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Ravi Gupta
Glad to hear you got it resolved! For anyone else reading this thread in the future, here's a quick summary of typical SDI payment timelines after medical certification: ā¢ Best case scenario: 10-14 days ā¢ Average scenario: 14-21 days ā¢ Delayed scenario (with minor issues): 21-30 days ā¢ Problem scenarios (verification issues, incomplete info): 30+ days Always remember that the 7-day waiting period doesn't count toward your benefit days and isn't paid. Payment typically covers the period beginning after the waiting period ends, assuming your claim is approved by then.
thanks for this summary! saving this for when i have my knee surgery next month. good to know what to expect with the timeline.
I'm dealing with a similar situation right now - been waiting 18 days since my doctor submitted everything for my pregnancy-related disability claim. It's so stressful not knowing when the money will come, especially when you have bills to pay! Reading through these responses is both reassuring and concerning - reassuring that I'm not alone and will eventually get paid, but concerning that it might take another 2+ weeks. Has anyone found any patterns in terms of what day of the week payments typically get processed? I've heard some people say they only process payments on certain days.
Miguel Ortiz
ā¢I've been tracking this pretty closely through my own claim and from what others have shared here. EDD seems to process SDI payments in batches, typically Tuesday through Thursday. I've never seen weekend processing. From what I observed, if your claim gets approved on a Friday, you'll likely see payment Tuesday/Wednesday of the following week. Also wanted to mention - pregnancy disability claims sometimes have additional verification steps since they involve both temporary disability and potential coordination with paid family leave later. Hang in there, the wait is brutal but you'll get through it!
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As someone who just went through my first SDI payment cycle last month, I can totally relate to that anxiety! The good news is that once your status shows 'Paid' (which Emma already achieved!), you're basically home free - it's just a matter of banking processing time at that point. For anyone else going through this, I found it helpful to screenshot my 'Paid' status as proof that EDD had done their part. Also, don't be surprised if your bank's mobile app shows the deposit before it's actually available to spend - mine showed "pending deposit" Sunday night but wasn't available until Monday afternoon. The whole first payment experience is definitely stressful, but once you get through it the subsequent payments are so much more predictable. This community has been invaluable for setting realistic expectations!
Liv Park
ā¢@Landon Flounder That s'such a great tip about screenshotting the Paid 'status!' I never would have thought of that but it makes total sense to have that proof that EDD processed everything correctly. And good point about the mobile app showing pending deposits - I can see how that would be both exciting and frustrating at the same time! It s'amazing how much this community has helped demystify the whole SDI process. When I first started reading about disability benefits, everything seemed so complicated and uncertain. But seeing real people share their actual timelines and experiences makes it feel so much more manageable. Thanks for adding your perspective from going through this recently!
This thread has been such a lifesaver! I'm currently in my first week of SDI and already stressing about the certification process. Emma, so happy to see your status changed to 'Paid' - that must feel amazing after all that waiting! Reading through everyone's experiences here really shows how normal that first payment anxiety is. I had no idea about the 7-day waiting period that Isabella mentioned, so that's super helpful to know for budgeting. Also loving all the practical tips like setting up bank alerts and checking the portal once daily instead of obsessively refreshing. This community is incredible for helping newbies like me understand what's actually normal vs what to worry about. Thanks everyone for being so open about your timelines!
@Darren Brooks I m'glad this thread has been helpful for you too! When I first started my SDI claim, I had no idea what to expect and was constantly worried I was doing something wrong. This community has been amazing at sharing real experiences and timelines. That 7-day waiting period definitely caught me off guard too - I was expecting my first payment to cover the full 14 days, so it s'good that you know about it upfront for your budgeting. The certification process itself is actually pretty straightforward once you get to it, just make sure you have all your dates and information ready. One thing I learned is to certify as early as possible when your window opens - it doesn t'make the payment come faster, but it gives you peace of mind that you didn t'miss the deadline. Keep us posted on how your first certification goes!
