EDD issued SDI payment today - when will funds be available in my account?
So I just checked my SDI Online account this morning and it shows my disability payment was issued today (after nearly 3 weeks of processing!). This is my first SDI claim ever since I had to take time off for shoulder surgery. Does anyone know how long it typically takes for the money to actually hit my bank account? I'm set up with direct deposit and getting really anxious since my rent is due in 2 days. The payment history page says 'issued' but doesn't give any timeline for when I'll actually see the funds. Thanks for any help!
14 comments
Santiago Diaz
usually takes 24-48 hrs depends on ur bank. mine always shows up next day with chase
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Riya Sharma
That's a relief! I'm with Wells Fargo, so hopefully it's similar. The EDD website isn't very clear about the timing.
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Millie Long
It always takes FOREVER with Bank of America!! Last time they
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Riya Sharma
Oh no, 5 days?! I really hope it doesn't take that long. My landlord isn't exactly the understanding type...
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KaiEsmeralda
The timing depends on your bank and whether you're receiving funds by direct deposit or EDD Debit Card. With direct deposit, most people see funds within 1-2 business days after the payment shows as 'issued' in the system. However, some banks may hold funds for 2-3 business days, especially for first-time payments.\n\nIf you're concerned about making rent, you might want to call EDD to confirm everything is processing correctly. In my experience, they can sometimes give you more specific information about when the transfer was initiated.
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Riya Sharma
Thank you for the detailed explanation! I guess I'll just have to wait and see. My bank normally processes direct deposits pretty quickly once they receive them.
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Debra Bai
I went through this exact situation last month. When my payment showed as 'issued' it was in my account the next morning. The one thing to note is that if this is your first payment, it sometimes includes multiple weeks of benefits if you've been waiting a while. Double-check that the amount matches what you're expecting based on your weekly benefit amount calculation.\n\nAlso, if you need to reach EDD about this or any future issues, I discovered a service called Claimyr (claimyr.com) that got me through to an actual human at EDD when I couldn't get through. They have a video that shows how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Saved me hours of frustration when I had a question about my certification dates.
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Gabriel Freeman
does that claimyr thing really work? i tried calling EDD like 20 times last week and kept getting disconnected
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Debra Bai
It worked for me! I was skeptical at first but was desperate after trying for three days straight. Got connected to an EDD rep in about 25 minutes.
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Laura Lopez
Just wanted to check in - did your payment arrive? I'm in a similar situation (knee surgery) and my first payment just got issued today. Trying to plan for when I'll have access to the funds.
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Riya Sharma
Yes! It just showed up in my account this morning! So it took about 36 hours from when it showed as 'issued' on the EDD website. The amount was correct too, including my back payments for the weeks after my 7-day waiting period. Such a relief!
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Santiago Diaz
cool deal man glad it worked out 👍
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Victoria Brown
For anyone finding this thread later - my experience with SDI payments has been totally inconsistent. Sometimes the money shows up the next day after it says 'issued' and sometimes it takes 3-4 days. I think it depends on what time of day they process it and maybe what day of the week. The most frustrating thing about the whole disability process is how little information they give you at each step! At least put a estimated deposit date on the website!!
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Riya Sharma
I agree! The lack of clear information is really stressful, especially when you're already dealing with medical issues and worrying about finances.
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