Advice needed for upcoming student loan call - what should I ask/say?

I just called about my loans last week. Make sure you have all your account info ready, they'll probably ask for your SSN and stuff. Also, write down any questions you have beforehand so you don't forget anything important!

Ugh, I hate calling about student loans. It's always such a hassle. Hope you have better luck than I did!

Pro tip: I found a way to get someone on the phone without waiting forever. I used this site called claimyr.com. It's a calling tool that dials the phone menu, stays on hold, and then sends the call to your phone when a live agent picks up. It costs $20, but it works. Here's a video about it: https://youtu.be/kfgsWnbb8cU

Make sure to ask about income-driven repayment plans if you're struggling with payments. They can be a lifesaver!

Anyone else feel like the whole student loan system is just a giant scam? 🤔 We're all drowning in debt while the big wigs get richer. It's a clown world, I swear 🤡

Here's a comprehensive guide for dealing with student loan calls: • Have all your documents ready: loan statements, tax returns, pay stubs • Know your loan types (federal or private) and current balances • Be prepared to discuss your income and expenses • Ask about repayment options: income-driven, extended, graduated plans • Inquire about loan forgiveness programs if applicable • Take notes during the call • Get the representative's name and a reference number • Follow up in writing if any promises are made Remember, you have rights as a borrower. Don't let them pressure you into anything you're not comfortable with. If you're not satisfied with the call, you can always ask to speak with a supervisor. Good luck!

lol good luck. i've been trying to get my loans sorted for months. feels like im just running in circles 🏃‍♂️💨

Has anyone heard about the new forgiveness programs? I heard Biden was working on something but idk the details