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ThunderBolt7
I just went through this same frustrating experience! My SDI claim was approved on 9/28 and I waited almost 2 weeks for my card to arrive. What I learned from calling Bank of America EDD (1-866-692-9374) is that they can actually tell you the exact status - whether your payment has been issued, if it went to an old card, and when your new/replacement card was mailed. The key thing is to call BofA directly, not EDD, since they handle all the card logistics. Also, make sure to check your SDI Online account daily because sometimes the payment status updates overnight even if you don't see it right away. The waiting is absolutely nerve-wracking when you have bills due, but the money will come through. Hang in there and definitely call BofA tomorrow morning - they'll give you way better information than trying to get through to EDD's phone system!
This is such great advice! I've been trying to get through to EDD for days with no luck, but calling Bank of America directly makes so much more sense since they're the ones handling the card side of things. It's reassuring to hear that they can give you specific details like when the card was mailed - that's exactly the kind of information I need right now. Your timeline of about 2 weeks from approval to card arrival gives me some hope that mine should be coming soon too. I'm definitely calling BofA first thing tomorrow morning. Thanks for sharing your experience and the specific phone number - this thread has been way more helpful than anything I could find on the official websites!
I'm dealing with the exact same situation right now! My claim was approved on 10/21 and I'm also still waiting for my card. This entire thread has been a lifesaver - I had absolutely no clue about the old card reuse policy until reading through everyone's experiences here. I'm pretty sure I had an unemployment card back in early 2023 that I definitely don't have anymore, so based on what everyone's saying, my disability payment probably got loaded onto that old card. I'm calling Bank of America EDD services tomorrow morning at 1-866-692-9374 like everyone recommended. It's honestly ridiculous that EDD doesn't explain any of this upfront - we shouldn't have to crowdsource information just to figure out where our approved benefits went! Thank you to everyone who shared their timelines and tips. This community is providing way better customer service than EDD itself. I'll update once I figure out what's going on with my payment!
You're absolutely right that EDD should explain this process better upfront! It's frustrating that so many of us have to figure this out the hard way. Since you had an unemployment card in early 2023, you're almost certainly in the same situation as everyone else here - your disability payment likely went to that old card. When you call BofA EDD tomorrow, they should be able to confirm this immediately and get a replacement card expedited. The good news is that once you know what's happening, most people seem to get their replacement cards within 7-10 business days. This thread really has become an unofficial EDD customer service center! Definitely keep us updated after your call tomorrow - your experience will help the next person who finds themselves dealing with this same confusing situation.
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Carmen Vega
I've been following this thread religiously because I'm dealing with the exact same E316/E318 nightmare! š© You all have created the most comprehensive EDD troubleshooting guide I've ever seen - honestly better than anything on their official site. I wanted to share what's been working for me lately: I use a combination of the mobile app (game changer!) + incognito mode on desktop as my backup. But here's the weird part - I've noticed that if I get locked out on one device, I can sometimes still get in on the other immediately. It's like their system tracks devices separately?? š¤ Also, for anyone using assistive technology like I do, I found that temporarily switching to basic/simplified browser settings helps avoid conflicts with EDD's terrible accessibility. It shouldn't be this way, but at least it works. The fact that we've all become amateur IT specialists just to access our disability benefits is beyond ridiculous, but I'm so grateful for this community! Keep sharing solutions - we're literally saving each other's sanity here! šŖāØ
This is such a valuable observation about devices being tracked separately! š¤Æ That could explain why some of us have success with one method and then it suddenly stops working. Having both the mobile app AND incognito desktop as backup options is really smart - it's like having multiple keys to the same broken lock! š Your point about assistive technology conflicts is so important too. It's absolutely unacceptable that people who need accessibility features have to disable them just to access disability benefits - the irony is infuriating! š” Thank you for sharing that workaround though, it could really help others in similar situations. You're so right that we've basically become an unofficial EDD support team! This thread has more useful solutions than their entire help section. It's amazing how this community has come together to solve what their actual IT department can't seem to figure out. Really appreciate you adding the device-switching strategy to our arsenal! š
