MOHELA IDR recertification paused, payment skyrocketed - need administrative forbearance ASAP!
Hey everyone, I'm in a bit of a pickle with my student loan servicer. My IDR recertification is on hold, and my payment has skyrocketed! I was told a couple weeks back that they put it in administrative forbearance, but my account doesn't show that at all. Now I've got this massive payment due soon and I'm freaking out. Anyone else dealing with this mess? I'm thinking of calling them to get this sorted out and put my loan in administrative forbearance because of their disorganization. Any advice on how to handle this call?
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Simon White
Ugh, I feel your pain! These servicers are a nightmare to deal with. Here's what I'd suggest: • Gather all your docs showing their screw-ups • Call and calmly explain how their mistakes are affecting you • Specifically request administrative forbearance • Get the name of who you talk to and a reference number • Follow up with an email summarizing the call Stay strong and don't let them push you around! 💪
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Hugo Kass
•This is solid advice! I'd add: record the call if your state allows it. It's saved my butt before when they 'forgot' what they promised 🙄
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Nasira Ibanez
•omg yes to the email follow-up! i always forget and then they conveniently have no record of our convo 🤬
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Geoff Richards
•Thanks so much for this! I'm definitely going to follow these steps. Fingers crossed it works out 🤞
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Khalil Urso
lol welcome to the club. been dealing with this nonsense for months. its like they actively try to make our lives harder
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Myles Regis
I found a way to actually get someone on the phone without waiting forever. There's this site called claimyr.com that has a calling tool. It dials through the phone menu, stays on hold, and then connects you when a real person picks up. It costs $20, but it's worth it to avoid hours on hold. Here's a video about it: https://youtu.be/kfgsWnbb8cU
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Brian Downey
•Sounds too good to be true. How does it actually work?
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Myles Regis
•It's legit! You pick the number you want to call, pay, and they start calling. When an agent answers, they forward the call to your phone. Saved me hours of hold time.
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Jacinda Yu
•idk man, seems sketchy. you sure its not a scam?
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Myles Regis
•Not a scam at all. I've used it multiple times. They don't ask for any personal info beyond your phone number to connect the call. It's just a time-saver.
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Landon Flounder
Have you tried reaching out to your congressperson? Sometimes they can light a fire under these servicers' butts and get things moving.
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Callum Savage
•This! 👆 My rep's office was super helpful when I was getting the runaround. Def worth a shot!
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Ally Tailer
oof, sounds rough buddy. I swear these loan servicers are playing 4D chess while were all stuck in checkers 🤡
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Aliyah Debovski
Have you checked if you qualify for PSLF? Might be worth looking into if you work in public service or for a non-profit. Could potentially wipe out your loans after 10 years of payments.
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Geoff Richards
•Thanks for the suggestion! I'm not in public service, but I'll keep that in mind if I ever switch careers.
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Miranda Singer
Tbh, sometimes I wonder if its easier to just fake my own death and start a new life in Belize 🏝️😂
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Cass Green
•lmao mood. but knowing our luck, theyd probably find us there too 💀
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