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Eduardo Silva

What qualifies for unemployment benefits in Washington state?

I'm trying to figure out if I qualify for unemployment benefits through Washington ESD. I was let go from my job last month due to budget cuts at my company, but I'm not sure what the requirements are. I worked there for about 18 months and made around $45,000 annually. Do I need to have worked for a certain amount of time? What about if you quit vs. get fired? I've never filed for unemployment before so I'm totally lost on what qualifies you for benefits.

You'll likely qualify based on what you described. Washington ESD has specific wage and work requirements - you need to have earned wages in at least two quarters during your base period, which is typically the first four of the last five completed calendar quarters before you file. Since you were laid off (not fired for misconduct or quit without good cause), that helps your case. The key is having sufficient wages during your base period.

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Thanks! What counts as sufficient wages? I made about $1,800 per month at my last job.

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For 2025, you need at least $5,265 in total wages during your base period, with at least $1,755 in your highest-earning quarter. Your monthly amount sounds like it should meet those thresholds.

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The main requirements for Washington unemployment are: 1) You must have worked and earned wages in at least two quarters during your base year, 2) You must have earned at least $1,005 total during your base year, 3) You must be unemployed through no fault of your own (layoffs, reduction in force, etc.), 4) You must be able and available to work, and 5) You must actively search for work. Since you were laid off due to budget cuts, that should qualify as involuntary separation.

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Thanks! What exactly is the base year? Is that just the last 12 months?

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The base year is the first four of the last five completed calendar quarters before you file your claim. So if you file in January 2025, your base year would be October 2023 through September 2024.

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That makes sense. I think I should qualify then since I worked full time for most of 2024.

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The basic requirements for Washington ESD unemployment benefits are: 1) You must have worked and earned wages in at least two quarters during your base period, 2) You must have earned at least $1,500 in your highest quarter, 3) Your total base period wages must be at least 1.5 times your highest quarter earnings, 4) You must be unemployed through no fault of your own (laid off, not fired for misconduct), and 5) You must be able and available for work.

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Thanks! What exactly is the base period? Is that the last year I worked?

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The base period is the first four of the last five completed calendar quarters before you file your claim. So if you file in January 2025, your base period would be January 2024 through December 2024.

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Got it, that makes sense. I should definitely qualify then since I worked the whole time.

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Being laid off due to budget cuts definitely qualifies as unemployment through no fault of your own. That's exactly what unemployment insurance is for. You'll need to file your claim as soon as possible because benefits don't start until you actually file.

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Should I file right away or wait until I've been unemployed for a certain amount of time?

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File immediately! There's a one-week waiting period before benefits start, but the sooner you file the sooner that week starts counting. Don't wait.

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Being laid off definitely helps - that's considered separation through no fault of your own. If you had quit without good cause or been fired for misconduct, that would disqualify you. Make sure you can prove the layoff was due to lack of work, not performance issues.

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My manager gave me a letter saying it was due to reduced business. Should I keep that for my application?

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Absolutely keep that letter! It's perfect documentation for your separation reason.

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You should definitely apply! The basic requirements in Washington are that you worked and earned wages in at least two quarters during your base period (usually the first 4 of the last 5 completed quarters). You also need to have earned at least $4,000 total during your base period. Since you worked for 2 years, you almost certainly meet these requirements.

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That's a relief! What's the base period exactly? I'm confused about the quarters thing.

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The base period is the first four of the last five completed calendar quarters before you file your claim. So if you file now in January 2025, your base period would be October 2023 through September 2024.

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Don't forget about the weekly requirements too! Once you start getting benefits, you have to file a weekly claim every week and do job search activities. Washington ESD requires at least 3 job search activities per week, and you need to keep a log of what you did.

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ugh the job search requirement is so annoying. I hate having to apply to jobs I don't even want just to meet the quota

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Good to know! I was wondering about that part. Do I have to start the job search immediately or can I take a week or two to get organized?

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You need to start right away once your claim is approved. The job search requirements begin with your first weekly claim.

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There are other requirements too besides just the work history. You have to be able and available for work, actively seeking work, and you can't have quit without good cause or been fired for misconduct. Since you were laid off due to store closure, that sounds like you were separated through no fault of your own which is good.

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What does 'able and available' mean exactly? I'm ready to work but I have some limitations on my schedule due to childcare.

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Able and available means you're physically and mentally capable of working and available to accept suitable work. Some schedule limitations are okay as long as they don't unreasonably restrict your job opportunities.

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I had similar childcare issues and still qualified. Just be honest about your availability when you file.

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Just a heads up - you'll also need to register with WorkSource Washington and complete job search activities each week. You have to apply for at least 3 jobs per week and keep a log of your job search activities. Make sure you understand these requirements because they'll disqualify you if you don't meet them.

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Do I have to take any job that's offered to me, even if it pays way less than what I was making?

