


Ask the community...
I'm in a similar situation right now - my disability started in February but EDD took until May to approve my claim. I'm really worried about hitting that 52-week mark from my disability onset date even though I haven't received a full year of payments yet. Reading through everyone's responses, it sounds like the surgical complications might be your best bet for an extension. I'd definitely recommend getting that paperwork submitted as soon as possible. From what I've heard, EDD is pretty strict about deadlines. Has anyone else here successfully gotten an extension approved? I'm curious what kind of documentation they actually accepted and how long the approval process took.
I haven't personally gotten an extension approved, but I work with a lot of people who have tried. From what I've seen, the key is having your doctor provide extremely detailed medical records showing that your condition has significantly worsened or that new complications have developed that weren't part of the original disability. The documentation needs to clearly explain why you need MORE time than originally anticipated - not just that you still need time. EDD seems to look for evidence that something unexpected happened that changed your recovery timeline. Surgery complications, new diagnoses related to the original condition, or documented setbacks in healing tend to have the best success rates. The approval process usually takes 4-6 weeks from what I've observed, so definitely don't wait if you're close to your 52-week mark. And make sure your doctor uses specific medical terminology rather than general statements about needing more time.
I went through something very similar last year with my back surgery. My original disability claim was approved for spinal fusion, but then I developed a serious infection at the surgical site that required two additional surgeries and months of IV antibiotics. EDD initially cut me off at the 52-week mark, but my surgeon submitted detailed documentation about the infection complications - including culture results, surgical notes, and a detailed treatment plan. The key was that my doctor explicitly stated this was an "unforeseen complication that significantly altered the expected recovery timeline" and provided specific medical evidence of why I needed an additional 16 weeks of recovery. It took about 5 weeks to get approved, but they did grant the extension. Make sure your surgeon uses very clinical language and includes specific dates, test results, and medical reasoning. Don't let them just say "needs more time" - they need to explain WHY the complications changed your original prognosis. Good luck with your extension request! The paperwork is annoying but definitely worth pursuing if you have legitimate surgical complications.
This is really helpful information! I'm new to this community and dealing with a similar situation. My question is - when you say your surgeon used "clinical language," do you have any specific examples of the type of wording that worked? I'm worried my doctor might not know exactly what EDD is looking for in terms of documentation. Also, did you have to submit any additional medical records beyond what your surgeon provided, like test results or imaging reports? I want to make sure I give my doctor all the guidance they need to write an effective letter for the extension request.
As a newcomer to this community, I'm really disturbed by how many people have experienced this exact same scam! The pattern is so specific - calls at 36-40 weeks from vague "disability" representatives asking about birth status. This is clearly a coordinated effort targeting pregnant women when we're most vulnerable and distracted. Brooklyn, you absolutely did the right thing hanging up! The fact that they couldn't provide their name, department, or any claim details while calling from a blocked number are huge red flags. Real EDD reps would never need to ask if you've given birth - they get that info when you file your PFL claim. Reading everyone's advice has been so educational. I had no idea that legitimate EDD calls typically come from Sacramento area codes with proper identification. I'm saving the fraud hotline number (1-800-229-6297) and sharing this thread with other expecting friends. It's disgusting that scammers are preying on pregnant women during what should be an exciting time, but I'm grateful this community exists to warn each other. Thank you for trusting your instincts and sharing this experience - you're definitely protecting other women from becoming victims!
As a newcomer here, I'm really shocked to learn about this scam! The fact that so many pregnant women are getting these calls with identical timing and language is absolutely terrifying. It shows how organized these criminals are and how they're specifically targeting us when we're exhausted and focused on preparing for our babies. Brooklyn, you definitely made the right choice hanging up immediately! The vague identification and birth status questions are such obvious red flags now that everyone has explained what legitimate EDD calls look like. I'm currently 31 weeks pregnant and had no idea this was happening, so I'm really grateful you shared this experience. I've already saved the EDD fraud number and bookmarked this entire thread to share with my pregnancy support group. It's sickening that we have to worry about scammers during such an important time in our lives, but this community's vigilance is incredible. Thank you for protecting other women by speaking up about this!
