EDD SDI payment showing as sent but hasn't hit my bank account - normal delay?

ya this is normal it can take up to 3-5 business days sometimes even longer if theres a holiday. i had this happen to me twice during my claim! the online system says sent but the bank takes its sweet time. dont worry itll show up

Thank you! That's a relief to hear. I was getting really anxious about it. I didn't consider the holiday might delay things even more!

The timing depends on how you set up your payment method. If you selected direct deposit, it typically takes 2-3 business days after the payment shows as 'sent' in the EDD system. If you're receiving payments via the EDD debit card, it can sometimes take 3-5 business days for funds to be available on the card.\n\nAlso keep in mind that with the holidays, banks often have processing delays. December 25th is a holiday, and some banks also have limited processing on December 24th, which could extend the waiting time.\n\nIf you don't see your payment by December 27th, that's when I'd start to be concerned and contact EDD to follow up.

I chose direct deposit, so hopefully it'll show up soon. I'll wait until the 27th before I panic! Thanks for the detailed explanation.

When I was on SDI last year, my first payment took FOREVER to get to my account even after it showed as

I triple-checked my bank info when I submitted it, so I hope that's not the issue. Good to know that the first payment might take longer than future ones though!

Just wondering if your payment arrived yet? I'm in the same boat - mine was sent on 12/21 and still nothing in my account. This waiting is killing me!

Not yet! Still waiting and getting more nervous by the day. Will update when it comes through. Fingers crossed for both of us!

If you're really concerned about the delay, I'd recommend using Claimyr to get through to an EDD representative quickly. I was in a similar situation and couldn't get through on the phone for days. Used their service at claimyr.com and got connected to a rep in about 20 minutes who confirmed my payment status and exactly when it would arrive. They have a video demo showing how it works here: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd\n\nIt was worth it to get definitive answers instead of stressing about whether my money was lost somewhere in the system.

does this actually work? ive called edd like 50 times this week and keep getting hung up on

Yes, it did work for me. The EDD phone system is completely overwhelmed, especially around the holidays. With Claimyr I actually got through to someone who could look up my payment in the system and confirm it was in process.

UPDATE: My payment arrived this morning! It took exactly 4 business days after the 'sent' date showing in the system. I think the holiday schedule definitely added some delay. Thanks everyone for your help and reassurance. For anyone else in this situation, just be patient - it does come through eventually!

Thanks for the update! Mine just came through too! What a relief!

Glad to hear it worked out! For future reference, this timing is pretty typical, and you're right that the holiday schedule can add delays. For your future payments, you can generally expect them to arrive 2-3 business days after they show as sent in the system.

This is such a common source of anxiety when you're waiting for that first SDI payment! I went through the exact same thing last year - the waiting period between "sent" and actually receiving the funds feels endless, especially when you have bills due. The holiday timing definitely doesn't help since banks process more slowly. It sounds like you're getting good advice here about the 2-5 business day window. One thing that helped me was setting up text alerts with my bank so I'd get notified the moment any deposit hit my account. Hang in there - based on everyone's experiences here, it should show up soon!

I'm going through this exact same situation right now! My payment showed as sent on 12/22 and I'm still waiting. Reading through all these responses is really helping calm my nerves - it seems like 3-5 business days is totally normal, especially with the holiday delays. I had no idea the first payment could take longer than future ones either. It's so stressful when you're already dealing with being out of work due to disability and then having to worry about when the financial support will actually arrive. Thanks everyone for sharing your experiences - it really helps to know this is just part of the process and not something to panic about!

I'm dealing with this exact same anxiety right now! My SDI payment showed as "sent" on 12/21 and still nothing in my bank account. Reading through everyone's experiences here is such a huge relief - I had no idea that 3-5 business days was normal, especially for the first payment. I've been checking my bank app obsessively every few hours and getting more worried each day. The holiday timing definitely makes it worse since I know banks are processing slower. It's reassuring to see that so many people have gone through this same waiting period and everything worked out fine. Thanks to everyone who shared their experiences - it really helps to know this is just part of the process and not something to panic about. Fingers crossed mine shows up soon too!

I'm so glad I found this thread! I just got approved for SDI after a really stressful 8-week wait, and my payment shows as sent on 12/23. I was starting to freak out that something went wrong since it's been a few days now, but reading everyone's experiences here is such a relief. It sounds like the 3-5 business day window is totally normal, and the holidays are definitely adding extra delays. I had no idea the first payment typically takes longer than future ones - that's really good to know! I'm trying not to check my bank app every hour but it's so hard when you're already financially stressed from being out of work. Thanks to everyone who shared their timelines and advice - it's incredibly helpful to know this is just part of the process. Hopefully mine shows up soon!