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For the first few weeks you can be selective about suitable work, but after a certain period you may need to accept jobs that pay less. The definition of suitable work changes over time.

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I had such a hard time getting through to Washington ESD when I first filed. Spent hours on hold and kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get connected to an actual person. They have a video that shows how it works: https://youtu.be/7DieNd3C7zQ. Saved me so much frustration trying to get my questions answered.

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Really? How does that work exactly?

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They basically handle the calling and waiting for you, then connect you when they reach a live agent. Super helpful when you need to talk to someone about your specific situation.

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Is there a cost for that service?

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There is a fee but honestly it was worth it to avoid the phone hell. Much better than spending entire days trying to get through.

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If you're having trouble reaching Washington ESD to ask questions about your eligibility, I found this service called Claimyr that helped me get through to an actual agent. They have a website at claimyr.com and there's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting busy signals.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone at Washington ESD.

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Yeah it's real. I was skeptical too but it actually worked. Got connected to an agent in like 20 minutes instead of spending all day redialing.

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Might have to try that if I run into issues with my application. The phone system is definitely frustrating.

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Just went through this myself. The application asks about all your jobs in the past 18 months, so be prepared to list everything even if you quit previous jobs. They mainly care about your most recent separation though. Also you have to be able and available to work, which means actively job searching.

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What if I quit a job before my recent one? Will that automatically disqualify me?

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Not necessarily - they look at your most recent separation first. If you quit an earlier job but were laid off from your most recent job, the layoff is what matters for qualification.

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One thing to know - you also have to register with WorkSource and do job search activities. It's not just about getting approved, you have to actively look for work and report your job search activities weekly. Some people don't realize this requirement until after they're approved.

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How many jobs do I need to apply for each week?

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You need at least 3 job search activities per week. This can include applying for jobs, attending job fairs, networking contacts, etc. Keep detailed records!

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If you're having trouble getting through to Washington ESD to ask questions about your eligibility, you might want to try Claimyr. I used them recently when I couldn't reach anyone at the unemployment office. They help you get connected to actual ESD agents without waiting on hold forever. Check out claimyr.com - they even have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? I'm worried about scams when it comes to unemployment stuff.

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Yeah it's legitimate. They don't ask for personal info or anything sketchy. They just help you get through the phone queue to talk to real Washington ESD staff.

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Just to add - if you quit your previous job before the retail one, that won't disqualify you as long as you worked enough at the retail job. Washington ESD looks at your most recent separation, so being laid off from retail should be fine even if you quit something else before that.

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That's a relief! I did quit a restaurant job before starting retail, but I was worried that might cause problems.

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wait really? i thought if you quit ANY job in the base year it could disqualify you

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Nope, they primarily care about your most recent separation. If you were laid off from your most recent job, that's what matters for eligibility.

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Don't forget you can also qualify if you quit for good cause. Things like unsafe working conditions, harassment, or significant changes to your job that weren't part of your original agreement. But you have to be able to prove the good cause.

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What counts as good cause exactly? My boss was pretty awful but I'm not sure if that's enough.

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It has to be something a reasonable person would quit over. Documented harassment, unsafe conditions, illegal activities, or major changes to your work schedule or pay without agreement.

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Part-time work counts towards your qualification too, as long as you meet the wage requirements. I worked part-time for most of my base period and still qualified for benefits, though the weekly amount was lower obviously.

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That's good to know. I was part-time for about 6 months of my employment there.

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Same here, part-time hours still count as long as you earned enough wages overall.

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Make sure you apply as soon as possible! There's a waiting week in Washington, but your claim is backdated to when you first became unemployed, not when you finally get around to filing. I waited three weeks to apply and lost out on those first two weeks of benefits.

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Oh no, I've already been unemployed for almost a month! Should I apply today?

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Yes, apply today! You can still get backdated to when you were laid off, but don't wait any longer.

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Actually I think you can only get backdated one week in Washington, not the full time you've been unemployed. Better check on that.

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The earnings requirement trips up a lot of people. You need to have earned at least $1,005 during your base year AND you need to have earned wages in at least two different quarters. So if you only worked one really good quarter, that won't qualify even if you made way more than $1,005.

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I worked the retail job for 8 months so I should have wages in at least two quarters. Is there a way to check my wage records?

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When you file your application, Washington ESD will pull your wage records automatically. You can also request a wage statement from them if you want to check beforehand.

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Don't forget you also can't be receiving other benefits that would disqualify you. Like if you're getting workers comp or certain types of pension payments, that could affect your unemployment eligibility.

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I'm not getting any other benefits, so that shouldn't be an issue for me.

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what about severance pay? i got laid off but they gave me 2 weeks severance

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Severance usually doesn't disqualify you but it might delay when your benefits start. Washington ESD will factor that in when they process your claim.