As a newcomer to this community, I'm absolutely shocked reading about how widespread this pregnancy-targeted scam has become! The consistency in everyone's experiences is terrifying - the precise 36-40 week timing, identical vague "disability" language, and birth status questions clearly show this is an organized criminal operation specifically exploiting pregnant women. Brooklyn, you handled this perfectly by trusting your instincts and hanging up immediately. The lack of proper identification (no name, employee ID, or department), calling from a blocked number, and asking about personal medical information are all massive red flags. Legitimate EDD representatives would never cold-call asking if you've given birth since they receive that information when you file your PFL claim after delivery. What's particularly disturbing is how these scammers are targeting the exact window when pregnant women are most anxious about the SDI to PFL transition and most likely to be tired and distracted. It's predatory behavior at its absolute worst. I'm not currently pregnant but I'm saving this entire thread and all the resources shared here - especially the EDD fraud hotline at 1-800-229-6297. I'm also sharing this with friends who might be at risk because the collective wisdom in this thread is invaluable for protecting other women. Thank you for having the courage to post about this suspicious call and trust your gut instincts. Your experience and this discussion are undoubtedly going to prevent other pregnant women from falling victim to this disgusting scam. Wishing you a safe delivery and smooth transition to PFL!
I had this exact same issue a few months ago - so stressful when you're depending on that money! What worked for me was calling the 1-800-480-3287 number right at 8am when they open. The wait times are brutal later in the day. When you do get through, ask them to check for any "payment blocks" or "verification flags" on your account. In my case, they needed me to verify my identity again even though I'd already done it. The whole thing got resolved within 48 hours once I knew what the actual problem was. Also, make sure to ask for a reference number for your call - it helps if you need to call back. Hang in there, it will get sorted out! šŖ
Great tip about calling right at 8am! I've noticed that too - the earlier you call, the better your chances. The verification flag thing is so annoying though - like why don't they just tell you upfront what's needed instead of making you guess? š¤¦āāļø Thanks for mentioning the reference number too, that's smart!
I feel your frustration - this happened to me too! When mine showed "processed" but didn't arrive, it turned out there was an issue with my direct deposit info. Even though I thought everything was correct, there was apparently a small formatting error in my account number that caused the payment to bounce back. Here's what I'd recommend: ⢠Log into your online account and triple-check your banking details ⢠Call and ask them to verify the account info on file matches exactly what you have ⢠Ask if there were any "returned payment" notices In my case, once we fixed the bank info, they were able to reissue the payment pretty quickly. It's worth checking this first before assuming it's just a processing delay. The waiting game is the worst part, but don't give up! Keep calling until you get answers.
This is such good advice! The banking info thing is so easy to overlook but can cause huge delays. I've seen people miss one digit in their routing number and it holds everything up for weeks. It's frustrating that the system doesn't give you better error messages when this happens - it just sits there saying "processed" while your payment is bouncing around somewhere. Definitely worth double and triple checking all those details!
I'm 33 weeks pregnant and just wanted to jump in with my experience since I see so many helpful stories here! I was dealing with severe round ligament pain and lower back issues that were making my teaching job (lots of standing and walking) nearly impossible. My OB was initially hesitant about early SDI, but I came prepared with a detailed list of my specific work limitations - couldn't stand for more than 15 minutes, difficulty walking between classrooms, trouble bending to help students, etc. Once I framed it in terms of job safety rather than just "I'm in pain," she was much more receptive. She certified me starting at 32 weeks using diagnosis codes for pregnancy-related musculoskeletal disorders. I submitted my claim the same day and got approved in 8 business days with no issues. For anyone dealing with unsupportive doctors - be very specific about how your symptoms prevent you from doing your actual job duties. Don't just say "I hurt" - say "I cannot safely perform X, Y, Z tasks that are required for my position." That seemed to make all the difference in getting my doctor to take it seriously. This thread has been such a lifesaver for learning how to navigate this process. Thank you to everyone who shared their experiences! š
This is such great advice about framing it in terms of job safety and specific work limitations! I'm 31 weeks pregnant and have been struggling with how to approach this conversation with my doctor. Your point about being very concrete about which job duties you can't perform rather than just describing pain levels is so helpful. As someone new to navigating pregnancy complications and SDI, I really appreciate how this community shares such detailed experiences. It's giving me a much better understanding of what documentation is actually needed and how to advocate for myself effectively. Your example of listing specific teaching tasks that became impossible due to your condition is exactly the kind of concrete detail I need to prepare for my own appointment. Thank you for taking the time to share your successful outcome - it's really encouraging to see that proper documentation leads to relatively quick approvals! š
