EDD SDI direct deposit delay - when will payment actually hit my bank?

mine usually takes 1-2 days after it shows paid. sometimes shows up same day if it's processed early enough. depends on ur bank too. some banks hold it longer.

The new direct deposit system implemented in January 2025 generally takes 1-3 business days after the payment shows as 'paid' on the EDD website. Remember that weekends don't count as business days, so if your payment was issued on Friday, it might not show up until Monday or Tuesday. Some banks process faster than others. Also, for first-time payments, there's sometimes an additional verification step that can add an extra day. Monitor your account through Tuesday, and if you don't see it by Wednesday morning, there might be an issue worth looking into.

My sister had the EXACT same problem last month!!! She waited 5 days and nothing showed up, then she called her bank and they said they never got anything from EDD. Turned out she had made a typo in her account number when she signed up for direct deposit. Check your account info on the EDD portal ASAP!!!

When I was on SDI last year after my knee surgery the payments were so inconsistent. Sometimes 1 day, sometimes 4 days, one time it took a whole week! The EDD is a total mess. I swear they do this on purpose just to stress us out when we're already dealing with health issues. The whole system needs to be rebuilt from scratch!

I'm actually going through this right now too! My first payment was issued last Thursday and it hit my bank account (Wells Fargo) Monday morning. I think there's definitely a different timeline for the first payment versus subsequent ones. The EDD website says the new direct deposit system should be faster than the old one, but the first payment often has additional verification steps. Hang in there!

I work with disability claims and can share some insight. With the new direct deposit system (implemented January 2025), first payments typically take 2-3 business days. If you're seeing 'paid' status on Friday, expect it Tuesday at the latest. Here's what affects timing: 1. First payments undergo additional verification 2. Transactions initiated after 2pm don't start processing until next business day 3. Your bank's own processing time varies If Wednesday comes and you still don't have it, you'll need to contact EDD. I recommend using Claimyr (claimyr.com) to get through to an agent quickly. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Much better than spending hours on hold or getting disconnected repeatedly.

UPDATE: The payment just hit my account this morning (Tuesday)! So that was 2 business days after it showed 'paid' on the EDD website. Thanks everyone for your help and reassurance. One less thing to stress about during recovery!

For everyone seeing this thread later - i've been on SDI since February (long term treatment) and now my payments are super consistent. First one took 3 days to hit my account but all the others come exactly 2 days after showing as paid. So it DOES get more predictable!!!

Does anyone know if this is the same for disability payments related to pregnancy? I'm due in August and trying to get all my ducks in a row before the baby comes!!

Just wanted to add my experience for anyone who finds this thread later - I'm currently on SDI for anxiety/depression and my payments have been pretty consistent with the new direct deposit system. First payment took 3 business days, but now they typically hit my account within 1-2 days after showing "paid" on the portal. The key thing I learned is to make sure you check your payment status on the EDD website first thing Monday morning if you're expecting a payment - they seem to process a lot of them over the weekend and early Monday. Also, if you're struggling financially while waiting for payments, some banks offer emergency advances on pending direct deposits if you can show proof of the incoming payment. Hope this helps someone!

I've been on SDI for the past 4 months after a work injury and wanted to share what I've learned about the timing. The new direct deposit system is definitely more reliable than the old debit card system they used to have. For me, payments consistently arrive 1-2 business days after showing "paid" on the portal. The first payment did take 3 days though, which seems to be the norm based on everyone's experiences here. One thing that helped reduce my anxiety was setting up account alerts with my bank so I get a text immediately when any deposit hits. That way I'm not constantly checking my balance! Also, if you're ever in a pinch waiting for a payment, some credit unions are more flexible than big banks about working with you if you can show proof of the pending EDD payment.

I'm dealing with the same situation right now! My payment showed as "paid" yesterday (Monday) and I'm nervously waiting for it to hit my account. Reading through everyone's experiences here is so reassuring - it sounds like 1-3 business days is totally normal, especially for first payments. The stress of waiting when you're already dealing with health issues and can't work is no joke. Thanks to everyone who shared their timelines and tips! I'm going to set up those bank alerts that @Amina mentioned - that's such a smart idea to avoid constantly checking your balance.

I'm going through something similar right now - my first SDI payment was issued yesterday and I'm anxiously waiting for it to show up in my account. Reading through everyone's experiences here has been incredibly helpful and reassuring! It's clear that 1-3 business days is the norm, with first payments often taking the full 3 days due to verification steps. The tip about setting up bank alerts is genius - I'm definitely doing that today so I don't drive myself crazy constantly checking my balance. It's tough enough dealing with being out of work for medical reasons without having to stress about when the money will actually arrive. Thanks to everyone who shared their timelines and advice - this community is such a lifesaver when navigating the EDD system!

I'm currently dealing with this exact situation! My SDI payment was marked as "paid" on Friday and I'm still waiting for it to hit my Bank of America account. Reading through everyone's experiences here is so reassuring - it really seems like the 2-3 business day timeline is standard for first payments with the new direct deposit system. I've been checking my account obsessively but I'm going to take the advice about setting up bank alerts instead. It's already stressful enough being out of work for medical reasons without having to worry about when the money will actually show up. Thanks to everyone who shared their timelines - this thread is exactly what I needed to find today!

I'm in almost the exact same boat right now! My first SDI payment showed as "paid" this past Thursday and I'm still waiting for it to hit my Credit Union account. Been fighting with EDD for months to get my claim processed after a shoulder injury, and now the waiting for the actual money is driving me crazy. Reading everyone's experiences here is such a relief - sounds like 2-3 business days is totally normal for first payments. I'm definitely setting up those bank alerts that people mentioned so I can stop obsessively checking my balance every few hours. The financial stress on top of dealing with recovery is no joke. Thanks to everyone for sharing their timelines - this community really helps when you're navigating this confusing system for the first time!