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I'm dealing with a similar situation and this thread has been incredibly informative! I received my first SDI payment last week and was also confused about the schedule. One thing I wanted to add is that you can sign up for text notifications through your SDI Online account - they'll send you alerts when payments are processed. This has been really helpful for my peace of mind since I can track when payments are coming without constantly logging in to check. Also, if anyone is struggling with the financial gap during that first waiting week, some local disability advocacy organizations have emergency assistance programs that can help bridge that period. It's worth looking into community resources while you're getting established on SDI.
This is such valuable information, thank you for sharing! I had no idea about the text notification feature - that would definitely help with the anxiety of not knowing when payments are coming. I'm going to set that up right away. The tip about local disability advocacy organizations is also really helpful. I was fortunate that I had some savings to cover that first waiting week, but I can imagine how stressful that gap must be for people who are already dealing with medical issues and sudden loss of income. It's great to know there are community resources available. This whole thread has been so much more helpful than trying to navigate the EDD website alone!
This thread has been incredibly helpful! I'm currently waiting for my SDI approval and had no idea about some of these details. The information about the bi-weekly payment schedule, potential certification requirements, and especially the direct deposit setup is exactly what I needed to know. I'm also grateful for the heads up about the tax implications - I definitely wouldn't have thought about keeping records for the 1099-G. One question I have: if there are any delays or issues with payments, is it better to try calling EDD directly or use the SDI Online account to troubleshoot first? I've heard mixed experiences about reaching EDD by phone, but I want to know the most efficient way to resolve problems if they come up during my claim period.
Great question about troubleshooting payment issues! From what I've seen in this community, it's usually best to start with your SDI Online account first - you can check your claim status, payment history, and see if there are any pending actions needed on your end. The online account will often show specific reasons for delays (like missing forms or address issues). If everything looks correct online but you're still having problems, then calling becomes necessary. As someone mentioned earlier, services like Claimyr can help you actually get through to a human at EDD without spending hours on hold. The key is to exhaust the self-service options first since they're available 24/7, then escalate to phone support if the online tools don't resolve your issue.
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Hi Laila! I'm new to this community and just went through this exact same situation a couple weeks ago - that partial first payment had me completely freaking out too! What you're seeing is totally normal. Your first payment only covers Jan 11-15 because that's the period from when your 7-day waiting period ended until EDD's next regular payment processing date. You'll definitely get paid for your entire claim period through bi-weekly payments after this! The waiting period (Jan 4-10) is never paid, which honestly should be explained way better during the application process. I found it really helpful to set up a simple calendar marking when to expect payments (roughly every 2 weeks from your first payment date) so I could budget for rent and stop panicking. You can track everything through SDI Online to see your payment history and certification status. Don't stress - the regular payments will start coming soon and you'll get the full amount you're entitled to for your claim period. This community has been amazing for getting real answers about EDD's confusing system - welcome!
Hi Esteban! Thanks for the welcome and for sharing your experience - it's so comforting to hear from someone who just went through this! I'm definitely going to set up that payment calendar today since literally everyone here has recommended it. It's incredible how much clearer everything becomes when you hear from real people who've navigated this system. I was convinced something was broken with my claim and spent way too much time trying to decode EDD's confusing website. The waiting period really should be explained prominently upfront instead of being this hidden detail that causes so much unnecessary panic. This thread has been more informative than all the official EDD resources combined - really grateful for this community!
Hi Laila! I'm new to this community and just went through this exact same panic last month when I got my first SDI payment! That partial payment covering only a few days is completely normal - it had me thinking there was an error with my claim too. What you received (Jan 11-15) covers the period right after your 7-day waiting period ended until EDD's next payment processing cycle. You'll definitely get paid for your entire claim period through regular bi-weekly payments going forward! The waiting period (Jan 4-10) is never paid, which they really should explain better upfront. I found it super helpful to create a simple calendar marking expected payment dates roughly every 2 weeks so I could plan my budget and stop worrying about rent. You can also monitor everything through SDI Online to track your payment history and certification status. Don't stress - the regular payments will start flowing soon and you'll get the full amount you're entitled to. This community has been incredible for getting real answers about navigating EDD's confusing system - welcome and you're going to be just fine!
Hi Sophia! Thanks for the welcome and for sharing your experience - it's such a relief to hear from someone who just went through this same panic! I'm definitely setting up that payment calendar today since everyone here keeps recommending it. It's amazing how this one thread has answered every question I had better than spending hours on the EDD website. I was literally losing sleep thinking something went wrong with my claim when it turns out this is just their normal (poorly explained) process. The waiting period thing really caught me off guard - you'd think they'd mention that prominently during the application instead of leaving people to figure it out through stress and confusion! This community has been a lifesaver for understanding what to actually expect. Really grateful for everyone taking time to help newcomers navigate this system!
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Pro tip: if you're having trouble getting through on the phone, try calling right when they open in the morning. I've had better luck that way.
This! Also, avoid calling on Mondays if you can. Those are usually the busiest days.
I went through the exact same thing a few months ago with the DE 2517-17 notice! The key thing is to be super precise with your dates. When you call, have your employment records handy - pay stubs, termination letter, anything that shows your exact last day of work. The disability claim start date has to be the day AFTER your last day worked, not the same day. I made that mistake initially and had to go through this whole correction process. Once I got it sorted out, my payments resumed normally. Just don't wait too long to call - they're pretty strict about the response timeframe on these notices.
Thank you so much for sharing your experience! This is really helpful. Just to clarify - when you say the disability claim start date has to be the day AFTER your last day worked, does that mean if I worked on a Friday, my claim should start on Saturday? Also, how long did it take for your payments to resume once you got everything corrected?