I'm currently 27 weeks pregnant and this entire thread has been absolutely invaluable! I've been experiencing severe sciatica and pelvic pain that's making my nursing job (12-hour shifts, constant walking/standing) extremely difficult. Reading everyone's experiences has given me the courage to advocate for myself instead of just trying to "power through." One thing I wanted to add for other healthcare workers - our employee health departments are often really knowledgeable about SDI for pregnancy complications since they see it frequently. My employee health nurse actually suggested I talk to my OB about early leave when I mentioned my symptoms during a routine check-in. She said they regularly see nurses and other hospital staff need early SDI for pregnancy-related back/pelvic issues. I'm planning to bring a detailed list of my specific work limitations to my next OB appointment (can't stand for full 12-hour shifts, difficulty with patient lifts, trouble walking long hospital corridors, etc.) based on all the great advice in this thread. Thank you everyone for being so open about your experiences - it's made me realize that pregnancy complications that affect your ability to work safely are absolutely legitimate reasons for early disability leave. I don't have to suffer through 9+ more weeks if there's medical support available! š
That's such a great point about employee health departments being a valuable resource! As someone who's navigating this process myself, I hadn't thought to reach out to employee health for guidance, but it makes perfect sense that they'd have experience with these situations. Your approach of preparing a detailed list of specific work limitations sounds really smart - especially for nursing where the physical demands are so intense. 12-hour shifts with sciatica and pelvic pain sounds absolutely brutal, and you're absolutely right that you shouldn't have to power through that kind of discomfort when it could affect patient safety too. It's really encouraging to see more healthcare workers speaking up about pregnancy complications. I think sometimes we feel like we should be able to handle anything because we're in healthcare, but pregnancy-related pain and limitations are real medical conditions that deserve proper accommodation regardless of our profession. Best of luck with your OB appointment! I hope your doctor is as supportive as so many others mentioned in this thread. You're absolutely making the right choice prioritizing your health and safety - both for you and your patients. š
Ravi Malhotra
Hey Javier! I just went through the SDI process myself about 6 months ago for a back injury. Here's what I wish someone had told me upfront: The approval timeline really does vary, but most people I've talked to (including myself) got approved within 2-3 weeks if everything was submitted correctly. The key is making sure your doctor knows this is urgent - mine didn't realize there was a deadline and almost missed it! For your benefit amount at $500/week, you're looking at around $300-350/week as others mentioned. One thing that surprised me was that you can actually work part-time while on SDI and still get partial benefits if your doctor clears it - might be worth asking about for the tail end of your recovery. Also, don't stress too much about the 7-day waiting period. It sounds scary but it just means your benefits start on day 8 of your disability, and you still get paid retroactively for that period once approved. You've got this! The process is way less complicated than it seems when you're anxious about it. Focus on getting better and let the system work for you. šŖ
0 coins
Melody Miles
ā¢This is such reassuring advice, thank you Ravi! I had no idea about being able to work part-time while still getting partial benefits - that could be really helpful during the later stages of recovery when I might be cleared for light duty but not ready for full-time yet. I'll definitely ask my doctor about that possibility. It's good to know the 7-day waiting period isn't as scary as it sounds too. Really appreciate you taking the time to share your experience - hearing from people who've actually been through it makes this whole process feel much more manageable! š
0 coins
QuantumQuester
Hey Javier! I went through SDI for the first time about 8 months ago after a shoulder surgery. The anxiety you're feeling is totally normal - I was a wreck worrying about money too! Here's what helped me get through it: I filed my claim about a week before my surgery date (as others mentioned, you can put a future disability start date). My approval took exactly 18 days from filing to first payment, which was pretty typical from what I've heard. One thing I didn't see mentioned much - if you're really tight on money during the waiting period, some local food banks and community assistance programs can help with groceries/utilities while you're waiting for benefits to kick in. I was too proud to look into it at first but honestly wish I had. Also, once you're approved, keep all your paperwork organized because you'll need to certify for benefits every two weeks. Set phone reminders - missing a certification can delay your payments. The process definitely works, just takes patience. Focus on your recovery and try not to stress too much about the timeline. You'll get through this! š
0 coins
Eva St. Cyr
ā¢Thank you so much for this thoughtful response! It really helps to hear from someone who went through the exact same worry I'm experiencing right now. The tip about filing a week before surgery is something I'm definitely going to do - it sounds like that really helped speed up your process. I hadn't thought about looking into community assistance programs, but you're right that pride shouldn't get in the way when you're dealing with financial stress. I'll look into what's available in my area just in case. Setting up reminders for the bi-weekly certifications is brilliant too - the last thing I need is to mess up payments because I forgot to submit something on time. Really appreciate you sharing your timeline and all the practical advice! š
0 coins