clue that weekends and holidays don't count toward the 2-3 business day window. @Lola Perez, your breakdown of how the payment system actually works was incredibly helpful! It's so reassuring to be part of a community where people share real experiences and come back with updates. I'm going to wait until Thursday before contacting EDD, but now I feel confident this is just normal processing time rather than a problem with my claim. Thanks everyone for sharing your knowledge and experiences!

I'm new to this community and currently going through my first SDI claim after a back injury. This entire thread has been absolutely invaluable - I'm in that anxious waiting period where my payment shows as "issued" two days ago but hasn't appeared in my account yet. Reading through everyone's experiences, especially @Jayden Reed's successful resolution and @Lola Perez's detailed explanations about the ACH process, has really helped calm my nerves. I had no idea about the business day rules or how weekends and holidays extend the timeline. It's so reassuring to see a community where people actually come back to share positive outcomes and where members provide such clear, helpful information about what to expect. Based on everyone's timelines shared here, I'm going to wait until Friday before contacting EDD. Thank you all for sharing your knowledge and experiences - it makes such a difference when you're navigating this system for the first time while dealing with recovery stress!

I'm brand new to this community and currently dealing with my very first SDI claim after a knee surgery. Reading through this entire thread has been incredibly reassuring! I'm in that nerve-wracking waiting phase where my payment shows as "issued" yesterday, but nothing has hit my bank account yet. Like so many others here, I was starting to panic thinking something went wrong with my direct deposit setup. @Jayden Reed, thank you so much for coming back with your update - seeing that everything worked out exactly as predicted really gives me confidence! And @Lola Perez, your detailed breakdown of the ACH system and business day counting has been so educational. I never realized weekends and holidays don't count toward processing time. It's amazing to find a community where people share such practical, real-world experiences and actually follow up with positive outcomes. Based on everyone's timelines here, I'm going to wait until Thursday before even thinking about contacting EDD. This thread should honestly be pinned as a resource for new members - it answers so many questions about what's normal versus what's concerning with SDI payment timing!

I'm completely new to this community and the SDI system - just submitted my first claim after a car accident left me unable to work. This thread has been incredibly helpful! I haven't reached the payment stage yet, but reading through everyone's experiences about the delay between "issued" and "received" has already saved me from future panic. @Jayden Reed, I really appreciate you coming back to update with your successful outcome - it gives newcomers like me confidence that the system does work as described. @Lola Perez, your explanations about ACH processing and business days are so clear and educational. I'm bookmarking this thread for when I hopefully reach the payment phase soon. It's amazing to find such a supportive community where people share real timelines and practical advice. Thank you all for creating such a valuable resource for those of us navigating this process for the first time!

I'm also brand new to this community and currently experiencing my first SDI payment delay! My payment shows as "issued" three days ago but still hasn't appeared in my account. Reading through this entire thread has been such a relief - I was convinced something had gone wrong with my claim. @Jayden Reed, thank you for sharing your experience and especially for coming back with the update! It's so reassuring to see that everything worked out exactly as everyone predicted. @Lola Perez, your detailed explanation about the ACH system and business day counting has been incredibly helpful - I had no idea weekends and holidays don't count toward the processing timeline. Based on all the experiences shared here, I'm going to wait until tomorrow before contacting EDD. This community is amazing for providing such practical, real-world guidance when you're already stressed about being off work due to disability. I'll definitely come back to update once my payment comes through!

I'm new to this community and just starting my first SDI claim after a workplace injury. This entire thread has been incredibly educational! Even though I haven't reached the payment stage yet, reading through everyone's experiences about the "issued" vs "received" timeline has already prepared me for what to expect. @Jayden Reed, I really appreciate you taking the time to come back and update everyone with your positive outcome - it shows how supportive this community is and gives newcomers like me confidence in the process. @Lola Perez, your detailed explanations about ACH processing and business days are so helpful for understanding what happens behind the scenes. It's reassuring to see such consistent experiences across different members. I'm bookmarking this thread as a reference for when I hopefully get to the payment phase soon. Thank you all for sharing your knowledge and creating such a valuable resource for those of us navigating the SDI system for the first time!