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honestly the hardest part isn't qualifying, it's actually getting through to someone at washington esd when you have questions or problems. their phone system is a nightmare and the wait times are insane. i spent weeks trying to get answers about my claim

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I had the same problem until someone told me about claimyr.com - it's a service that calls Washington ESD for you and gets you connected to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

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That actually sounds really helpful. Did it work for you? I'm so tired of getting disconnected.

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Yeah it worked great - got connected within a few hours instead of me spending all day calling. Worth it just for the time saved.

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You should definitely apply. From what you described you meet the basic requirements. The worst they can do is say no, but it sounds like you have a good case. Make sure you apply as soon as possible though - there's a waiting week before benefits start.

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What's a waiting week?

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It's the first week of your claim where you don't get paid benefits, even if you're approved. It's like a one-week penalty, but you still have to file your weekly claim.

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One thing to note - if you're fired for misconduct, you won't qualify. This includes things like theft, violence, repeated unexcused absences, or willful violation of company policies. But being fired for poor performance or not being a good fit usually still qualifies you.

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What if the company claims it was misconduct but you disagree?

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You can appeal their decision. Washington ESD will investigate and make a determination. You'll have a chance to present your side of the story.

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The appeals process can take a while though, so be prepared for that if it happens.

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The whole process is honestly pretty straightforward once you get started. The hardest part is just getting through to someone if you have questions. I used that Claimyr service someone mentioned earlier and it was worth it just to get clarity on my specific situation.

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How much does something like that cost? I'm trying to save money obviously since I'm unemployed

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It was reasonable considering how much time it saved me. Plus getting the right information upfront prevented bigger problems later.

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Also make sure you have your employment history ready - dates of employment, employer addresses, reason for separation, wages earned. The application will ask for all of this and it's easier if you have it organized beforehand.

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Should I include part-time jobs or just full-time ones?

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Include everything - part-time, full-time, temporary work, all of it. They need the complete picture of your work history.

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Don't forget you also have to register with WorkSourceWA and do your job search activities. That's part of the ongoing eligibility requirements, not just the initial qualification.

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How many jobs do I have to apply for each week?

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It's usually 3 job contacts per week, but it can vary based on your situation. They'll give you specific requirements when you file your claim.

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Make sure you have all your employment information ready when you file - employer names, addresses, dates of employment, reason for separation, and your Social Security number. Having everything organized will make the process much smoother.

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Do I need pay stubs or will they verify my wages directly with my employer?

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They'll verify wages directly with employers, but having your own records helps if there are any discrepancies or questions.

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The whole system is so confusing honestly. I've been unemployed for 3 months and still don't understand half of it. But definitely apply - worst case they say no and you're no worse off than now.

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That's true, I guess there's no harm in trying.

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Exactly! The application process will help you understand your specific situation better too.

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The wage requirements can be confusing. I thought I qualified but turns out I didn't earn enough in my highest quarter. Make sure you actually calculate it out before assuming you qualify.

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How do I calculate that? Is there a tool on the Washington ESD website?

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You can use the benefit calculator on the Washington ESD website to get an estimate. It will also tell you if you meet the wage requirements.

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Also remember that you have to be physically able to work and available for work. If you're injured or have other limitations that prevent you from working, you might not qualify for regular unemployment benefits.

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What if I'm available but have limited transportation? Does that affect eligibility?

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As long as you can reasonably search for and accept suitable work, transportation limitations shouldn't disqualify you. But you need to be realistic about what jobs you can actually take.

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One thing to watch out for - make sure you file your weekly claims on time every week once you're approved. If you miss a week, it can cause delays and you might have to call in to get it fixed, which brings us back to the whole problem of trying to reach Washington ESD by phone.

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When do you file the weekly claims? Is it the same day every week?

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You can file your weekly claim starting Sunday for the previous week. I always do mine on Sunday morning to stay consistent.

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I file mine on Tuesdays and never had an issue. As long as you do it before the deadline (I think it's Saturday night) you should be fine.

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The system is so confusing! I thought I qualified but then got some letter about base period wages that made no sense. Took forever to figure out they were looking at the wrong quarters.

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That's common - sometimes they use an alternate base period if your regular base period doesn't have enough wages. It can shift which quarters they're looking at.

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Yeah that's exactly what happened. Wish they explained it better in the first place.

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Make sure you apply as soon as possible though. There's a one-week waiting period in Washington, and benefits are only paid from the week you file your claim, not from when you actually became unemployed.

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Oh no, I've been unemployed for over a month already. Did I miss out on benefits?

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You can only get benefits from the week you file forward, not for past weeks. So file ASAP to avoid losing more potential benefits.

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Yes, definitely file this week if you can. Every week you wait is money you can't get back.

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Don't wait to file if you think you might qualify. Even if you're not sure about the wage requirements, it's better to apply and let Washington ESD make the determination. The worst they can do is say no, but you won't know until you try.

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