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Just wanted to chime in as someone who recently went through this process! I had to update my direct deposit info about 6 weeks ago after switching banks. Here's what worked for me: I called the 1-800-300-5616 number at 8:00 AM exactly on a Tuesday morning (took about 15 redials to get past the busy signal). The wait was about 2.5 hours, but I just put it on speaker and did other things while waiting. Once I got through, the rep was actually really helpful and efficient - the whole update process took maybe 7-8 minutes. They walked me through everything and confirmed all my info back to me twice. One thing that really helped was having a photo of my voided check ready on my phone so I could double-check the routing/account numbers while talking to them. The change took about 8 business days to go into effect, and they did send that little test deposit first like others mentioned. My biggest tip: don't get discouraged by the busy signals and long wait times - it's frustrating but you WILL eventually get through! Hang in there Victoria, you've got this! 🙌
@Joy Olmedo This is so encouraging to hear! I ve'been putting off making the call because I was dreading the wait time, but knowing that people are actually getting through and that the reps are helpful makes me feel way better about tackling this. The tip about having a photo of the voided check ready is brilliant - I never would have thought of that but it makes total sense. I m'definitely going to try the Tuesday 8 AM strategy that seems to be working for everyone. Thanks for sharing your timeline too - 8 business days doesn t'sound too bad compared to some of the horror stories I was imagining! 😊
Hey @Victoria Scott! I just went through this exact same situation about 2 months ago and totally feel your stress about missing payments. Here's what worked for me: I called 1-800-300-5616 right at 8:00 AM on a Wednesday morning (took about 12 redial attempts to get past busy signals). The wait was around 2 hours, but I put it on speaker and did chores while waiting. When I finally got through, the rep was super professional and the actual update took less than 10 minutes. Make sure you have your new routing number, account number, and SSN ready to go. One thing that caught me off guard - they asked me to verify the exact spelling of my name as it appears on the new bank account, so double-check that matches your EDD records beforehand. They processed a small test deposit within 3 days, then my regular payment went to the new account about a week later. The whole process took about 10 business days total. It's definitely a pain but totally manageable! Pro tip: don't close your old account until you see at least one successful deposit in the new one. You've got this! 💪
@Quinn Herbert This is such a comprehensive breakdown - thank you! I m'definitely feeling more confident about tackling this now. The detail about verifying the exact spelling of your name is so important and something I wouldn t'have thought to check beforehand. I m'curious - when they did the test deposit, did they notify you somehow or did you just have to keep checking your account? Also really appreciate the timeline breakdown. Knowing it took about 10 business days total helps me plan around when to expect everything to be fully switched over. The tip about not closing the old account is clutch - seems like that s'a common thread from everyone who s'been through this! 🙏
Keisha Robinson
I just went through this exact situation last month! I had forgotten to sign the medical release section of my SDI application for anxiety/depression and was so worried about delays too. Here's what worked for me: I used the "Convert paper application to online" feature that Clay mentioned - it's a game changer! You just need your original application ID number from any correspondence they sent you. The system automatically cancels your paper application when you complete the online conversion, so no duplicate claim issues. My doctor actually loved the electronic certification process - she said it was much faster than dealing with fax machines. She completed her part within 24 hours and I got email notifications at every step, which really helped with my anxiety about whether things were processing properly. One tip: make sure to complete the entire online application in one sitting. I learned this the hard way when I tried to save progress and come back later - some information didn't save correctly and I had to restart (but it only took about 20 minutes the second time). The whole thing processed in about 10 days once I switched to online. Hang in there - you're taking the right steps to get the help you need! Mental health is just as valid as any physical condition for disability benefits.
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William Rivera
•Keisha, this is exactly the kind of success story I needed to hear! Thank you so much for sharing your experience with the conversion process. It's really encouraging to know that it worked smoothly for you and that your doctor preferred the electronic system. I love that you mentioned getting email notifications at every step - that's going to be huge for managing my anxiety about whether things are actually processing. The uncertainty is almost worse than the actual waiting sometimes! Your tip about completing everything in one sitting is noted - I'll make sure to set aside a good chunk of time this weekend when I can focus properly without interruptions. 20 minutes sounds totally manageable for the peace of mind it'll give me. 10 days for processing sounds reasonable too, especially compared to the potential delays with mail back-and-forth on the paper form. I'm feeling much more optimistic about this whole process now thanks to everyone's advice and experiences here. Really appreciate you taking the time to share what worked for you!
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Ravi Gupta
I'm also going through the SDI process for anxiety right now and this entire thread has been so incredibly helpful! Mary, I completely understand that overwhelming feeling when you're already dealing with severe anxiety and then the paperwork process adds even more stress on top of it. From reading everyone's experiences, it really sounds like the "Convert paper application to online" feature is your best bet. The fact that multiple people have confirmed it automatically cancels the paper application when you complete the online conversion takes away that duplicate claim worry completely. I wanted to add one thing that helped me - when I was preparing to do my online application, I gathered all my documents first (ID, employment info, doctor details) and wrote them down on a sheet of paper before starting. That way I wasn't scrambling to find information mid-application and could complete everything in one smooth session like Keisha recommended. Also, the email confirmations everyone mentioned are a lifesaver for anxiety. There's something so reassuring about having that paper trail showing each step is actually happening. You're being so proactive about getting the help you need, and that takes real strength when you're dealing with anxiety. Mental health conditions absolutely deserve the same support as physical ones. Wishing you a smooth process - please keep us updated on how it goes!
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