< Back to California Disability

EDD SDI payment schedule - when will I actually get my first disability payment?

Anyone here know how long it usually takes for EDD to actually send your first disability payment after they approve your claim? My SDI claim was just approved yesterday (after a 2-week wait) but I'm trying to figure out when money will hit my bank account. The approval notice doesn't say anything about payment timing. Is it like immediate, a few days, or another week? I've got bills due soon and need to plan accordingly. This is my first time on disability - broke my ankle in 3 places and surgery is next week.

Miguel Herrera

•

it depends how u get paid. direct deposit is faster like 1-2 days after approval. paper checks can take like a week to arrive in mail.

0 coins

Ava Thompson

•

Thanks! I signed up for direct deposit when I filed my claim, so hopefully that means I'll see something in the next day or two.

0 coins

Zainab Ali

•

In my experience, SDI payments typically arrive within 3 business days after claim approval if you have direct deposit set up. If you're getting paper checks, it can take 7-10 days for the first one to arrive. Something important to note: your first payment might be larger than subsequent ones because it often includes multiple weeks if your waiting period ended a while ago. After that, you'll receive payments every two weeks as long as you continue to certify (if required by your doctor). Also, don't forget EDD won't pay for the first 7 days of your disability - that's the mandatory waiting period before benefits kick in.

0 coins

Connor Murphy

•

Wait what??!! There's a 7-day waiting period? So we don't get paid for the first week of disability at all? That's so unfair! Nobody told me about that when I applied!

0 coins

Zainab Ali

•

Yes, unfortunately that's standard with SDI. The first 7 days of any disability claim serve as a waiting period. It's similar to how many insurance policies have deductibles. The waiting period applies to each new claim, but if you have a recurring disability within 60 days of returning to work, you usually don't have to serve another waiting period.

0 coins

Yara Nassar

•

mine took FOREVER last year. got approved but then no payment for like 10 days! called EDD like 50 times and couldn't get through. kept getting disconnected. SO FRUSTRATING!!!! 😡

0 coins

StarGazer101

•

If you need to contact EDD about payment delays, I highly recommend using Claimyr (claimyr.com). I was in the same boat - calling endlessly and getting nowhere. Their service connected me to an EDD agent in about 15 minutes when I had been trying for days on my own. They have a video demo that shows how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd My payment issue got resolved the same day after I finally spoke with someone who could actually help.

0 coins

Keisha Jackson

•

I got approved for disability back in november it took 3 weeks to see my first payment after that tho it was every 2 weeks like clockwork as long as my doctor sent in the certification form on time. sometimes edd systems go down and that delays everything tho.

0 coins

Ava Thompson

•

Every 2 weeks seems to be the consensus. Do they ever tell you when payments are processed, or do you just have to keep checking your bank account?

0 coins

Keisha Jackson

•

they never tell u nothing lol just gotta check ur account. but after the first one u can kinda predict it. mine always came on a wednesday.

0 coins

Paolo Romano

•

When I was on SDI for my pregnancy, it was actually pretty efficient. My payments were deposited exactly 3 days after approval. Then every two weeks after that, as long as my doctor submitted the ongoing certification on time. One thing to watch out for - they calculate your weekly benefit amount based on your highest quarter of earnings in your base period (quarters 2-5 before your claim). So if your income fluctuates a lot, your benefit might be higher or lower than you expect. The maximum weekly benefit amount for 2025 is $1,650, but most people get less than that. Also make sure you're documenting all your medical treatments for your ankle. If you need to extend your disability beyond what was initially approved, you'll need updated medical certification.

0 coins

Ava Thompson

•

Thanks for the detailed info. My income is pretty stable, so the benefit amount should be predictable. And good point about documenting treatments - my doctor said recovery might take 8-12 weeks depending on how the surgery goes, so I might need an extension.

0 coins

Amina Diop

•

This whole system is a joke. They take forever to approve claims and then make you wait even longer for the money. My friend was literally about to be evicted while waiting for his disability payment to arrive. And they only pay a fraction of your actual salary! How are people supposed to survive on that?? The EDD needs a complete overhaul if you ask me.

0 coins

Zainab Ali

•

While the system definitely has its frustrations, SDI is actually designed to replace about 60-70% of your wages, up to the maximum. It's not meant to be 100% wage replacement. And processing times have improved a lot since the pandemic - most claims are now approved within 7-14 days if all the documentation is correct. Still not perfect, but better than it was.

0 coins

Ava Thompson

•

Update: Just got my first payment this morning! It took exactly 2 business days after approval, and it was for 2 weeks worth (minus the waiting period). Thanks everyone for your help!

0 coins

Miguel Herrera

•

nice! glad it worked out for u

0 coins

TaxRefund AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
6,872 users helped today