I've been dealing with E316 and E318 errors for almost two months now and this thread is absolutely incredible! š You all have created the most comprehensive troubleshooting guide I've ever seen. I've tried pretty much everything mentioned here and wanted to share what's been working for me consistently: My current winning strategy is using the mobile app between 6-7 AM on weekdays (thanks to everyone who shared the timing tips!), but with a twist - I restart my phone completely before opening the app. Something about a fresh device boot seems to help avoid whatever session conflicts cause these errors. I also keep a "emergency backup plan" ready: Firefox in private mode with all extensions disabled + VPN to a different CA location. If the mobile app fails, I immediately switch to this setup without waiting. The most frustrating part is that I'm dealing with a chronic illness that makes mornings really difficult, but somehow that's when EDD's system works best. It's absolutely backwards that we have to wake up at dawn just to check our disability benefits! š¤ This community has literally saved my sanity - we've collectively figured out more solutions than EDD's actual support team. Thank you all for sharing your experiences and keeping each other going through this broken system! š
Jamal Wilson
I'm actually going through this exact same situation right now! My return-to-work date is December 12th and it's also my payment date, so I completely understand your anxiety about this timing issue. After reading through everyone's experiences here, it's clear that you should definitely receive your final payment for the period ending November 30th. The medical certification is what matters most - not whether you actually have a job lined up (which I don't either, still searching!). What I've learned from this thread is that EDD's system sometimes flags final payments for manual review when the return date matches the payment date, which can cause delays of anywhere from a few days to about a week. But everyone who experienced this eventually got their full payment. I'm planning to call EDD this week before my December 12th date to verify everything is set up correctly - seems like being proactive is the best approach based on what everyone has shared. I'd definitely recommend you do the same before December 1st if you can get through. It's so reassuring to know we're not alone in dealing with these timing coincidences! This community has been incredibly helpful in easing my stress about this whole process. Good luck with your final payment and job search - we've got this!
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CosmicCommander
ā¢I'm so glad I found this thread! I'm completely new to this community but dealing with a very similar timing issue. My return-to-work date is in a couple weeks and falls on my payment date too, and I've been losing sleep over whether I'll get my final payment. Reading everyone's experiences has been such a relief - it's incredible how common this timing coincidence seems to be! What really helped me understand is that the medical certification determines everything, not actual employment status. I'm also still job hunting and was worried that would somehow affect my payment eligibility. It's so reassuring to see that multiple people have successfully received their final payments even with processing delays. I'm definitely going to call EDD proactively this week after reading all the advice here. It seems like getting ahead of potential issues is the way to go. Thanks for sharing your situation and for emphasizing that we're not alone in this - sometimes it feels like you're the only one dealing with these confusing timing issues! Good luck with your December 12th situation and job search too!
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Amina Toure
I'm also new to this community but found this thread while researching the exact same issue! My return-to-work date is December 3rd and it also falls on my payment date, so I've been really stressed about whether I'll get my final SDI payment. Reading through everyone's experiences here has been incredibly reassuring - it's amazing how many people have dealt with this specific timing coincidence! What really stands out is that everyone emphasizes the medical certification is what determines your payment eligibility, not whether you actually have a job to return to (which I also don't yet - still actively searching). The consensus seems to be that you should definitely receive your final payment for the period ending November 30th, even if there might be a processing delay of several days to a week due to the system flagging final payments for manual review when they coincide with return dates. I'm planning to call EDD before my December 3rd date after reading all the advice here about being proactive. It seems like having them verify everything is set up correctly and noting it in your file can really help avoid issues or at least provide peace of mind. This thread has been such a lifesaver - it's so comforting to know we're all going through similar situations! Thanks to everyone who shared their experiences. Good luck with your final payment and job search - I'm feeling much more confident about this whole process now!
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